Last Updated: 04/18/2025
POPA Federal Credit Union Signature Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
12.74% - 14.74%(Verified 06/21/2024)
Amount Range
$500 - $30,000
Loan Term (Months)
60 - 84
POPA Federal Credit Union Signature Loans Review
POPA Federal Credit Union Signature Loans is offered by POPA Federal Credit Union, a credit union founded in 1978 and based in Cerritos, CA. POPA Federal Credit Union Signature Loans are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 12.74%. Personal loan interest rates typically range between 9% and 36%. The starting rates for POPA Federal Credit Union Signature Loans are on the higher end of the spectrum.
- Super long loan terms. POPA Federal Credit Union Signature Loans offers loan terms of up to 84 months. Most personal loans have a maximum term of 60 months.
POPA Federal Credit Union Signature Loans Pros & Cons
| Pros | Cons |
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POPA Federal Credit Union Signature Loans FAQ
What interest rates and personal loan terms does POPA Federal Credit Union Signature Loans offer?
POPA Federal Credit Union Signature Loans has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does POPA Federal Credit Union Signature Loans offer?
POPA Federal Credit Union Signature Loans offers a fixed APR personal loan product that ranges from 12.74% APR up to 14.74% APR.
How much can you borrow via POPA Federal Credit Union Signature Loans?
Personal loan amounts start at $500.00 and go up to $30,000.00
What is the maximum loan term you can get with POPA Federal Credit Union Signature Loans?
POPA Federal Credit Union Signature Loans offers loans with terms of up to 84 months.
| Personal Loan Amount | $500.00 - $30000.00 |
| Loan Term | 60 - 84 months |
| APR | 12.74% - 14.74% |
What fees does POPA Federal Credit Union Signature Loans charge?
Does POPA Federal Credit Union Signature Loans charge an origination fee?
POPA Federal Credit Union Signature Loans may charge a personal loan origination fee .
Does POPA Federal Credit Union Signature Loans charge a late fee?
POPA Federal Credit Union Signature Loans does not disclose whether it charges late payment fees.
Does POPA Federal Credit Union Signature Loans charge prepayment fees?
No, POPA Federal Credit Union Signature Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for POPA Federal Credit Union Signature Loans?
POPA Federal Credit Union Signature Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. POPA Federal Credit Union Signature Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by POPA Federal Credit Union Signature Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
- Proof of citizenship or residence permit
- Proof of residence
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does POPA Federal Credit Union perform a hard credit pull?
Yes, POPA Federal Credit Union Signature Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are POPA Federal Credit Union Signature Loans legit?
POPA Federal Credit Union was founded in 1978, it is a well-established company that has been in business for 48 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:30AM - 4:30PM
Tuesday
8:30AM - 4:30PM
Wednesday
8:30AM - 4:30PM
Thursday
8:30AM - 4:30PM
Friday
8:30AM - 4:30PM
Saturday
Closed