BetterCash Personal Loans
in Personal Loans from MoneyLion Inc.
Would you recommend BetterCash Personal Loans to your friends?
| Community Rating | Mostly not recommended |
| Loan Amount | $300 - $10,000 |
| APR (Fixed APR) | 36% - 99% |
| Loan Term | 12 - 36 months |
| Number of Reviews | 24 |
BetterCash Personal Loans Review
BetterCash Personal Loans is offered by MoneyLion Inc., a direct lender founded in 2013 and based in New York, NY. BetterCash Personal Loans is available in 12 states across the USA.
Key takeaways
- Fast access to cash. In some cases you can get your money within 1 business day.
- Poor credit accepted. Even if you have bad or poor credit, you can apply. Borrowers with a credit score as low as 550 are considered for BetterCash Personal Loans.
- Hard credit pull required. You can't check your rates or see if you prequalify for BetterCash Personal Loans without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
BetterCash Personal Loans Pros and Cons:
| Pros | Cons |
|---|---|
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What rates and terms does BetterCash Personal Loans offer?
BetterCash Personal Loans has higher interest rates than the average for lenders reviewed on SuperMoney.
What APR rate does BetterCash Personal Loans offer?
BetterCash Personal Loans offers a fixed APR personal loan product that ranges from 36% APR up to 99% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
How much can you borrow via BetterCash Personal Loans?
Loan amounts start at $300 and go up to $10,000.
What can a personal loan from BetterCash Personal Loans be used for?
Personal loans from BetterCash Personal Loans are typically used for special purchases or similar purposes.
What is the maximum loan term you can get with BetterCash Personal Loans?
BetterCash Personal Loans offers personal loans with terms ranging from 12 to 36 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
| Loan Amount | $300 - $10000 |
| Loan Term | 12 - 36 months |
| APR | 36% - 99% |
What fees does BetterCash Personal Loans charge?
Does BetterCash Personal Loans charge an origination fee?
BetterCash Personal Loans may charge a loan origination fee.
Does BetterCash Personal Loans charge a late fee?
Yes, BetterCash Personal Loans may charge borrowers a late payment fee.
Does BetterCash Personal Loans charge prepayment fees?
No, BetterCash Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
| Origination Fee | N/A |
| Prepayment Fee? | No |
| Late Payment Fee | N/A |
What do you need to qualify for BetterCash Personal Loans?
Applicants with a credit score of at least 550 and up to 720 are eligible for BetterCash Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.BetterCash Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
| Minimum Age | 18 |
| Bank Account Required? | Yes |
| Credit Score | 550 - 720 |
What is the estimated funding time for a personal loan via BetterCash Personal Loans?
BetterCash Personal Loans will typically provide a credit approval decision in less than an hour and fund the loan within 3 business days.
Contact
- Headquarters
-
30 West 21st Street 9th Floor
New York, NY 10010 - Visit Site
About BetterCash Personal Loans
Availability
- Alabama
- California
- Delaware
- Georgia
- Idaho
- Illinois
- Missouri
- New Mexico
- North Dakota
- South Carolina
- Utah
- Wisconsin
BetterCash Personal Loans Community Reviews
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