Advertiser Disclosure

BetterCash Personal Loans

in Personal Loans from MoneyLion Inc.

Claimed

BetterCash Personal Loans

Claimed

in Personal Loans from MoneyLion Inc.

SuperMoney Net Recommendation Score -18

Mostly not recommended

7 users recommend

4 users are unsure

11 users don't recommend

Browse Reviews: 7 Recommendations | 11 Complaints

Highlights
Community Rating	Mostly not recommended
APR (Fixed APR)	36% - 99%
Loan Amount	$300 - $10,000
Loan Term (Months)	12 - 36 months
Number of Reviews	22

BetterCash Personal Loans Review

BetterCash Personal Loans is offered by MoneyLion Inc., a direct lender founded in 2013 and based in New York, NY. BetterCash Personal Loans is available in 12 states across the USA.

Key Takeaways

APRs starting at 36%. Personal loan interest rates typically range between 5% and 36%. The starting rates for BetterCash Personal Loans are on the higher end of the spectrum.
Fast access to funds. In some cases you can get your money within 1 business day.
Hard credit pull required. You can't check your rates or see if you prequalify for BetterCash Personal Loans without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.

BetterCash Pros & Cons

Pros	Cons
$0 prepayment fee. Considers applicants with fair credit. Funding available within 3 business days.	APRs as high as 99%. Charges an origination fee. Do not offer pre-approval with soft credit pull. BetterCash Personal Loans does not report to credit bureaus. Charges a late fee.

BetterCash FAQ

What interest rates and personal loan terms does BetterCash offer?

BetterCash has higher than average interest rates for lenders reviewed on SuperMoney.

What interest rates does BetterCash offer?

BetterCash offers a fixed APR personal loan product that ranges from 36% APR up to 99% APR.

How much can you borrow via BetterCash?

Business loan amounts start at $300 and go up to $10,000.

What is the maximum loan term you can get with BetterCash?

BetterCash offers loans with terms of up to 36 months.

BetterCash Interest Rates & Loan Terms
Personal Loan Amount	$300 - $10000
Loan Term	12 - 36 months
APR	36% - 99%

What fees does BetterCash charge?

Does BetterCash charge an origination fee?

BetterCash may charge a personal loan origination fee.

Does BetterCash charge a late fee?

Yes, BetterCash may charge borrowers a late payment fee if you miss one of the monthly payments.

Does BetterCash charge prepayment fees?

No, BetterCash does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

BetterCash Fees
Origination Fee	No
Prepayment Fee	No
Late Payment Fee	No

What do you need to qualify for BetterCash Personal Loans?

Applicants with a credit score of at least 550 and up to 720 may be eligible for BetterCash Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

BetterCash Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.

BetterCash Eligibility Criteria
Minimum Age	18
Bank Account Required?	Yes
Credit Score	550 - 720

What is the estimated funding time for a personal loan via BetterCash?

BetterCash will typically provide a credit approval decision in less than an hour and fund the loan within 3 business days.

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