Last Updated: 04/18/2025
Together Credit Union Saving Secured Loan
Unaffiliated
in Personal Loans from Together Credit Union
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
2.30%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
N/A
Together Credit Union Saving Secured Loan Review
Together Credit Union Saving Secured Loan is offered by Together Credit Union, a credit union founded in 1939 and based in St. Louis, MO. Together Credit Union Saving Secured Loan are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 2.30%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Together Credit Union Saving Secured Loan are on the lower end of the spectrum.
Together Credit Union Saving Secured Loan Pros & Cons
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Together Credit Union Saving Secured Loan FAQ
What interest rates and personal loan terms does Together Credit Union Saving Secured Loan offer?
Together Credit Union Saving Secured Loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Together Credit Union Saving Secured Loan offer?
Together Credit Union Saving Secured Loan offers a fixed APR personal loan product of 2.30%.
| Personal Loan Amount | N/A |
| Loan Term | N/A |
| APR | 2.30% |
What fees does Together Credit Union Saving Secured Loan charge?
Does Together Credit Union Saving Secured Loan charge an origination fee?
Together Credit Union Saving Secured Loan may charge a personal loan origination fee .
Does Together Credit Union Saving Secured Loan charge a late fee?
Together Credit Union Saving Secured Loan does not disclose whether it charges late payment fees.
Does Together Credit Union Saving Secured Loan charge prepayment fees?
No, Together Credit Union Saving Secured Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Together Credit Union Saving Secured Loan?
Together Credit Union Saving Secured Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Together Credit Union Saving Secured Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Together Credit Union Saving Secured Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Together Credit Union Saving Secured Loan report your account activity to credit bureaus?
Yes, Together Credit Union Saving Secured Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Together Credit Union perform a hard credit pull?
Yes, Together Credit Union Saving Secured Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Together Credit Union Saving Secured Loan legit?
Together Credit Union was founded in 1939, it is a well-established company that has been in business for 87 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 12:00PM