Last Updated: 04/18/2025
Oakland University Credit Union 1040EZ Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 11.99%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
Up to 18
Oakland University Credit Union 1040EZ Loan Review
Oakland University Credit Union 1040EZ Loan is offered by Oakland University Credit Union, a credit union founded in 1937 and based in Lansing, MI. Oakland University Credit Union 1040EZ Loan are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 11.99%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Oakland University Credit Union 1040EZ Loan are on the higher end of the spectrum.
Oakland University Credit Union 1040EZ Loan Pros & Cons
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Oakland University Credit Union 1040EZ Loan FAQ
What interest rates and personal loan terms does Oakland University Credit Union 1040EZ Loan offer?
Oakland University Credit Union 1040EZ Loan has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Oakland University Credit Union 1040EZ Loan offer?
Oakland University Credit Union 1040EZ Loan offers a fixed APR personal loan product that starts at 11.99% APR.
What is the maximum loan term you can get with Oakland University Credit Union 1040EZ Loan?
Oakland University Credit Union 1040EZ Loan offers loans with terms of up to 18 months.
| Personal Loan Amount | N/A |
| Loan Term | up to 18 months |
| APR | Starting at 11.99% |
What fees does Oakland University Credit Union 1040EZ Loan charge?
Does Oakland University Credit Union 1040EZ Loan charge an origination fee?
Oakland University Credit Union 1040EZ Loan may charge a personal loan origination fee .
Does Oakland University Credit Union 1040EZ Loan charge a late fee?
Oakland University Credit Union 1040EZ Loan does not disclose whether it charges late payment fees.
Does Oakland University Credit Union 1040EZ Loan charge prepayment fees?
No, Oakland University Credit Union 1040EZ Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for Oakland University Credit Union 1040EZ Loan?
Oakland University Credit Union 1040EZ Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Oakland University Credit Union 1040EZ Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Oakland University Credit Union 1040EZ Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Oakland University Credit Union 1040EZ Loan report your account activity to credit bureaus?
Yes, Oakland University Credit Union 1040EZ Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Oakland University Credit Union perform a hard credit pull?
Yes, Oakland University Credit Union 1040EZ Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Oakland University Credit Union 1040EZ Loan legit?
Oakland University Credit Union was founded in 1937, it is a well-established company that has been in business for 89 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:30PM
Tuesday
9:00AM - 5:30PM
Wednesday
9:00AM - 5:30PM
Thursday
9:00AM - 5:30PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 1:00PM