
Total Loan Company Personal Loans
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Community Rating | Strongly recommended |
APR (Fixed APR) | Up to 199% |
Loan Amount | $750 - $3,000 |
Loan Term (Months) | 6 - 36 months |
Number of Reviews | 10 |
Total Loan Company Personal Loans Review
Total Loan Company Personal Loans is offered by Total Loan Company, LLC, a direct lender founded in 2013 and based in Mount Prospect, IL. Total Loan Company Personal Loans is available in 4 states across the USA.
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- Fast access to funds. In some cases you can get your money within 1 business day.
- No origination fee. Total Loan Company Personal Loans does not charge a loan origination fee.
- Short loan terms. Total Loan Company Personal Loans offers loan terms as short as 6 months. Most personal loans have a minimum term of 12 to 36 months.
- Minimum income of $18,000. You will need an annual income of at least $18,000 to apply for Total Loan Company Personal Loans, which is below average for the lenders in our database
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What interest rates and personal loan terms does Total Loan Company offer?
Total Loan Company has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Total Loan Company offer?
Total Loan Company offers a fixed APR personal loan product up to 199% APR.
How much can you borrow via Total Loan Company?
Business loan amounts start at $750 and go up to $3,000.
What is the maximum loan term you can get with Total Loan Company?
Total Loan Company offers loans with terms of up to 36 months.
Personal Loan Amount | $750 - $3000 |
Loan Term | 6 - 36 months |
APR | up to 199% |
What fees does Total Loan Company charge?
Does Total Loan Company charge an origination fee?
Total Loan Company does not charge a personal loan origination fee.
A personal loan origination fee is what some lenders charge for processing, underwriting, and funding a personal loan. Typically origination fees range from 0.5% to 5% of the personal loan amount. Whenever possible, go with lenders that don’t charge origination fees.
Does Total Loan Company charge a late fee?
No, Total Loan Company will not charge you a late fee if you miss one of the monthly payments.
Does Total Loan Company charge prepayment fees?
No, Total Loan Company does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
Origination Fee | No |
Prepayment Fee | No |
Late Payment Fee | No |
What do you need to qualify for Total Loan Company Personal Loans?
Applicants with a credit score of at least 550 and up to 620 may be eligible for Total Loan Company Personal Loans. The minimum age to be eligible is 22 or the state minimum, whichever is higher.To qualify for personal loans with Total Loan Company Personal Loans, applicants need a minimum annual income of $18,000 or higher. Total Loan Company Personal Loans only considers borrowers who are employed and meet the minimum income requirement.
U.S. citizens are, of course, eligible for the services offered by Total Loan Company Personal Loans. Permanent resident / green card holders are also eligible to apply.
To qualify, applicants may need to provide the following documentation:
- Applicants must have an active and valid personal checking account
- Recent pay stubs
- Recent bank statements
Minimum Age | 22 |
Bank Account Required? | Yes |
Application Types Accepted |
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Credit Score | 550 - 620 |
What is the estimated funding time for a personal loan via Total Loan Company?
Total Loan Company will typically approve (or deny) a loan application within 1 hour and fund loans within 2 business days of approval.
Does Total Loan Company Personal Loans report your account activity to credit bureaus?
Yes, Total Loan Company Personal Loans reports your account activity to the following credit reporting agencies:
- Clarity Services
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
Message From Total Loan Company, LLC
Contact
- Headquarters
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479 E Business Center Drive
Mount Prospect, IL 60056 - Visit Site
- Email Support
About Total Loan Company Personal Loans
Availability
- Illinois
- Missouri
- South Carolina
- Utah
Total Loan Company Personal Loans Community Reviews
Would you recommend Total Loan Company Personal Loans to your friends?
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