
Regional Finance Personal Loans
in Personal Loans from Regional Management Corp.
Claimed Visit Site Get Personalized RatesRegional Finance Personal Loans
in Personal Loans from Regional Management Corp.
Would you recommend Regional Finance Personal Loans to your friends?
Community Rating | Mostly recommended |
APR (Fixed APR) | 21.99% - 99.9% |
Loan Amount | $600 - $10,000 |
Loan Term (Months) | 12 - 60 months |
Number of Reviews | 12 |
Regional Finance Personal Loans Review
Regional Finance Personal Loans is offered by Regional Management Corp., a direct lender founded in 1987 and based in Greer, SC. Regional Finance Personal Loans is available in 10 states across the USA.
- APRs starting at 21.99%. Personal loan interest rates typically range between 5% and 36%. The starting rates for Regional Finance Personal Loans are on the higher end of the spectrum.
- Fast access to funds. In some cases you can get your money within 1 business day.
- Prequalifed rate. You can check your prequalified rate at Regional Management Corp. with a soft pull that will not affect your credit score.
- Minimum income of $25,000. You will need an annual income of at least $25,000 to apply for Regional Finance Personal Loans, which is above average for the lenders in our database.
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What rates and terms does Regional Finance Personal Loans offer?
Regional Finance Personal Loans has higher interest rates than the average for lenders reviewed on SuperMoney.
What APR rate does Regional Finance Personal Loans offer?
Regional Finance Personal Loans offers a fixed APR personal loan product that ranges from 21.99% APR up to 99.9% APR.
How much can you borrow via Regional Finance Personal Loans?
Loan amounts start at $600 and go up to $10,000
What is the maximum loan term you can get with Regional Finance Personal Loans?
Regional Finance Personal Loans offers personal loans with terms ranging from 12 to 60 months.
Loan Amount | $600 - $10000 |
Loan Term | 12 - 60 months |
APR | 21.99% - 99.9% |
What fees does Regional Finance Personal Loans charge?
Does Regional Finance Personal Loans charge an origination fee?
Regional Finance Personal Loans may charge a loan origination fee of up to 10% of the loan amount (origination fees and requirements vary by state).
Does Regional Finance Personal Loans charge a late fee?
Yes, Regional Finance Personal Loans may charge borrowers a late payment fee.
Does Regional Finance Personal Loans charge prepayment fees?
No, Regional Finance Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
Origination Fee | up to 10% |
Prepayment Fee? | No |
Late Payment Fee | N/A |
What do you need to qualify for Regional Finance Personal Loans?
Applicants with a credit score of at least 590 and up to 720 may be eligible for Regional Finance Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.To qualify for personal loans with Regional Finance Personal Loans, applicants need a minimum annual income of $25,000 or higher. Regional Finance Personal Loans only considers borrowers who are employed and meet the minimum income requirement.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Regional Finance Personal Loans product fall outside of the MLA limits, and as a result, the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.
U.S. citizens are, of course, eligible for the services offered by Regional Finance Personal Loans. Permanent resident / green card holders are also eligible to apply.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Driver's license
- Proof of citizenship or residence permit
Minimum Age | 18 |
Bank Account Required? | No |
Application Types Accepted |
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Credit Score | 590 - 720 |
What is the estimated funding time for a personal loan via Regional Finance Personal Loans?
Regional Finance Personal Loans will typically provide a credit approval decision in less than an hour and fund the loan within 1 business day.
Does Regional Finance Personal Loans report your account activity to credit bureaus?
Yes, Regional Finance Personal Loans reports your account activity to the following credit reporting agencies:
- Equifax
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
Contact
- Headquarters
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979 B Batesville Road
Greer, SC 29651 - Visit Site
About Regional Finance Personal Loans
Message From Regional Management Corp.
Availability
- Alabama
- Missouri
- North Carolina
- New Mexico
- Oklahoma
- South Carolina
- Tennessee
- Texas
- Virginia
- Wisconsin
Feature Breakdown
No Prepayment Fee | |
Origination Fee (%) | Up to 10% |
Regional Finance Personal Loans Community Reviews
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