Last Updated: 04/18/2025
Shell Federal CU Land Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Variable APR)
9.24% - 15.74%(Verified 06/21/2024)
Amount Range
Starting at $7,500
Loan Term (Months)
Up to 180
Shell Federal CU Land Loans Review
Shell Federal CU Land Loans is offered by Shell Federal Credit Union, a credit union founded in 1937 and based in Deer Park, TX. Shell Federal CU Land Loans are available in 50 states and Washington, DC.
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. These are average interest rates for a personal loan. If you have good credit or a cosigner, you could probably find better rates.
- Super long loan terms. Shell Federal CU Land Loans offers loan terms of up to 180 months. Most personal loans have a maximum term of 60 months.
Shell Federal CU Land Loans Pros & Cons
| Pros | Cons |
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Shell Federal CU Land Loans FAQ
What interest rates and personal loan terms does Shell Federal CU Land Loans offer?
What interest rates does Shell Federal CU Land Loans offer?
Shell Federal CU Land Loans offers a variable APR personal loan product that ranges from 9.24% APR up to 15.74% APR.
How much can you borrow via Shell Federal CU Land Loans?
Personal loan amounts start at $7,500 .
What is the maximum loan term you can get with Shell Federal CU Land Loans?
Shell Federal CU Land Loans offers loans with terms of up to 180 months.
| Personal Loan Amount | Starting at $7500 |
| Loan Term | up to 180 months |
| APR | 9.24% - 15.74% |
What fees does Shell Federal CU Land Loans charge?
Does Shell Federal CU Land Loans charge an origination fee?
Shell Federal CU Land Loans may charge a personal loan origination fee .
Does Shell Federal CU Land Loans charge a late fee?
Shell Federal CU Land Loans does not disclose whether it charges late payment fees.
Does Shell Federal CU Land Loans charge prepayment fees?
No, Shell Federal CU Land Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Shell Federal CU Land Loans?
Shell Federal CU Land Loans does not require or does not disclose a credit score minimum. Shell Federal CU Land Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Shell Federal CU Land Loans.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
- Proof of residence
| Minimum Age | N/A |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Shell Federal CU Land Loans report your account activity to credit bureaus?
Yes, Shell Federal CU Land Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Shell Federal Credit Union perform a hard credit pull?
Yes, Shell Federal CU Land Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Shell Federal CU Land Loans legit?
Shell Federal Credit Union was founded in 1937, it is a well-established company that has been in business for 89 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
7:30AM - 6:00PM
Tuesday
7:30AM - 6:00PM
Wednesday
7:30AM - 6:00PM
Thursday
7:30AM - 7:00PM
Friday
7:30AM - 7:00PM
Saturday
8:00AM - 12:30PM