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Last Updated: 04/18/2025

Tex Mex CU Unsecured Loans

in Personal Loans from Tex Mex Credit Union

Last Updated: 04/18/2025

Created by:

SuperMoney

Fact Checked by:

Andrew Latham

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Highlights

APR (Fixed APR)

8.50% - 17.75%(Verified 08/20/2024)

Amount Range

N/A

Loan Term (Months)

12 - 48

Tex Mex CU Unsecured Loans Review

Tex Mex CU Unsecured Loans is offered by Tex Mex Credit Union, a credit union founded in 1953 and based in Laredo, TX. Tex Mex CU Unsecured Loans are available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

APRs starting at 8.50%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Tex Mex CU Unsecured Loans are on the lower end of the spectrum.

Tex Mex CU Unsecured Loans Pros & Cons

Pros

Cons

Charges an origination fee.
Does not offer pre-approval with soft credit pull.
Charges prepayment fees.
No co-sign option available.

Tex Mex CU Unsecured Loans FAQ

What interest rates and personal loan terms does Tex Mex CU Unsecured Loans offer?

What interest rates does Tex Mex CU Unsecured Loans offer?

Tex Mex CU Unsecured Loans offers a fixed APR personal loan product that ranges from 8.50% APR up to 17.75% APR.

What is the maximum loan term you can get with Tex Mex CU Unsecured Loans?

Tex Mex CU Unsecured Loans offers loans with terms of up to 48 months.

Tex Mex CU Unsecured Loans Interest Rates & Loan Terms

Personal Loan Amount

N/A

Loan Term

12 - 48 months

APR

8.50% - 17.75%

What fees does Tex Mex CU Unsecured Loans charge?

Does Tex Mex CU Unsecured Loans charge an origination fee?

Tex Mex CU Unsecured Loans may charge a personal loan origination fee .

Does Tex Mex CU Unsecured Loans charge a late fee?

Tex Mex CU Unsecured Loans does not disclose whether it charges late payment fees.

Does Tex Mex CU Unsecured Loans charge prepayment fees?

No, Tex Mex CU Unsecured Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

Tex Mex CU Unsecured Loans Fees

Origination Fee

Prepayment Fee

N/A

Late Payment Fee

What do you need to qualify for Tex Mex CU Unsecured Loans?

Tex Mex CU Unsecured Loans does not require or does not disclose a credit score minimum.

Tex Mex CU Unsecured Loans does not have or does not disclose a minimum annual income eligibility requirement.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Tex Mex CU Unsecured Loans.

To qualify, applicants may need to provide the following documentation:

Driver's license or other government photo ID
Government issued photo ID
Proof of identity

Tex Mex CU Unsecured Loans Eligibility Criteria

Minimum Age

N/A

Bank Account Required?

Credit Score

N/A

Does Tex Mex CU Unsecured Loans report your account activity to credit bureaus?

Yes, Tex Mex CU Unsecured Loans reports to the following credit bureaus:

Equifax
Experian
TransUnion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Tex Mex Credit Union perform a hard credit pull?

Yes, Tex Mex CU Unsecured Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are Tex Mex CU Unsecured Loans legit?

Tex Mex Credit Union was founded in 1953, it is a well-established company that has been in business for 73 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1420 Cedar Ave

Laredo, TX 78040

(956) 722-1032

Visit Site

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 6:00PM

Saturday

10:00AM - 1:00PM

Tex Mex CU Unsecured Loans

Cast Your Vote

Get Competing Personal Loan Offers

Highlights

Tex Mex CU Unsecured Loans Review

Key Takeaways

Tex Mex CU Unsecured Loans Pros & Cons

Tex Mex CU Unsecured Loans FAQ

What interest rates and personal loan terms does Tex Mex CU Unsecured Loans offer?

What interest rates does Tex Mex CU Unsecured Loans offer?

What is the maximum loan term you can get with Tex Mex CU Unsecured Loans?

What fees does Tex Mex CU Unsecured Loans charge?

Does Tex Mex CU Unsecured Loans charge an origination fee?

Does Tex Mex CU Unsecured Loans charge a late fee?

Does Tex Mex CU Unsecured Loans charge prepayment fees?

What do you need to qualify for Tex Mex CU Unsecured Loans?

Does Tex Mex CU Unsecured Loans report your account activity to credit bureaus?

Does Tex Mex Credit Union perform a hard credit pull?

Are Tex Mex CU Unsecured Loans legit?

Contact

Hours of Operation

Other Services by Tex Mex Credit Union