Last Updated: 04/18/2025
Scenic Community Credit Union Personal Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 10.00%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
24 - 60
Scenic Community Credit Union Personal Loans Review
Scenic Community Credit Union Personal Loans is offered by Scenic Community Credit Union, a credit union founded in 1954 and based in Chattanooga, TN. Scenic Community Credit Union Personal Loans are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 10.00%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Scenic Community Credit Union Personal Loans are on the higher end of the spectrum.
- Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Scenic Community Credit Union Personal Loans.
Scenic Community Credit Union Personal Loans Pros & Cons
| Pros | Cons |
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Scenic Community Credit Union Personal Loans FAQ
What interest rates and personal loan terms does Scenic Community Credit Union Personal Loans offer?
What interest rates does Scenic Community Credit Union Personal Loans offer?
Scenic Community Credit Union Personal Loans offers a fixed APR personal loan product that starts at 10.00% APR.
What is the maximum loan term you can get with Scenic Community Credit Union Personal Loans?
Scenic Community Credit Union Personal Loans offers loans with terms of up to 60 months.
| Personal Loan Amount | N/A |
| Loan Term | 24 - 60 months |
| APR | Starting at 10.00% |
What fees does Scenic Community Credit Union Personal Loans charge?
Does Scenic Community Credit Union Personal Loans charge an origination fee?
Scenic Community Credit Union Personal Loans may charge a personal loan origination fee .
Does Scenic Community Credit Union Personal Loans charge a late fee?
Scenic Community Credit Union Personal Loans does not disclose whether it charges late payment fees.
Does Scenic Community Credit Union Personal Loans charge prepayment fees?
No, Scenic Community Credit Union Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | Starting at $5.00 |
What do you need to qualify for Scenic Community Credit Union Personal Loans?
Scenic Community Credit Union Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Scenic Community Credit Union Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Scenic Community Credit Union Personal Loans.
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | N/A |
Does Scenic Community Credit Union Personal Loans report your account activity to credit bureaus?
Yes, Scenic Community Credit Union Personal Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Scenic Community Credit Union perform a hard credit pull?
Yes, Scenic Community Credit Union Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Scenic Community Credit Union Personal Loans legit?
Scenic Community Credit Union was founded in 1954, it is a well-established company that has been in business for 72 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 1:00PM
Other Services by Scenic Community Credit Union
Other Personal Loans from Scenic Community Credit Union
Rating not yet determined
APR
2.25% - 2.30%
Disclaimer popup with additional information
Amount Range
N/A
Loan Term (Months)
Up to 60
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Learn MoreSuperMoney Net Recommendation Score
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