Last Updated: 04/18/2025
Penn State FCU Personal Loans
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Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
9.99% - 18.00%(Verified 06/21/2024)
Amount Range
$500 - $50,000
Loan Term (Months)
Up to 60
Penn State FCU Personal Loans Review
Penn State FCU Personal Loans is offered by Penn State Federal Credit Union, a credit union founded in 1959 and based in Bellefonte, PA. Penn State FCU Personal Loans are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 9.99%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Penn State FCU Personal Loans are on the lower end of the spectrum.
- Large loan amounts. You can apply for loan amounts of up to $50,000.00 with Penn State FCU Personal Loans .
Penn State FCU Personal Loans Pros & Cons
| Pros | Cons |
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Penn State FCU Personal Loans FAQ
What interest rates and personal loan terms does Penn State FCU Personal Loans offer?
What interest rates does Penn State FCU Personal Loans offer?
Penn State FCU Personal Loans offers a fixed APR personal loan product that ranges from 9.99% APR up to 18.00% APR.
How much can you borrow via Penn State FCU Personal Loans?
Personal loan amounts start at $500.00 and go up to $50,000.00
What is the maximum loan term you can get with Penn State FCU Personal Loans?
Penn State FCU Personal Loans offers loans with terms of up to 60 months.
| Personal Loan Amount | $500.00 - $50000.00 |
| Loan Term | up to 60 months |
| APR | 9.99% - 18.00% |
What fees does Penn State FCU Personal Loans charge?
Does Penn State FCU Personal Loans charge an origination fee?
Penn State FCU Personal Loans may charge a personal loan origination fee .
Does Penn State FCU Personal Loans charge a late fee?
Penn State FCU Personal Loans does not disclose whether it charges late payment fees.
Does Penn State FCU Personal Loans charge prepayment fees?
No, Penn State FCU Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Penn State FCU Personal Loans?
Penn State FCU Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Penn State FCU Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Penn State FCU Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Penn State FCU Personal Loans report your account activity to credit bureaus?
Yes, Penn State FCU Personal Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Penn State Federal Credit Union perform a hard credit pull?
Yes, Penn State FCU Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Penn State FCU Personal Loans legit?
Penn State Federal Credit Union was founded in 1959, it is a well-established company that has been in business for 67 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - 4:00PM
Friday
9:00AM - 4:00PM
Saturday
Closed