Last Updated: 04/18/2025
Scenic Community Credit Union Share Secured Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
2.25% - 2.30%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
Up to 60
Scenic Community Credit Union Share Secured Loans Review
Scenic Community Credit Union Share Secured Loans is offered by Scenic Community Credit Union, a credit union founded in 1954 and based in Chattanooga, TN. Scenic Community Credit Union Share Secured Loans are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 2.25%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Scenic Community Credit Union Share Secured Loans are on the lower end of the spectrum.
Scenic Community Credit Union Share Secured Loans Pros & Cons
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Scenic Community Credit Union Share Secured Loans FAQ
What interest rates and personal loan terms does Scenic Community Credit Union Share Secured Loans offer?
Scenic Community Credit Union Share Secured Loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Scenic Community Credit Union Share Secured Loans offer?
Scenic Community Credit Union Share Secured Loans offers a fixed APR personal loan product that ranges from 2.25% APR up to 2.30% APR.
What is the maximum loan term you can get with Scenic Community Credit Union Share Secured Loans?
Scenic Community Credit Union Share Secured Loans offers loans with terms of up to 60 months.
| Personal Loan Amount | N/A |
| Loan Term | up to 60 months |
| APR | 2.25% - 2.30% |
What fees does Scenic Community Credit Union Share Secured Loans charge?
Does Scenic Community Credit Union Share Secured Loans charge an origination fee?
Scenic Community Credit Union Share Secured Loans may charge a personal loan origination fee .
Does Scenic Community Credit Union Share Secured Loans charge a late fee?
Scenic Community Credit Union Share Secured Loans does not disclose whether it charges late payment fees.
Does Scenic Community Credit Union Share Secured Loans charge prepayment fees?
No, Scenic Community Credit Union Share Secured Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | Starting at $5.00 |
What do you need to qualify for Scenic Community Credit Union Share Secured Loans?
Scenic Community Credit Union Share Secured Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Scenic Community Credit Union Share Secured Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Scenic Community Credit Union Share Secured Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Scenic Community Credit Union Share Secured Loans report your account activity to credit bureaus?
Yes, Scenic Community Credit Union Share Secured Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Scenic Community Credit Union perform a hard credit pull?
Yes, Scenic Community Credit Union Share Secured Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Scenic Community Credit Union Share Secured Loans legit?
Scenic Community Credit Union was founded in 1954, it is a well-established company that has been in business for 72 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 1:00PM