Last Updated: 04/18/2025
Safeway Federal Credit Union Share Secured Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
6.90%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
Up to 120
Safeway Federal Credit Union Share Secured Loans Review
Safeway Federal Credit Union Share Secured Loans is offered by Safeway Federal Credit Union, a credit union founded in and based in Spokane, WA. Safeway Federal Credit Union Share Secured Loans are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 6.90%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Safeway Federal Credit Union Share Secured Loans are on the lower end of the spectrum.
- Super long loan terms. Safeway Federal Credit Union Share Secured Loans offers loan terms of up to 120 months. Most personal loans have a maximum term of 60 months.
Safeway Federal Credit Union Share Secured Loans Pros & Cons
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Safeway Federal Credit Union Share Secured Loans FAQ
What interest rates and personal loan terms does Safeway Federal Credit Union Share Secured Loans offer?
Safeway Federal Credit Union Share Secured Loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Safeway Federal Credit Union Share Secured Loans offer?
Safeway Federal Credit Union Share Secured Loans offers a fixed APR personal loan product of 6.90%.
What is the maximum loan term you can get with Safeway Federal Credit Union Share Secured Loans?
Safeway Federal Credit Union Share Secured Loans offers loans with terms of up to 120 months.
| Personal Loan Amount | N/A |
| Loan Term | up to 120 months |
| APR | 6.90% |
What fees does Safeway Federal Credit Union Share Secured Loans charge?
Does Safeway Federal Credit Union Share Secured Loans charge an origination fee?
Safeway Federal Credit Union Share Secured Loans may charge a personal loan origination fee .
Does Safeway Federal Credit Union Share Secured Loans charge a late fee?
Safeway Federal Credit Union Share Secured Loans does not disclose whether it charges late payment fees.
Does Safeway Federal Credit Union Share Secured Loans charge prepayment fees?
No, Safeway Federal Credit Union Share Secured Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Safeway Federal Credit Union Share Secured Loans?
Safeway Federal Credit Union Share Secured Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Safeway Federal Credit Union Share Secured Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders with a U.S. tax identification number are eligible to apply for the services offered by Safeway Federal Credit Union Share Secured Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
- U.S. tax identification number
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Safeway Federal Credit Union Share Secured Loans report your account activity to credit bureaus?
Yes, Safeway Federal Credit Union Share Secured Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Safeway Federal Credit Union perform a hard credit pull?
Yes, Safeway Federal Credit Union Share Secured Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 5:00PM
Saturday
Closed