Last Updated: 04/18/2025
St Louis Community CU Personal Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Factor Based)
Starting at 10.99%(Verified 06/21/2024)
Amount Range
$500 - $15,000
Loan Term (Months)
Up to 60
St Louis Community CU Personal Loans Review
St Louis Community CU Personal Loans is offered by St Louis Community Credit Union, a credit union founded in 1942 and based in St. Louis, MO. st louis community credit union are available in 50 states and Washington, DC.
Key Takeaways
st louis community credit union Pros & Cons
| Pros | Cons |
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st louis community credit union FAQ
What interest rates and personal loan terms does st louis community credit union offer?
st louis community credit union has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does st louis community credit union offer?
st louis community credit union offers a personal loan product that starts at 10.99% APR.
How much can you borrow via st louis community credit union?
Personal loan amounts start at $500 and go up to $15,000
What is the maximum loan term you can get with st louis community credit union?
st louis community credit union offers loans with terms of up to 60 months.
| Personal Loan Amount | $500 - $15000 |
| Loan Term | up to 60 months |
| APR | Starting at 10.99% |
What fees does st louis community credit union charge?
Does st louis community credit union charge an origination fee?
st louis community credit union may charge a personal loan origination fee .
Does st louis community credit union charge a late fee?
st louis community credit union does not disclose whether it charges late payment fees.
Does st louis community credit union charge prepayment fees?
No, st louis community credit union does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for St Louis Community CU Personal Loans?
St Louis Community CU Personal Loans does not require or does not disclose a credit score minimum. St Louis Community CU Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders with a U.S. tax identification number are eligible to apply for the services offered by St Louis Community CU Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
- Proof of residence
- U.S. tax identification number
| Minimum Age | N/A |
| Bank Account Required? | No |
| Credit Score | N/A |
Does St Louis Community Credit Union perform a hard credit pull?
Yes, st louis community credit union performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are St Louis Community CU Personal Loans legit?
st louis community credit union was founded in 1942, it is a well-established company that has been in business for 84 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
10:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed