Last Updated: 04/18/2025
OneLocal Bank Personal Installment Loans
Unaffiliated
in Personal Loans from OneLocal Bank
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
13.00%(Verified 12/17/2024)
Amount Range
N/A
Loan Term (Months)
12 - 36
OneLocal Bank Personal Installment Loans Review
OneLocal Bank Personal Installment Loans is offered by OneLocal Bank, a bank founded in 1889 and based in Norwood, MA. OneLocal Bank Personal Installment Loans are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 13.00%. Personal loan interest rates typically range between 9% and 36%. The starting rates for OneLocal Bank Personal Installment Loans are on the higher end of the spectrum.
OneLocal Bank Personal Installment Loans Pros & Cons
| Pros | Cons |
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OneLocal Bank Personal Installment Loans FAQ
What interest rates and personal loan terms does OneLocal Bank Personal Installment Loans offer?
OneLocal Bank Personal Installment Loans has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does OneLocal Bank Personal Installment Loans offer?
OneLocal Bank Personal Installment Loans offers a fixed APR personal loan product of 13.00%.
What is the maximum loan term you can get with OneLocal Bank Personal Installment Loans?
OneLocal Bank Personal Installment Loans offers loans with terms of up to 36 months.
| Personal Loan Amount | N/A |
| Loan Term | 12 - 36 months |
| APR | 13.00% |
What fees does OneLocal Bank Personal Installment Loans charge?
Does OneLocal Bank Personal Installment Loans charge an origination fee?
OneLocal Bank Personal Installment Loans may charge a personal loan origination fee .
Does OneLocal Bank Personal Installment Loans charge a late fee?
OneLocal Bank Personal Installment Loans does not disclose whether it charges late payment fees.
Does OneLocal Bank Personal Installment Loans charge prepayment fees?
No, OneLocal Bank Personal Installment Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for OneLocal Bank Personal Installment Loans?
OneLocal Bank Personal Installment Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. OneLocal Bank Personal Installment Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by OneLocal Bank Personal Installment Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does OneLocal Bank perform a hard credit pull?
Yes, OneLocal Bank Personal Installment Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are OneLocal Bank Personal Installment Loans legit?
OneLocal Bank was founded in 1889, it is a well-established company that has been in business for 137 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:30AM - 4:00PM
Tuesday
8:30AM - 4:00PM
Wednesday
8:30AM - 4:00PM
Thursday
8:30AM - 4:00PM
Friday
8:30AM - 4:00PM
Saturday
8:30AM - 12:30PM