SuperMoney
  Pima Federal Credit Union Personal Loans
Pima Federal Credit Union Personal Loans
in Personal Loans from Pima Federal Credit Union
Unaffiliated

Pima Federal Credit Union Personal Loans

Unaffiliated
in Personal Loans from Pima Federal Credit Union
Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Pima Federal Credit Union Personal Loans to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
APR  (Fixed APR) 10.49% - 13.49%
(Verified 08/04/2023)
Loan Amount $300 - $25,000
Loan Term (Months) Up to 60 months

Pima Federal Credit Union Personal Loans Review

Pima Federal Credit Union Personal Loans is offered by pima federal credit union, a credit union founded in 1951 and based in Tucson, AZ. pima federal credit union are available in 50 states (and Washington, DC).

Key Takeaways

  • APRs starting at 10.49%. Personal loan interest rates typically range between 5% and 36%. The starting rates for Pima Federal Credit Union Personal Loans are on the higher end of the spectrum.
  • Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Pima Federal Credit Union Personal Loans early.

pima federal credit union Pros & Cons

Pros Cons
  • Charges an origination fee.
  • Does not offer pre-approval with soft credit pull.
  • Pima Federal Credit Union Personal Loans does not report to credit bureaus.
  • Charges prepayment fees.
  • Charges a late fee

pima federal credit union FAQ

What interest rates and personal loan terms does pima federal credit union offer?

pima federal credit union has higher than average interest rates for lenders reviewed on SuperMoney.

What interest rates does pima federal credit union offer?

pima federal credit union offers a fixed APR personal loan product that ranges from 10.49% APR up to 13.49% APR.

How much can you borrow via pima federal credit union?

Personal loan amounts start at $300and go up to $25,000

What is the maximum loan term you can get with pima federal credit union?

pima federal credit union offers loans with terms of up to 60 months.

pima federal credit union Interest Rates & Loan Terms
Personal Loan Amount $300 - $25000
Loan Term up to 60 months
APR 10.49% - 13.49%

What fees does pima federal credit union charge?

Does pima federal credit union charge an origination fee?

pima federal credit union may charge a personal loan origination fee.

Does pima federal credit union charge a late fee?

No, pima federal credit union will not charge you a late fee if you miss one of the monthly payments.

Does pima federal credit union charge prepayment fees?

No, pima federal credit union does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

pima federal credit union Fees
Origination Fee No
Prepayment Fee N/A
Late Payment Fee No

What do you need to qualify for Pima Federal Credit Union Personal Loans?

Pima Federal Credit Union Personal Loans does not require or does not disclose a credit score minimum.

Pima Federal Credit Union Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Pima Federal Credit Union Personal Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Pima Federal Credit Union Personal Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Pima Federal Credit Union Personal Loans.

To qualify, applicants may need to provide the following documentation:

  • Proof of income
  • Driver's license
  • Proof of identity
  • Proof of citizenship or residence permit
pima federal credit union Eligibility Criteria
Minimum Age N/A
Bank Account Required? No
Application Types Accepted
  • Individual Applications
Credit Score N/A

Are Pima Federal Credit Union Personal Loans legit?

Pima Federal Credit Union was founded in 1951, it is a well-established company that has been in business for 72 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday Closed

Other Services by Pima Federal Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Individual Applications
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
  • Cash
  • 1099 Misc. Income
  • Tax Returns
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Income
  • Proof of Identity
  • Social Security Number
APR Type Fixed APR
Loan Amount $300 - $25,000
APR (Fixed APR) 10.49% - 13.49%
(Verified 08/04/2023)
Loan Term Up to 60 months

Be the first to rate

 

Would you recommend Pima Federal Credit Union Personal Loans to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Personal Loans