BetterCash Personal Loans

BetterCash Personal Loans

in Personal Loans from MoneyLion Inc.


BetterCash Personal Loans


in Personal Loans from MoneyLion Inc.

SuperMoney Net Recommendation Score -4% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

10 users recommend
3 users are unsure
11 users don't recommend
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Community Rating Mostly not recommended
Loan Amount $300 - $10,000
APR  (Fixed APR) 36% - 99%
Loan Term 12 - 36 months
Number of Reviews 24

BetterCash Personal Loans Review

BetterCash Personal Loans is offered by MoneyLion Inc., a direct lender founded in 2013 and based in New York, NY. BetterCash Personal Loans is available in 12 states across the USA.

Key takeaways

  • Fast access to cash. In some cases you can get your money within 1 business day.
  • Poor credit accepted. Even if you have bad or poor credit, you can apply. Borrowers with a credit score as low as 550 are considered for BetterCash Personal Loans.
  • Hard credit pull required. You can't check your rates or see if you prequalify for BetterCash Personal Loans without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.

BetterCash Personal Loans Pros and Cons:

Pros Cons
  • $0 prepayment fee.
  • BetterCash Personal Loans does not report to credit bureaus.
  • Considers applicants with poor credit.
  • Fast funding.
  • APRs as high as 99%.
  • Charges an origination fee.
  • Do not offer pre-approval with soft credit pull.
  • Charges a late fee.
  • No co-sign option.

What rates and terms does BetterCash Personal Loans offer?

BetterCash Personal Loans has higher interest rates than the average for lenders reviewed on SuperMoney.

What APR rate does BetterCash Personal Loans offer?

BetterCash Personal Loans offers a fixed APR personal loan product that ranges from 36% APR up to 99% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via BetterCash Personal Loans?

Loan amounts start at $300 and go up to $10,000.

What can a personal loan from BetterCash Personal Loans be used for?

Personal loans from BetterCash Personal Loans are typically used for special purchases or similar purposes.

What is the maximum loan term you can get with BetterCash Personal Loans?

BetterCash Personal Loans offers personal loans with terms ranging from 12 to 36 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

BetterCash Personal Loans Rates & Terms
Loan Amount $300 - $10000
Loan Term 12 - 36 months
APR 36% - 99%

What fees does BetterCash Personal Loans charge?

Does BetterCash Personal Loans charge an origination fee?

BetterCash Personal Loans may charge a loan origination fee.

Does BetterCash Personal Loans charge a late fee?

Yes, BetterCash Personal Loans may charge borrowers a late payment fee.

Does BetterCash Personal Loans charge prepayment fees?

No, BetterCash Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

BetterCash Personal Loans Fees
Origination Fee N/A
Prepayment Fee? No
Late Payment Fee N/A

What do you need to qualify for BetterCash Personal Loans?

Applicants with a credit score of at least 550 and up to 720 are eligible for BetterCash Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

BetterCash Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.

BetterCash Personal Loans Eligibility Criteria
Minimum Age 18
Bank Account Required? Yes
Credit Score 550 - 720

What is the estimated funding time for a personal loan via BetterCash Personal Loans?

BetterCash Personal Loans will typically provide a credit approval decision in less than an hour and fund the loan within 3 business days.

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  • Headquarters
  •   30 West 21st Street 9th Floor
    New York, NY 10010
  •   Visit Site

About BetterCash Personal Loans

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View all personal loans offered by MoneyLion Inc.


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  Available in 12 states
  • Alabama
  • California
  • Delaware
  • Georgia
  • Idaho
  • Illinois
  • Missouri
  • New Mexico
  • North Dakota
  • South Carolina
  • Utah
  • Wisconsin

Feature Breakdown

No Prepayment Fee  
Checking Account Required  
Minimum Age 18
Credit Score Range 550 - 720
Loan Amount $300 - $10,000
APR (Fixed APR) 36% - 99%
Loan Term 12 - 36 months

BetterCash Personal Loans Community Reviews


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In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
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