Last Updated: 04/18/2025
REV Federal Credit Union Share Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Variable APR)
Starting at 2.50%(Verified 07/01/2024)
Amount Range
N/A
Loan Term (Months)
Up to 144
REV Federal Credit Union Share Loan Review
REV Federal Credit Union Share Loan is offered by REV Federal Credit Union, a credit union founded in 1955 and based in Summerville, SC. REV Federal Credit Union Share Loan are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. Personal loan interest rates typically range between 9% and 36%. The starting rates for REV Federal Credit Union Share Loan are on the lower end of the spectrum.
- Super long loan terms. REV Federal Credit Union Share Loan offers loan terms of up to 144 months. Most personal loans have a maximum term of 60 months.
REV Federal Credit Union Share Loan Pros & Cons
| Pros | Cons |
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REV Federal Credit Union Share Loan FAQ
What interest rates and personal loan terms does REV Federal Credit Union Share Loan offer?
REV Federal Credit Union Share Loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does REV Federal Credit Union Share Loan offer?
REV Federal Credit Union Share Loan offers a variable APR personal loan product that starts at 2.50% APR.
What is the maximum loan term you can get with REV Federal Credit Union Share Loan?
REV Federal Credit Union Share Loan offers loans with terms of up to 144 months.
| Personal Loan Amount | N/A |
| Loan Term | up to 144 months |
| APR | Starting at 2.50% |
What fees does REV Federal Credit Union Share Loan charge?
Does REV Federal Credit Union Share Loan charge an origination fee?
REV Federal Credit Union Share Loan may charge a personal loan origination fee .
Does REV Federal Credit Union Share Loan charge a late fee?
REV Federal Credit Union Share Loan does not disclose whether it charges late payment fees.
Does REV Federal Credit Union Share Loan charge prepayment fees?
No, REV Federal Credit Union Share Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for REV Federal Credit Union Share Loan?
REV Federal Credit Union Share Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. REV Federal Credit Union Share Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by REV Federal Credit Union Share Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does REV Federal Credit Union Share Loan report your account activity to credit bureaus?
Yes, REV Federal Credit Union Share Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does REV Federal Credit Union perform a hard credit pull?
Yes, REV Federal Credit Union Share Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are REV Federal Credit Union Share Loan legit?
REV Federal Credit Union was founded in 1955, it is a well-established company that has been in business for 71 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed