Last Updated: 04/18/2025
Penn State FCU ACCESS Credit Line
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Amount Range
$200 - $50,000
APR (Variable APR)
11.00%(Verified 06/21/2024)
Penn State FCU ACCESS Credit Line Review
Penn State FCU ACCESS Credit Line is offered through Penn State Federal Credit Union, a credit union founded in 1959 and based in Bellefonte, PA. Penn State FCU ACCESS Credit Line are available in 50 states and Washington, DC.
Penn State FCU ACCESS Credit Line FAQ
What APRs does Penn State FCU ACCESS Credit Line offer?
Penn State FCU ACCESS Credit Line offers a variable APR of 11.00% APR.
Does the Penn State FCU ACCESS Credit Line charge an origination fee?
Yes, Penn State FCU ACCESS Credit Line charges a line of credit origination fee .Does the Penn State FCU ACCESS Credit Line charge a cash advance fee?
Yes, Penn State FCU ACCESS Credit Line may charge a fee .Does Penn State FCU ACCESS Credit Line charge a late fee?
Yes, Penn State FCU ACCESS Credit Line may charge borrowers a late payment fee .How much can you borrow via Penn State FCU ACCESS Credit Line?
Upon approval and based on your credit worthiness, your Penn State FCU ACCESS Credit Line personal line of credit will be assigned a credit limit of at least $200.00 and as much as $50,000.00. .
| Cash Advance Fee | N/A |
| Origination Fee | No |
| Prepayment Fee? | Yes |
| Late Payment Fee | No |
| Statement Balance Fee | No |
| Billing Cycle Charge | No |
What do you need to qualify for Penn State FCU ACCESS Credit Line?
Penn State FCU ACCESS Credit Line does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Penn State FCU ACCESS Credit Line does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Penn State FCU ACCESS Credit Line.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does Penn State FCU ACCESS Credit Line report your account activity to credit bureaus?
Yes, Penn State FCU ACCESS Credit Line reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Penn State Federal Credit Union perform a hard credit pull?
Yes, Penn State FCU ACCESS Credit Line performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Penn State FCU ACCESS Credit Line
- Visit the Penn State FCU ACCESS Credit Line website.
- Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
- Check the information is accurate and submit your application.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - 4:00PM
Friday
9:00AM - 4:00PM
Saturday
Closed