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Last Updated: 04/18/2025

St Louis Community CU Freedom Line of Credit

from St Louis Community Credit Union

Last Updated: 04/18/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
St Louis Community Credit Union logo
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Highlights

APR (Variable APR)

N/A(Verified 03/25/2024)

Amount Range

Up to $500

Loan Term (Months)

3 - 6
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St Louis Community CU Freedom Line of Credit Review

St Louis Community CU Freedom Line of Credit is offered by St Louis Community Credit Union, a credit union founded in 1942 and based in St. Louis, MO. St Louis Community CU are available in 50 states and Washington, DC.

Key Takeaways

  • Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging.
  • Short loan terms. St Louis Community CU Freedom Line of Credit have loan terms as short as 3 months.

St Louis Community CU Pros & Cons

St Louis Community CU FAQ

What interest rates and personal loan terms does St Louis Community CU offer?

St Louis Community CU has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does St Louis Community CU offer?

St Louis Community CU offers a variable APR personal loan product but they do not disclose their interest rates.

What is the maximum loan term you can get with St Louis Community CU?

St Louis Community CU offers loans with terms of up to 6 months.

What fees does St Louis Community CU charge?

Does St Louis Community CU charge an origination fee?

St Louis Community CU may charge a personal loan origination fee .

Does St Louis Community CU charge a late fee?

St Louis Community CU does not disclose whether it charges late payment fees.

Does St Louis Community CU charge prepayment fees?

Yes, St Louis Community CU may charge additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a personal loan early.

What do you need to qualify for St Louis Community CU Freedom Line of Credit?

St Louis Community CU Freedom Line of Credit does not require or does not disclose a credit score minimum.
St Louis Community CU Freedom Line of Credit does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by St Louis Community CU Freedom Line of Credit.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Proof of identity
  • Proof of citizenship or residence permit

Does St Louis Community CU Freedom Line of Credit report your account activity to credit bureaus?

Yes, St Louis Community CU Freedom Line of Credit reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does St Louis Community Credit Union perform a hard credit pull?

Yes, St Louis Community CU performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are St Louis Community CU Freedom Line of Credit legit?

st louis community credit union was founded in 1942, it is a well-established company that has been in business for 84 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

3651 Forest Park Ave
St. Louis, MO 63108
(866) 534-7610
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
10:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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Other Personal Loans from St Louis Community Credit Union

St Louis Community Credit Union logo
St Louis Community CU Credit Builder Loan
Rating not yet determined
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APR

N/A

Amount Range

N/A

Loan Term (Months)

Up to 12
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St Louis Community Credit Union logo
St Louis Community CU Personal Loans
Rating not yet determined
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APR

Starting at 10.99%
Disclaimer popup with additional information

Amount Range

$500 - $15K

Loan Term (Months)

Up to 60
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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

0

-1000+100
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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

St Louis Community CU Freedom Line of Credit Community Reviews

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