MoneyLion Plus Personal Loans

MoneyLion Plus Personal Loans

in Personal Loans from MoneyLion Inc.


MoneyLion Plus Personal Loans


in Personal Loans from MoneyLion Inc.

SuperMoney Net Recommendation Score +54% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly recommended

352 users recommend
20 users are unsure
97 users don't recommend
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Community Rating Strongly recommended
Loan Amount $1,000 - $35,000
APR  (Fixed APR) 5.99% - 200%
Loan Term 1 - 36 months
Number of Reviews 469

MoneyLion Plus Personal Loans Review

MoneyLion Plus Personal Loans is offered by MoneyLion Inc., a direct lender founded in 2013 and based in New York, NY. MoneyLion Plus Personal Loans is offered in 45 states (and Washington, DC).

What rates and terms does MoneyLion Plus Personal Loans offer?

MoneyLion Plus Personal Loans has lower interest rates than the average for lenders reviewed on SuperMoney.

What personal loan APRs does MoneyLion Plus Personal Loans offer?

MoneyLion Plus Personal Loans offers a fixed APR personal loan product that ranges from 5.99% APR up to 200% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via MoneyLion Plus Personal Loans?

Loan amounts start at $1,000 and go up to $35,000.

What can a personal loan from MoneyLion Plus Personal Loans be used for?

Personal loans from MoneyLion Plus Personal Loans are typically used for special purchases, debt consolidation, home improvement projects, weddings, medical expenses & procedures, unexpected expenses or similar purposes.

What is the maximum loan term you can get with MoneyLion Plus Personal Loans?

MoneyLion Plus Personal Loans offers personal loans with terms ranging from 1 to 36 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

MoneyLion Plus Personal Loans Rates & Terms
Loan Amount $1000 - $35000
Loan Term 1 - 36 months
APR 5.99% - 200%

What fees does MoneyLion Plus Personal Loans charge?

Does MoneyLion Plus Personal Loans charge an origination fee?

MoneyLion Plus Personal Loans charges a loan origination fee of 0% to 6% of the loan amount. MoneyLion Plus Personal Loans deducts the fee directly from your loan amount before depositing your money, so make sure you take this fee into account when deciding how much you need to borrow.

Does MoneyLion Plus Personal Loans charge a late fee?

Yes, MoneyLion Plus Personal Loans may charge borrowers a late payment fee of up to $25, which is triggered if you're 15 days late.

Does MoneyLion Plus Personal Loans charge prepayment fees?

No, MoneyLion Plus Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

MoneyLion Plus Personal Loans Fees
Origination Fee 0% - 6%
Prepayment Fee? No
Late Payment Fee $25

What do you need to qualify for MoneyLion Plus Personal Loans?

Applicants with a credit score of at least 560 and up to 720 are eligible for MoneyLion Plus Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

To qualify for personal loans with MoneyLion Plus Personal Loans, applicants need a minimum annual income of $36,000 or higher. MoneyLion Plus Personal Loans only considers borrowers who are employed and meet the minimum income requirement.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via MoneyLion Plus Personal Loans. Their rates fall within the limits of The Military Lending Act.

Only U.S. citizens and permanent residents can apply for a loan.

To qualify, applicants may need to provide the following documentation:

  • Applicants must have an active and valid checking account
  • Recent pay stubs
  • Proof of income
  • Driver's license
  • Proof of citizenship or residence permit
MoneyLion Plus Personal Loans Eligibility Criteria
Minimum Age 18
Bank Account Required? Yes
Application Types Accepted
  • Individual Applications
  • Credit Score 560 - 720

    What is the estimated funding time for a personal loan via MoneyLion Plus Personal Loans?

    MoneyLion Plus Personal Loans will typically approve (or deny) a loan application within 24 hours and fund personal loans within 3 business days of approval.

    Does MoneyLion Plus Personal Loans report your account activity to credit bureaus?

    MoneyLion Plus Personal Loans reports your account activity to the following credit reporting agencies:

    • Transunion

    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

    MONEYLION PLUS PERSONAL LOANS Disclosure: Loans are offered through MoneyLion Inc. subsidiaries. Exempt or Licensed entities include: AL by MoneyLion of Alabama, regulated by AL State Banking Dept, Lic. No. MC22369; AZ by MoneyLion of Arizona LLC; CA by MoneyLion of California, LLC are made or arranged pursuant to California Finance Lenders Law license, regulated by the Department of Business Oversight, State of California; CO by MoneyLion of Colorado, LLC regulated by the CO Dept. of Law,Lic. No. 992157; CT by MoneyLion of Conn., exempt lender; DE by MoneyLion of Delaware LLC regulated by the DE Office of the State Bank Commr. Lic. No. 023961; FL by MoneyLion of Florida regulated by Office of Fin. Reg.; ID by MoneyLion of Idaho LLC, regulated by the ID Dept. of Finance, Lic. No. 96264; KS by MoneyLion of Kansas LLC regulated by the Office of the State Banking Commr., Lic. No. SL26648; LA by MoneyLion of Louisiana LLC regulated by the Commr. Of Fin. Insts., Lic No. 1598991-1394881; MD by MoneyLion of Maryland LLC regulated by the MD Dept. of Lbor, Licensing and Reg., NMLS ID 1658081; MN by MoneyLion of Minn. LLC, exempt lender; MS by MoneyLion of Mississippi LLC regulated by the MS Dept. of Banking and Consumer Finance, Lic. No CA/003361; MO by MoneyLion of Missouri LLC regulated by MO Commr. of Insurance, Lic. No. 510-18-7457; NC by MoneyLion of North Carolina LLC, exempt lender; ND by MoneyLion of North Dakota LLC, ND Dept. of Financial Inst., Lic. No. MB103129; NM by MoneyLion of New Mexico LLC, regulated by Fin. Insts Div. of the ND Reg. and Licensing Dept.; NJ by MoneyLion of New Jersey LLC, exempt lender; NY by MoneyLion of New York LLC, exempt lender; NV by MoneyLion of Nevada LLC, exempt lender; OR by Moneylion of Oregon LLC regulated by the Dept of Consumer and Bus. Svs., Div of Fin. Reg., Lic. No. 0408-001-C; SC by MoneyLion of South Carolina LLC, regulated by the St. Bd. Of Fin. Insts., Lic. No. S-8300; SD by MoneyLion of South Dakota regulated by Dept. of Labor and Reg.; TN by MoneyLion of Tennessee, exempt lender; Utah by MoneyLion of Utah LLC under a Consumer Credit Notification Form, regulated by the Utah Dept. of Fin. Insts.; VA by MoneyLion of Virginia LLC, exempt lender; WA by MoneyLIon of Washington LLC, NMLS No. 1237506, regulated by the Washington St. Dept of Fin. Insts.; WI by MoneyLion of Wisconsin LLC under Loan Company License # 2935, regulated by the Wisconsin Dept. of Fin. Inst.; WY by MoneyLion of Wyoming LLC regulated by the Dept of Audit Div of Banking, Lic. No. 0778.
    SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


    • Headquarters
    •   30 West 21st Street 9th Floor
      New York, NY 10010
    •   Visit Site

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    Borrow money for even less, all while saving for tomorrow in your own investment account.

    About MoneyLion Plus Personal Loans

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    View all personal loans offered by MoneyLion Inc.


    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 45 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Virginia
    • Washington
    • Wisconsin
    • Wyoming

    Feature Breakdown

    No Prepayment Fee  
    Late Fee After (number of days) 15
    Late Fee Amount $25
    Origination Fee 0% - 6%
    Minimum Age 18
    Credit Score Range 560 - 720
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Minimum Annual Income $36,000
    Bank Account Required  
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Joint Loan Applications Accepted
    • Individual Applications
    Verification Documents Required
    • Proof of Income
    • Recent Pay Stubs
    • Driver License (or other photo ID)
    • Proof of citizenship/residence (Green Card)
    Loan Amount $1K - $35K
    Loan Term 1 - 36 months
    APR (Fixed APR) 5.99% - 200%

    MoneyLion Plus Personal Loans Community Reviews


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