Last Updated: 04/18/2025
Rimrock Credit Union Personal Loan
Unaffiliated
in Personal Loans from Rimrock Credit Union
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
N/A
Amount Range
N/A
Loan Term (Months)
Up to 48
Rimrock Credit Union Personal Loan Review
Rimrock Credit Union Personal Loan is offered by Rimrock Credit Union, a credit union founded in 1949 and based in Billings, MT. Rimrock Credit Union Personal Loan are available in 50 states and Washington, DC.
Key Takeaways
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- No origination fee. Rimrock Credit Union Personal Loan does not charge a loan origination fee.
Rimrock Credit Union Personal Loan Pros & Cons
| Pros | Cons |
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Rimrock Credit Union Personal Loan FAQ
What interest rates and personal loan terms does Rimrock Credit Union Personal Loan offer?
Rimrock Credit Union Personal Loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Rimrock Credit Union Personal Loan offer?
Rimrock Credit Union Personal Loan offers a fixed APR personal loan product but they do not disclose their interest rates.
What is the maximum loan term you can get with Rimrock Credit Union Personal Loan?
Rimrock Credit Union Personal Loan offers loans with terms of up to 48 months.
| Personal Loan Amount | N/A |
| Loan Term | up to 48 months |
| APR | N/A |
What fees does Rimrock Credit Union Personal Loan charge?
Does Rimrock Credit Union Personal Loan charge an origination fee?
Rimrock Credit Union Personal Loan does not charge a personal loan origination fee.
A personal loan origination fee is what some lenders charge for processing, underwriting, and funding a personal loan. Typically origination fees range from 0.5% to 5% of the personal loan amount. Whenever possible, consider lenders that don’t charge origination fees.
Does Rimrock Credit Union Personal Loan charge a late fee?
Rimrock Credit Union Personal Loan does not disclose whether it charges late payment fees.
Does Rimrock Credit Union Personal Loan charge prepayment fees?
No, Rimrock Credit Union Personal Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | 0.00% |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Rimrock Credit Union Personal Loan?
Rimrock Credit Union Personal Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Rimrock Credit Union Personal Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Rimrock Credit Union Personal Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Rimrock Credit Union Personal Loan report your account activity to credit bureaus?
Yes, Rimrock Credit Union Personal Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Rimrock Credit Union perform a hard credit pull?
Yes, Rimrock Credit Union Personal Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Rimrock Credit Union Personal Loan legit?
Rimrock Credit Union was founded in 1949, it is a well-established company that has been in business for 77 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed