Last Updated: 01/21/2026
St. Pius FCU Share Draft (Checking) Account
Unaffiliated
Last Updated: 01/21/2026
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Highlights
Welcome Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
N/A
Monthly Service Fee
$0(Verified 01/21/2026)
St. Pius FCU Share Draft (Checking) Account Review
The St. Pius FCU Share Draft (Checking) Account is offered by St. Pius Federal Credit Union, a credit union founded in 1967 and based in Rochester, NY. St. Pius FCU Share Draft (Checking) Account is available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
- No ATM fees. St. Pius FCU Share Draft (Checking) Account does not charge fees on ATM transactions within its network but there is a fee of $2.50 for out-of-network ATM transactions .
St. Pius FCU Share Draft (Checking) Account Pros & Cons
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St. Pius FCU Share Draft (Checking) Account FAQ
Are checking accounts from St. Pius Federal Credit Union federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does St. Pius FCU Share Draft (Checking) Account offer?
St. Pius FCU Share Draft (Checking) Account is not an interest-bearing account.
What are the account minimums for St. Pius FCU Share Draft (Checking) Account?
St. Pius FCU Share Draft (Checking) Account does not require a minimum initial deposit.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does St. Pius FCU Share Draft (Checking) Account charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: In-Network | Starting at $1.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: Out-of-Network (within the U.S.) | $2.50 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| NSF Fee | $29.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Overdraft Item Fee | Starting at $29.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Card Replacement Fee (Standard Delivery) | Starting at $10.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Stop Payment Fee | Starting at $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Transaction Fee (Debit Card) | Starting at 1.00% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - US Domestic (Outgoing) | Starting at $35.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - International (Outgoing) | Starting at $50.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does St. Pius FCU Share Draft (Checking) Account charge overdraft fees?
Yes, St. Pius FCU Share Draft (Checking) Account charges a $29.00 fee for every overdraft.What features and perks does St. Pius FCU Share Draft (Checking) Account offer?
This account includes the following features:
- Mobile Banking Services - St. Pius FCU Share Draft (Checking) Account allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
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Hours of Operation
Sunday
9:30AM - 11:00PM
Monday
8:00AM - 1:00PM
Tuesday
8:00AM - 6:00PM
Wednesday
8:00AM - 1:00PM
Thursday
8:00AM - 6:00PM
Friday
8:00AM - 1:00PM
Saturday
Closed