Regional Finance Personal Loans

in Personal Loans from Regional Management Corp.

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Regional Finance Personal Loans


in Personal Loans from Regional Management Corp.

SuperMoney Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

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Community Rating Strongly not recommended
Loan Amount $1,000 - $10,000
APR  (Fixed APR) 21.99% - 99.9%
Loan Term 6 - 60 months

Regional Finance Personal Loans Review

Regional Finance Personal Loans is offered by Regional Management Corp., a direct lender founded in 1987 and based in Greer, SC. Regional Finance Personal Loans is offered in 10 states across the USA.

What rates and terms does Regional Finance Personal Loans offer?

Regional Finance Personal Loans has higher interest rates than the average for lenders reviewed on SuperMoney.

What personal loan APRs does Regional Finance Personal Loans offer?

Regional Finance Personal Loans offers a fixed APR personal loan product that ranges from 21.99% APR up to 99.9% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via Regional Finance Personal Loans?

Loan amounts start at $1,000 and go up to $10,000.

What can a personal loan from Regional Finance Personal Loans be used for?

Personal loans from Regional Finance Personal Loans are typically used for special purchases, debt consolidation, weddings, unexpected expenses or similar purposes.

What is the maximum loan term you can get with Regional Finance Personal Loans?

Regional Finance Personal Loans offers personal loans with terms ranging from 6 to 60 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

Regional Finance Personal Loans Rates & Terms
Loan Amount $1000 - $10000
Loan Term 6 - 60 months
APR 21.99% - 99.9%

What fees does Regional Finance Personal Loans charge?

Does Regional Finance Personal Loans charge an origination fee?

Regional Finance Personal Loans charges a loan origination fee of up to 10% of the loan amount.

Does Regional Finance Personal Loans charge a late fee?

Yes, Regional Finance Personal Loans may charge borrowers a late payment fee

Does Regional Finance Personal Loans charge prepayment fees?

No, Regional Finance Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

Regional Finance Personal Loans Fees
Origination Fee up to 10%
Prepayment Fee? No
Late Payment Fee N/A

What do you need to qualify for Regional Finance Personal Loans?

Applicants with a credit score of at least 590 and up to 720 are eligible for Regional Finance Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

To qualify for personal loans with Regional Finance Personal Loans, applicants need a minimum annual income of $25,000 or higher. Regional Finance Personal Loans only considers borrowers who are employed and meet the minimum income requirement.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Regional Finance Personal Loans product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

Only U.S. citizens and permanent residents can apply for a loan.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Driver's license
  • Proof of citizenship or residence permit
Regional Finance Personal Loans Eligibility Criteria
Minimum Age 18
Bank Account Required? No
Joint Applications Accepted? Yes
Credit Score 590 - 720

What is the estimated funding time for a personal loan via Regional Finance Personal Loans?

Regional Finance Personal Loans will typically provide a credit approval decision in less than an hour and fund the loan within 1 business day.

Does Regional Finance Personal Loans report your account activity to credit bureaus?

Regional Finance Personal Loans reports your account activity to the following credit reporting agencies:

  • Equifax

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

REGIONAL FINANCE PERSONAL LOANS Disclosure: Regional Finance is licensed in AL, GA, NC, NM, OK, SC, TN, TX and VA. Loan approval is subject to our standard credit policies. Loan size, term and rates may vary by state.
SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


  • Headquarters
  •   979 B Batesville Road
    Greer, SC 29651 USA
  •   Visit Site

Message from Regional Management Corp.

For 30+ years, Regional Finance has been helping our neighbors by providing personal loans. We have 340+ branches in 9 states: AL, GA, NM, NC, OK, SC, TN, TX, and VA, where we serve more than 350,000 customers. We offer fixed rate, fixed term personal loans that our customers use to pay down higher interest debts, pay bills, buy new appliances, get extra cash, and build and strengthen their credit history. Regional Finance is owned and operated by Regional Management Corp.

About Regional Finance Personal Loans


Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 10 states
  • Alabama
  • Missouri
  • New Mexico
  • North Carolina
  • Oklahoma
  • South Carolina
  • Tennessee
  • Texas
  • Virginia
  • Wisconsin

Feature Breakdown

No Prepayment Fee  
Origination Fee Up to 10%
Minimum Age 18
Credit Score Range 590 - 720
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Minimum Annual Income $25,000
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Retired
  • Self-Employed
Military Status
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
  • Tax Returns
Joint Loan Applications Accepted
  • Individual Applications
Verification Documents Required
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount $1K - $10K
Loan Term 6 - 60 months
APR (Fixed APR) 21.99% - 99.9%

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