Last Updated: 04/18/2025
St. Pius FCU Personal Loans
Unaffiliated
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Get Competing Personal Loan Offers
Compare personal loan offers from multiple vetted lenders.
Discover your lowest eligible rate in minutes.
See how much you qualify for and what your monthly payment will be.
Get Personalized Rates
It's quick, easy, and won't hurt your credit score.
Highlights
APR (Fixed APR)
Starting at 9.25%(Verified 09/13/2024)
Amount Range
N/A
Loan Term (Months)
Up to 60
St. Pius FCU Personal Loans Review
St. Pius FCU Personal Loans is offered by St. Pius Federal Credit Union, a credit union founded in 1967 and based in Rochester, NY. St. Pius FCU Personal Loans are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 9.25%. Personal loan interest rates typically range between 9% and 36%. The starting rates for St. Pius FCU Personal Loans are on the lower end of the spectrum.
St. Pius FCU Personal Loans Pros & Cons
| Pros | Cons |
|
St. Pius FCU Personal Loans FAQ
What interest rates and personal loan terms does St. Pius FCU Personal Loans offer?
What interest rates does St. Pius FCU Personal Loans offer?
St. Pius FCU Personal Loans offers a fixed APR personal loan product that starts at 9.25% APR.
What is the maximum loan term you can get with St. Pius FCU Personal Loans?
St. Pius FCU Personal Loans offers loans with terms of up to 60 months.
| Personal Loan Amount | N/A |
| Loan Term | up to 60 months |
| APR | Starting at 9.25% |
What fees does St. Pius FCU Personal Loans charge?
Does St. Pius FCU Personal Loans charge an origination fee?
St. Pius FCU Personal Loans may charge a personal loan origination fee .
Does St. Pius FCU Personal Loans charge a late fee?
Yes, St. Pius FCU Personal Loans may charge a late payment fee if you miss one of the regularly scheduled payments of up to $29.00.
Does St. Pius FCU Personal Loans charge prepayment fees?
No, St. Pius FCU Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | $29.00 |
What do you need to qualify for St. Pius FCU Personal Loans?
St. Pius FCU Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. St. Pius FCU Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by St. Pius FCU Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does St. Pius FCU Personal Loans report your account activity to credit bureaus?
Yes, St. Pius FCU Personal Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does St. Pius Federal Credit Union perform a hard credit pull?
Yes, St. Pius FCU Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are St. Pius FCU Personal Loans legit?
St. Pius Federal Credit Union was founded in 1967, it is a well-established company that has been in business for 59 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
9:30AM - 11:00PM
Monday
8:00AM - 1:00PM
Tuesday
8:00AM - 6:00PM
Wednesday
8:00AM - 1:00PM
Thursday
8:00AM - 6:00PM
Friday
8:00AM - 1:00PM
Saturday
Closed