Last Updated: 04/18/2025
Olympia Credit Union Share Secured Loan
Unaffiliated
in Personal Loans from Olympia Credit Union
Last Updated: 04/18/2025
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Highlights
APR (Variable APR)
3.07%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
Up to 96
Olympia Credit Union Share Secured Loan Review
Olympia Credit Union Share Secured Loan is offered by Olympia Credit Union, a credit union founded in 1965 and based in Olympia, WA. Olympia Credit Union Share Secured Loan are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. Personal loan interest rates typically range between 9% and 36%. The starting rates for Olympia Credit Union Share Secured Loan are on the lower end of the spectrum.
- Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Olympia Credit Union Share Secured Loan.
- Super long loan terms. Olympia Credit Union Share Secured Loan offers loan terms of up to 96 months. Most personal loans have a maximum term of 60 months.
Olympia Credit Union Share Secured Loan Pros & Cons
| Pros | Cons |
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Olympia Credit Union Share Secured Loan FAQ
What interest rates and personal loan terms does Olympia Credit Union Share Secured Loan offer?
Olympia Credit Union Share Secured Loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Olympia Credit Union Share Secured Loan offer?
Olympia Credit Union Share Secured Loan offers a variable APR personal loan product of 3.07%.
What is the maximum loan term you can get with Olympia Credit Union Share Secured Loan?
Olympia Credit Union Share Secured Loan offers loans with terms of up to 96 months.
| Personal Loan Amount | N/A |
| Loan Term | up to 96 months |
| APR | 3.07% |
What fees does Olympia Credit Union Share Secured Loan charge?
Does Olympia Credit Union Share Secured Loan charge an origination fee?
Olympia Credit Union Share Secured Loan may charge a personal loan origination fee .
Does Olympia Credit Union Share Secured Loan charge a late fee?
Olympia Credit Union Share Secured Loan does not disclose whether it charges late payment fees.
Does Olympia Credit Union Share Secured Loan charge prepayment fees?
No, Olympia Credit Union Share Secured Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Olympia Credit Union Share Secured Loan?
Olympia Credit Union Share Secured Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Olympia Credit Union Share Secured Loan does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Olympia Credit Union Share Secured Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | N/A |
Does Olympia Credit Union Share Secured Loan report your account activity to credit bureaus?
Yes, Olympia Credit Union Share Secured Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Olympia Credit Union perform a hard credit pull?
Yes, Olympia Credit Union Share Secured Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Olympia Credit Union Share Secured Loan legit?
Olympia Credit Union was founded in 1965, it is a well-established company that has been in business for 61 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
Headquarters
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:30PM
Tuesday
9:00AM - 5:30PM
Wednesday
9:00AM - 5:30PM
Thursday
9:00AM - 5:30PM
Friday
9:00AM - 5:30PM
Saturday
Closed
Other Services by Olympia Credit Union
Other Personal Loans from Olympia Credit Union
Rating not yet determined
APR
8.50% - 18.00%
Disclaimer popup with additional information
Amount Range
N/A
Loan Term (Months)
Up to 60
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