Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
5.99% - 35.89%(Verified 03/03/2025)
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Amount Range
$1,000 - $35,000
Loan Term (Months)
2 - 72
PersonalLoans.com Review
PersonalLoans.com is offered by Direct Ad Sales, a marketplace lending platform founded in and based in , . PersonalLoans.com are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 5.99%. Personal loan interest rates typically range between 9% and 36%. The starting rates for PersonalLoans.com are on the lower end of the spectrum.
- Fast access to funds. If approved, you can sometimes get your money within 1 business day*.
- Short loan terms. PersonalLoans.com have loan terms as short as 2 months.
- Super long loan terms. PersonalLoans.com offers loan terms of up to 72 months. Most personal loans have a maximum term of 60 months.
PersonalLoans.com Pros & Cons
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PersonalLoans.com FAQ
What interest rates and personal loan terms does PersonalLoans.com offer?
PersonalLoans.com has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does PersonalLoans.com offer?
PersonalLoans.com offers a fixed APR personal loan product that ranges from 5.99% APR up to 35.89% APR.
How much can you borrow via PersonalLoans.com?
Personal loan amounts start at $1,000 and go up to $35,000
What is the maximum loan term you can get with PersonalLoans.com?
PersonalLoans.com offers loans with terms of up to 72 months.
| Personal Loan Amount | $1000 - $35000 |
| Loan Term | 2 - 72 months |
| APR | 5.99% - 35.89% |
What fees does PersonalLoans.com charge?
Does PersonalLoans.com charge an origination fee?
PersonalLoans.com may charge a personal loan origination fee .
Does PersonalLoans.com charge a late fee?
PersonalLoans.com does not disclose whether it charges late payment fees.
Does PersonalLoans.com charge prepayment fees?
No, PersonalLoans.com does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for PersonalLoans.com?
PersonalLoans.com does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. PersonalLoans.com does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by PersonalLoans.com.
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
What is the estimated funding time for a personal loan via PersonalLoans.com?
PersonalLoans.com will typically fund loans starting at 1 business day of approval and clearing necessary verifications.
Does Direct Ad Sales perform a hard credit pull?
Yes, PersonalLoans.com performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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