Regional Finance Personal Loans
in Personal Loans from Regional Management Corp.
Claimed Visit Site Get Personalized RatesRegional Finance Personal Loans
in Personal Loans from Regional Management Corp.
Would you recommend Regional Finance Personal Loans to your friends?
| Community Rating |
Rating not yet determined |
| Loan Amount | $1,000 - $10,000 |
| APR (Fixed APR) | 21.99% - 99.9% |
| Loan Term | 6 - 60 months |
Regional Finance Personal Loans Review
Regional Finance Personal Loans is offered by Regional Management Corp., a direct lender founded in 1987 and based in Greer, SC. Regional Finance Personal Loans is available in 10 states across the USA.
What rates and terms does Regional Finance Personal Loans offer?
Regional Finance Personal Loans has higher interest rates than the average for lenders reviewed on SuperMoney.
What personal loan APRs does Regional Finance Personal Loans offer?
Regional Finance Personal Loans offers a fixed APR personal loan product that ranges from 21.99% APR up to 99.9% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
How much can you borrow via Regional Finance Personal Loans?
Loan amounts start at $1,000 and go up to $10,000.
What can a personal loan from Regional Finance Personal Loans be used for?
Personal loans from Regional Finance Personal Loans are typically used for special purchases, debt consolidation, weddings, unexpected expenses or similar purposes.
What is the maximum loan term you can get with Regional Finance Personal Loans?
Regional Finance Personal Loans offers personal loans with terms ranging from 6 to 60 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
| Loan Amount | $1000 - $10000 |
| Loan Term | 6 - 60 months |
| APR | 21.99% - 99.9% |
What fees does Regional Finance Personal Loans charge?
Does Regional Finance Personal Loans charge an origination fee?
Regional Finance Personal Loans charges a loan origination fee of up to 10% of the loan amount.
Does Regional Finance Personal Loans charge a late fee?
Yes, Regional Finance Personal Loans may charge borrowers a late payment fee
Does Regional Finance Personal Loans charge prepayment fees?
No, Regional Finance Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
| Origination Fee | up to 10% |
| Prepayment Fee? | No |
| Late Payment Fee | N/A |
What do you need to qualify for Regional Finance Personal Loans?
Applicants with a credit score of at least 590 and up to 720 are eligible for Regional Finance Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.To qualify for personal loans with Regional Finance Personal Loans, applicants need a minimum annual income of $25,000 or higher. Regional Finance Personal Loans only considers borrowers who are employed and meet the minimum income requirement.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Regional Finance Personal Loans product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.
U.S. citizens are, of course, eligible for the services offered by Regional Finance Personal Loans. Permanent resident / green card holders are also eligible to apply.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Driver's license
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
|
| Credit Score | 590 - 720 |
What is the estimated funding time for a personal loan via Regional Finance Personal Loans?
Regional Finance Personal Loans will typically provide a credit approval decision in less than an hour and fund the loan within 1 business day.
Does Regional Finance Personal Loans report your account activity to credit bureaus?
Regional Finance Personal Loans reports your account activity to the following credit reporting agencies:
- Equifax
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
Contact
- Headquarters
-
979 B Batesville Road
Greer, SC 29651 - Visit Site
Message from Regional Management Corp.
About Regional Finance Personal Loans
Availability
- Alabama
- Missouri
- New Mexico
- North Carolina
- Oklahoma
- South Carolina
- Tennessee
- Texas
- Virginia
- Wisconsin
Feature Breakdown
| No Prepayment Fee | |
| Origination Fee (%) | Up to 10% |
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