Is Penn State FCU ACCESS Credit Line the right fit for you?
Last Updated: 04/18/2025
Penn State FCU ACCESS Credit Line
Unaffiliated
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rateCommunity Recommended Products
View AllSponsored
Strongly recommended24 Reviews
Learn More
Strongly recommended7 Reviews
Learn More
Strongly recommended6 Reviews
Learn MoreCompare All Personal Lines of Credit
Filter & compare all your options in one place.
Highlights
Amount Range
$200 - $50,000
APR (Variable APR)
11.00%(Verified 06/21/2024)
Penn State FCU ACCESS Credit Line Review
Penn State FCU ACCESS Credit Line is offered through Penn State Federal Credit Union, a credit union founded in 1959 and based in Bellefonte, PA. Penn State FCU ACCESS Credit Line are available in 50 states and Washington, DC.
Penn State FCU ACCESS Credit Line FAQ
What APRs does Penn State FCU ACCESS Credit Line offer?
Penn State FCU ACCESS Credit Line offers a variable APR of 11.00% APR.
Does the Penn State FCU ACCESS Credit Line charge an origination fee?
Yes, Penn State FCU ACCESS Credit Line charges a line of credit origination fee .Does the Penn State FCU ACCESS Credit Line charge a cash advance fee?
Yes, Penn State FCU ACCESS Credit Line may charge a fee .Does Penn State FCU ACCESS Credit Line charge a late fee?
Yes, Penn State FCU ACCESS Credit Line may charge borrowers a late payment fee .How much can you borrow via Penn State FCU ACCESS Credit Line?
Upon approval and based on your credit worthiness, your Penn State FCU ACCESS Credit Line personal line of credit will be assigned a credit limit of at least $200.00 and as much as $50,000.00. .
| Cash Advance Fee | N/A |
| Origination Fee | No |
| Prepayment Fee? | Yes |
| Late Payment Fee | No |
| Statement Balance Fee | No |
| Billing Cycle Charge | No |
What do you need to qualify for Penn State FCU ACCESS Credit Line?
Penn State FCU ACCESS Credit Line does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Penn State FCU ACCESS Credit Line does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Penn State FCU ACCESS Credit Line.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does Penn State FCU ACCESS Credit Line report your account activity to credit bureaus?
Yes, Penn State FCU ACCESS Credit Line reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Penn State Federal Credit Union perform a hard credit pull?
Yes, Penn State FCU ACCESS Credit Line performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Penn State FCU ACCESS Credit Line
- Visit the Penn State FCU ACCESS Credit Line website.
- Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
- Check the information is accurate and submit your application.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
SundayClosedMonday9:00AM - 4:00PMTuesday9:00AM - 4:00PMWednesday9:00AM - 4:00PMThursday9:00AM - 4:00PMFriday9:00AM - 4:00PMSaturdayClosed
Other Services by Penn State Federal Credit Union
Community Recommended Products
View AllSponsored
Strongly recommended24 Reviews
Learn MoreStrongly recommended7 Reviews
Learn MoreStrongly recommended6 Reviews
Learn MoreSuperMoney Net Recommendation Score
This product has no reviews yet. Help others by sharing your thoughts.
0
-1000+100
No one recommends
Everyone recommends
Penn State FCU ACCESS Credit Line Community Reviews
Would you recommend Penn State FCU ACCESS Credit Line to your friends?
There are currently no reviews.