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Last Updated: 04/18/2025

Sunbelt FCU Personal Loan

in Personal Loans from Sunbelt Federal Credit Union

Last Updated: 04/18/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
Sunbelt Federal Credit Union logo
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APR (Fixed APR)

Starting at 8.75%(Verified 06/21/2024)

Amount Range

N/A

Loan Term (Months)

N/A

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Sunbelt FCU Personal Loan Review

Sunbelt FCU Personal Loan is offered by Sunbelt Federal Credit Union, a credit union founded in 1953 and based in Hattiesburg, MS. Sunbelt FCU Personal Loan are available in 50 states and Washington, DC.

Key Takeaways

  • APRs starting at 8.75%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Sunbelt FCU Personal Loan are on the lower end of the spectrum.

Sunbelt FCU Personal Loan Pros & Cons

Sunbelt FCU Personal Loan FAQ

What interest rates and personal loan terms does Sunbelt FCU Personal Loan offer?

What interest rates does Sunbelt FCU Personal Loan offer?

Sunbelt FCU Personal Loan offers a fixed APR personal loan product that starts at 8.75% APR.

What fees does Sunbelt FCU Personal Loan charge?

Does Sunbelt FCU Personal Loan charge an origination fee?

Sunbelt FCU Personal Loan may charge a personal loan origination fee .

Does Sunbelt FCU Personal Loan charge a late fee?

Sunbelt FCU Personal Loan does not disclose whether it charges late payment fees.

Does Sunbelt FCU Personal Loan charge prepayment fees?

No, Sunbelt FCU Personal Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

What do you need to qualify for Sunbelt FCU Personal Loan?

Sunbelt FCU Personal Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Sunbelt FCU Personal Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Sunbelt FCU Personal Loan.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Sunbelt FCU Personal Loan report your account activity to credit bureaus?

Yes, Sunbelt FCU Personal Loan reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Sunbelt Federal Credit Union perform a hard credit pull?

Yes, Sunbelt FCU Personal Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are Sunbelt FCU Personal Loan legit?

Sunbelt Federal Credit Union was founded in 1953, it is a well-established company that has been in business for 73 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

6885 US 49
Hattiesburg, MS 39402
(601) 649-7181
Visit Site

Hours of Operation

Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 1:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed

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