BetterCash Personal Loans
| Community Rating | Mostly not recommended |
| APR (Fixed APR) | 36% - 99% |
| Loan Amount | $300 - $10,000 |
| Loan Term (Months) | 12 - 36 months |
| Number of Reviews | 23 |
BetterCash Personal Loans Review
BetterCash Personal Loans is offered by MoneyLion Inc., a direct lender founded in 2013 and based in New York, NY. BetterCash Personal Loans are available in 12 states across the USA.
Key Takeaways
- APRs starting at 36%. Personal loan interest rates typically range between 5% and 36%. The starting rates for BetterCash Personal Loans are on the higher end of the spectrum.
- Fast access to funds. If approved, you can sometimes get your money within 1 business day*.
BetterCash Pros & Cons
| Pros | Cons |
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BetterCash FAQ
What interest rates and personal loan terms does BetterCash offer?
BetterCash has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does BetterCash offer?
BetterCash offers a fixed APR personal loan product that ranges from 36% APR up to 99% APR.
How much can you borrow via BetterCash?
Personal loan amounts start at $300 and go up to $10,000.
What is the maximum loan term you can get with BetterCash?
BetterCash offers loans with terms of up to 36 months.
| Personal Loan Amount | $300 - $10000 |
| Loan Term | 12 - 36 months |
| APR | 36% - 99% |
What fees does BetterCash charge?
Does BetterCash charge an origination fee?
BetterCash may charge a personal loan origination fee.
Does BetterCash charge a late fee?
No, BetterCash will not charge you a late fee if you miss one of the monthly payments.
Does BetterCash charge prepayment fees?
No, BetterCash does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for BetterCash Personal Loans?
Applicants with a credit score of at least 550 and up to 720 may be eligible for BetterCash Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.BetterCash Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
| Minimum Age | 18 |
| Bank Account Required? | Yes |
| Credit Score | 550 - 720 |
What is the estimated funding time for a personal loan via BetterCash?
BetterCash will typically provide a credit approval decision in less than an hour and fund the loan within 3 business days.
Is MoneyLion Inc. a legit company?
MoneyLion Inc. was founded in 2013, it is a well-established company that has been in business for 10 years. BetterCash Personal Loans are mostly not recommended by SuperMoney community users.
Contact
- Headquarters
-
30 West 21st Street 9th Floor
New York, NY 10010 USA - (888) 704-6970
- Visit Site
- Email Support
About BetterCash Personal Loans
Availability
- Alabama
- California
- Delaware
- Georgia
- Idaho
- Illinois
- Missouri
- New Mexico
- North Dakota
- South Carolina
- Utah
- Wisconsin
BetterCash Personal Loans Community Reviews
Would you recommend BetterCash Personal Loans to your friends?
