Last Updated: 04/29/2025
Park City Credit Union Homeowner's Advantage Loan
Unaffiliated
in Personal Loans from Park City Credit Union
Last Updated: 04/29/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Get Competing Personal Loan Offers
Compare personal loan offers from multiple vetted lenders.
Discover your lowest eligible rate in minutes.
See how much you qualify for and what your monthly payment will be.
Get Personalized Rates
It's quick, easy, and won't hurt your credit score.
Highlights
APR (Fixed APR)
Starting at 8.75%(Verified 06/21/2024)
Amount Range
$1,000 - $20,000
Loan Term (Months)
Up to 60
Park City Credit Union Homeowner's Advantage Loan Review
Park City Credit Union Homeowner's Advantage Loan is offered by Park City Credit Union, a credit union founded in 1938 and based in Merrill, WI. Park City Credit Union Homeowner's Advantage Loan are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 8.75%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Park City Credit Union Homeowner's Advantage Loan are on the lower end of the spectrum.
Park City Credit Union Homeowner's Advantage Loan Pros & Cons
| Pros | Cons |
|
|
Park City Credit Union Homeowner's Advantage Loan FAQ
What interest rates and personal loan terms does Park City Credit Union Homeowner's Advantage Loan offer?
What interest rates does Park City Credit Union Homeowner's Advantage Loan offer?
Park City Credit Union Homeowner's Advantage Loan offers a fixed APR personal loan product that starts at 8.75% APR.
How much can you borrow via Park City Credit Union Homeowner's Advantage Loan?
Personal loan amounts start at $1,000.00 and go up to $20,000.00
What is the maximum loan term you can get with Park City Credit Union Homeowner's Advantage Loan?
Park City Credit Union Homeowner's Advantage Loan offers loans with terms of up to 60 months.
| Personal Loan Amount | $1000.00 - $20000.00 |
| Loan Term | up to 60 months |
| APR | Starting at 8.75% |
What fees does Park City Credit Union Homeowner's Advantage Loan charge?
Does Park City Credit Union Homeowner's Advantage Loan charge an origination fee?
Park City Credit Union Homeowner's Advantage Loan may charge a personal loan origination fee .
Does Park City Credit Union Homeowner's Advantage Loan charge a late fee?
Park City Credit Union Homeowner's Advantage Loan does not disclose whether it charges late payment fees.
Does Park City Credit Union Homeowner's Advantage Loan charge prepayment fees?
No, Park City Credit Union Homeowner's Advantage Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Park City Credit Union Homeowner's Advantage Loan?
Applicants with a credit score that ranges above 650 may be eligible for Park City Credit Union Homeowner's Advantage Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Park City Credit Union Homeowner's Advantage Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Park City Credit Union Homeowner's Advantage Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | Starting at 650 |
Does Park City Credit Union Homeowner's Advantage Loan report your account activity to credit bureaus?
Yes, Park City Credit Union Homeowner's Advantage Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Park City Credit Union perform a hard credit pull?
Yes, Park City Credit Union Homeowner's Advantage Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Park City Credit Union Homeowner's Advantage Loan legit?
Park City Credit Union was founded in 1938, it is a well-established company that has been in business for 88 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:30PM
Tuesday
9:00AM - 4:30PM
Wednesday
9:00AM - 4:30PM
Thursday
9:00AM - 4:30PM
Friday
9:00AM - 4:30PM
Saturday
Closed