Last Updated: 04/18/2025
POPA Federal Credit Union Special Debt Consolidation Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 13.74%(Verified 06/21/2024)
Amount Range
$500 - $30,000
Loan Term (Months)
Up to 60
POPA Federal Credit Union Special Debt Consolidation Loan Review
POPA Federal Credit Union Special Debt Consolidation Loan is offered by POPA Federal Credit Union, a credit union founded in 1978 and based in Cerritos, CA. POPA Federal Credit Union Special Debt Consolidation Loan are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 13.74%. Personal loan interest rates typically range between 9% and 36%. The starting rates for POPA Federal Credit Union Special Debt Consolidation Loan are on the higher end of the spectrum.
POPA Federal Credit Union Special Debt Consolidation Loan Pros & Cons
| Pros | Cons |
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POPA Federal Credit Union Special Debt Consolidation Loan FAQ
What interest rates and personal loan terms does POPA Federal Credit Union Special Debt Consolidation Loan offer?
POPA Federal Credit Union Special Debt Consolidation Loan has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does POPA Federal Credit Union Special Debt Consolidation Loan offer?
POPA Federal Credit Union Special Debt Consolidation Loan offers a fixed APR personal loan product that starts at 13.74% APR.
How much can you borrow via POPA Federal Credit Union Special Debt Consolidation Loan?
Personal loan amounts start at $500.00 and go up to $30,000.00
What is the maximum loan term you can get with POPA Federal Credit Union Special Debt Consolidation Loan?
POPA Federal Credit Union Special Debt Consolidation Loan offers loans with terms of up to 60 months.
| Personal Loan Amount | $500.00 - $30000.00 |
| Loan Term | up to 60 months |
| APR | Starting at 13.74% |
What fees does POPA Federal Credit Union Special Debt Consolidation Loan charge?
Does POPA Federal Credit Union Special Debt Consolidation Loan charge an origination fee?
POPA Federal Credit Union Special Debt Consolidation Loan may charge a personal loan origination fee .
Does POPA Federal Credit Union Special Debt Consolidation Loan charge a late fee?
POPA Federal Credit Union Special Debt Consolidation Loan does not disclose whether it charges late payment fees.
Does POPA Federal Credit Union Special Debt Consolidation Loan charge prepayment fees?
Yes, POPA Federal Credit Union Special Debt Consolidation Loan may charge additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a personal loan early.
| Origination Fee | No |
| Prepayment Fee | Yes |
| Late Payment Fee | No |
What do you need to qualify for POPA Federal Credit Union Special Debt Consolidation Loan?
POPA Federal Credit Union Special Debt Consolidation Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. POPA Federal Credit Union Special Debt Consolidation Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by POPA Federal Credit Union Special Debt Consolidation Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
- Proof of citizenship or residence permit
- Proof of residence
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does POPA Federal Credit Union Special Debt Consolidation Loan report your account activity to credit bureaus?
Yes, POPA Federal Credit Union Special Debt Consolidation Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does POPA Federal Credit Union perform a hard credit pull?
Yes, POPA Federal Credit Union Special Debt Consolidation Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are POPA Federal Credit Union Special Debt Consolidation Loan legit?
POPA Federal Credit Union was founded in 1978, it is a well-established company that has been in business for 48 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 4:30PM
Tuesday
8:30AM - 4:30PM
Wednesday
8:30AM - 4:30PM
Thursday
8:30AM - 4:30PM
Friday
8:30AM - 4:30PM
Saturday
Closed