Last Updated: 04/18/2025
Santa Fe FCU Signature Loans
Unaffiliated
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rateExplore a similar product
Try this top product in Personal Loans
Avant Loans
Strongly recommended703 reviews
Community Recommended Products
View AllSponsored
Strongly recommended703 Reviews
Learn MoreSponsored
Strongly recommended326 Reviews
Learn MoreSponsored
Strongly recommended314 Reviews
Learn MoreGet Competing Personal Loan Offers
Compare personal loan offers from multiple vetted lenders.
Discover your lowest eligible rate in minutes.
See how much you qualify for and what your monthly payment will be.
Get Personalized Rates
It's quick, easy, and won't hurt your credit score.
Highlights
APR (Variable APR)
Starting at 11.50%(Verified 08/24/2024)
Amount Range
Up to $10,000
Loan Term (Months)
48
Santa Fe FCU Signature Loans Review
Santa Fe FCU Signature Loans is offered by Santa Fe Federal Credit Union, a credit union founded in 1936 and based in Amarillo, TX. Santa Fe FCU Signature Loans are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. Personal loan interest rates typically range between 9% and 36%. The starting rates for Santa Fe FCU Signature Loans are on the higher end of the market.
- Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Santa Fe FCU Signature Loans.
Santa Fe FCU Signature Loans Pros & Cons
| Pros | Cons |
|
|
Santa Fe FCU Signature Loans FAQ
What interest rates and personal loan terms does Santa Fe FCU Signature Loans offer?
Santa Fe FCU Signature Loans has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Santa Fe FCU Signature Loans offer?
Santa Fe FCU Signature Loans offers a variable APR personal loan product that starts at 11.50% APR.
What is the maximum loan term you can get with Santa Fe FCU Signature Loans?
Santa Fe FCU Signature Loans offers loans with terms of 48 months.
| Personal Loan Amount | up to $10000.00 |
| Loan Term | 48 months |
| APR | Starting at 11.50% |
What fees does Santa Fe FCU Signature Loans charge?
Does Santa Fe FCU Signature Loans charge an origination fee?
Santa Fe FCU Signature Loans may charge a personal loan origination fee .
Does Santa Fe FCU Signature Loans charge a late fee?
Santa Fe FCU Signature Loans does not disclose whether it charges late payment fees.
Does Santa Fe FCU Signature Loans charge prepayment fees?
No, Santa Fe FCU Signature Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Santa Fe FCU Signature Loans?
Santa Fe FCU Signature Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Santa Fe FCU Signature Loans does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Santa Fe FCU Signature Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
|
| Credit Score | N/A |
Does Santa Fe FCU Signature Loans report your account activity to credit bureaus?
Yes, Santa Fe FCU Signature Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Santa Fe Federal Credit Union perform a hard credit pull?
Yes, Santa Fe FCU Signature Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Santa Fe FCU Signature Loans legit?
Santa Fe Federal Credit Union was founded in 1936, it is a well-established company that has been in business for 90 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed
Other Services by Santa Fe Federal Credit Union
Other Personal Loans from Santa Fe Federal Credit Union
Rating not yet determined
APR
N/A
Amount Range
Up to $500
Loan Term (Months)
Up to 4
Rating not yet determined
APR
Starting at 5.25%
Disclaimer popup with additional information
Amount Range
N/A
Loan Term (Months)
Up to 144
Rating not yet determined
APR
Starting at 4.0%
Disclaimer popup with additional information
Amount Range
N/A
Loan Term (Months)
Up to 144
Community Recommended Products
View AllSponsored
Strongly recommended703 Reviews
Learn MoreSponsored
Strongly recommended326 Reviews
Learn MoreSponsored
Strongly recommended314 Reviews
Learn MoreSuperMoney Net Recommendation Score
This product has no reviews yet. Help others by sharing your thoughts.
0
-1000+100
No one recommends
Everyone recommends
Santa Fe FCU Signature Loans Community Reviews
Would you recommend Santa Fe FCU Signature Loans to your friends?
There are currently no reviews.
You might also like
Best Personal Loans
SuperMoney
What You Need to Know About Personal Loan Rates
Audrey Henderson
Point-of-Sale Financing: How to Finance Purchases Online
Eliana Carmona