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Last Updated: 04/18/2025

OpenLoans Personal Loans

from OpenLoans

Last Updated: 04/18/2025
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Compare personal loan offers from multiple vetted lenders.

Compare personal loan offers from multiple vetted lenders.

Discover your lowest eligible rate in minutes.

Discover your lowest eligible rate in minutes.

See how much you qualify for and what your monthly payment will be.

See how much you qualify for and what your monthly payment will be.

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APR (Fixed APR)

N/A

Amount Range

$1,000 - $40,000

Loan Term (Months)

N/A

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OpenLoans Personal Loans Review

OpenLoans Personal Loans is offered by OpenLoans, a marketplace lending platform founded in 2002 and based in Cheyenne, WY. OpenLoans Personal Loans are available in 50 states and Washington, DC.

Key Takeaways

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OpenLoans Personal Loans Pros & Cons

OpenLoans Personal Loans FAQ

What interest rates and personal loan terms does OpenLoans Personal Loans offer?

OpenLoans Personal Loans has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does OpenLoans Personal Loans offer?

OpenLoans Personal Loans offers a fixed APR personal loan product but they do not disclose their interest rates.

How much can you borrow via OpenLoans Personal Loans?

Personal loan amounts start at $1,000.00 and go up to $40,000.00

What fees does OpenLoans Personal Loans charge?

Does OpenLoans Personal Loans charge an origination fee?

OpenLoans Personal Loans may charge a personal loan origination fee .

Does OpenLoans Personal Loans charge a late fee?

OpenLoans Personal Loans does not disclose whether it charges late payment fees.

Does OpenLoans Personal Loans charge prepayment fees?

No, OpenLoans Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

What do you need to qualify for OpenLoans Personal Loans?

OpenLoans Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
OpenLoans Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by OpenLoans Personal Loans.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does OpenLoans Personal Loans report your account activity to credit bureaus?

Yes, OpenLoans Personal Loans reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does OpenLoans perform a hard credit pull?

Yes, OpenLoans Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are OpenLoans Personal Loans legit?

OpenLoans was founded in 2002, it is a well-established company that has been in business for 24 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Fact Checked by

created by author logoSuperMoney
fact checked by author logoAndrew Latham

Contact

Headquarters

1712 Pioneer Ave
Ste 2552
Cheyenne, WY 82001
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SuperMoney Net Recommendation Score

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

OpenLoans Personal Loans Community Reviews

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