Is Tex Mex CU Unsecured Loans the right fit for you?
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
8.50% - 17.75%(Verified 08/20/2024)
Amount Range
N/A
Loan Term (Months)
12 - 48
Tex Mex CU Unsecured Loans Review
Tex Mex CU Unsecured Loans is offered by Tex Mex Credit Union, a credit union founded in 1953 and based in Laredo, TX. Tex Mex CU Unsecured Loans are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 8.50%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Tex Mex CU Unsecured Loans are on the lower end of the spectrum.
- Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Tex Mex CU Unsecured Loans.
Tex Mex CU Unsecured Loans Pros & Cons
| Pros | Cons |
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Tex Mex CU Unsecured Loans FAQ
What interest rates and personal loan terms does Tex Mex CU Unsecured Loans offer?
What interest rates does Tex Mex CU Unsecured Loans offer?
Tex Mex CU Unsecured Loans offers a fixed APR personal loan product that ranges from 8.50% APR up to 17.75% APR.
What is the maximum loan term you can get with Tex Mex CU Unsecured Loans?
Tex Mex CU Unsecured Loans offers loans with terms of up to 48 months.
| Personal Loan Amount | N/A |
| Loan Term | 12 - 48 months |
| APR | 8.50% - 17.75% |
What fees does Tex Mex CU Unsecured Loans charge?
Does Tex Mex CU Unsecured Loans charge an origination fee?
Tex Mex CU Unsecured Loans may charge a personal loan origination fee .
Does Tex Mex CU Unsecured Loans charge a late fee?
Tex Mex CU Unsecured Loans does not disclose whether it charges late payment fees.
Does Tex Mex CU Unsecured Loans charge prepayment fees?
No, Tex Mex CU Unsecured Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Tex Mex CU Unsecured Loans?
Tex Mex CU Unsecured Loans does not require or does not disclose a credit score minimum. Tex Mex CU Unsecured Loans does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Tex Mex CU Unsecured Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | N/A |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | N/A |
Does Tex Mex CU Unsecured Loans report your account activity to credit bureaus?
Yes, Tex Mex CU Unsecured Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Tex Mex Credit Union perform a hard credit pull?
Yes, Tex Mex CU Unsecured Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Tex Mex CU Unsecured Loans legit?
Tex Mex Credit Union was founded in 1953, it is a well-established company that has been in business for 73 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Hours of Operation
SundayClosedMonday9:00AM - 5:00PMTuesday9:00AM - 5:00PMWednesday9:00AM - 5:00PMThursday9:00AM - 5:00PMFriday9:00AM - 6:00PMSaturday10:00AM - 1:00PM
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