St Louis Community CU Personal Loans
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| APR (Factor Based) |
Starting at 10.99% (Verified 08/04/2023) |
| Loan Amount | $500 - $15,000 |
| Loan Term (Months) | Up to 60 months |
St Louis Community CU Personal Loans Review
St Louis Community CU Personal Loans is offered by st louis community credit union, a credit union founded in 1942 and based in St. Louis, MO. st louis community credit union are available in 50 states (and Washington, DC).
Key Takeaways
- Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your St Louis Community CU Personal Loans early.
st louis community credit union Pros & Cons
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st louis community credit union FAQ
What interest rates and personal loan terms does st louis community credit union offer?
st louis community credit union has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does st louis community credit union offer?
st louis community credit union offers a personal loan product that starts at 10.99% APR.
How much can you borrow via st louis community credit union?
Personal loan amounts start at $500and go up to $15,000
What is the maximum loan term you can get with st louis community credit union?
st louis community credit union offers loans with terms of up to 60 months.
| Personal Loan Amount | $500 - $15000 |
| Loan Term | up to 60 months |
| APR | Starting at 10.99% |
What fees does st louis community credit union charge?
Does st louis community credit union charge an origination fee?
st louis community credit union may charge a personal loan origination fee.
Does st louis community credit union charge a late fee?
No, st louis community credit union will not charge you a late fee if you miss one of the monthly payments.
Does st louis community credit union charge prepayment fees?
No, st louis community credit union does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for St Louis Community CU Personal Loans?
St Louis Community CU Personal Loans does not require or does not disclose a credit score minimum.St Louis Community CU Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. St Louis Community CU Personal Loans only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via St Louis Community CU Personal Loans. Their rates fall within the limits of The Military Lending Act.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by St Louis Community CU Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of income
- Driver's license
- Proof of identity
- Proof of citizenship or residence permit
- Proof of residence
- U.S. tax identification number
| Minimum Age | N/A |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | N/A |
Are St Louis Community CU Personal Loans legit?
St Louis Community Credit Union was founded in 1942, it is a well-established company that has been in business for 81 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
Contact
- Headquarters
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3651 Forest Park Ave
St. Louis, MO 63108 - (866) 534-7610
- Visit Site
- Email Support
Other Services by St Louis Community Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Employment Statuses Considered |
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| Immigration Status Considered |
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| Joint Loan Applications Accepted |
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| Military Status |
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| Supported Income Types |
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| Verification Documents Required |
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