Last Updated: 04/18/2025
U-Haul Federal Credit Union Personal Loans
Unaffiliated
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Get Competing Personal Loan Offers
Compare personal loan offers from multiple vetted lenders.
Discover your lowest eligible rate in minutes.
See how much you qualify for and what your monthly payment will be.
Get Personalized Rates
It's quick, easy, and won't hurt your credit score.
Highlights
APR (Variable APR)
Starting at 3.00%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
Up to 60
U-Haul Federal Credit Union Personal Loans Review
U-Haul Federal Credit Union Personal Loans is offered by U-Haul Federal Credit Union, a credit union founded in 1963 and based in Phoenix, AZ. U-Haul Federal Credit Union Personal Loans are available in 50 states and Washington, DC.
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. Personal loan interest rates typically range between 9% and 36%. The starting rates for U-Haul Federal Credit Union Personal Loans are on the lower end of the spectrum.
U-Haul Federal Credit Union Personal Loans Pros & Cons
| Pros | Cons |
|
|
U-Haul Federal Credit Union Personal Loans FAQ
What interest rates and personal loan terms does U-Haul Federal Credit Union Personal Loans offer?
U-Haul Federal Credit Union Personal Loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does U-Haul Federal Credit Union Personal Loans offer?
U-Haul Federal Credit Union Personal Loans offers a variable APR personal loan product that starts at 3.00% APR.
What is the maximum loan term you can get with U-Haul Federal Credit Union Personal Loans?
U-Haul Federal Credit Union Personal Loans offers loans with terms of up to 60 months.
| Personal Loan Amount | N/A |
| Loan Term | up to 60 months |
| APR | Starting at 3.00% |
What fees does U-Haul Federal Credit Union Personal Loans charge?
Does U-Haul Federal Credit Union Personal Loans charge an origination fee?
U-Haul Federal Credit Union Personal Loans may charge a personal loan origination fee .
Does U-Haul Federal Credit Union Personal Loans charge a late fee?
U-Haul Federal Credit Union Personal Loans does not disclose whether it charges late payment fees.
Does U-Haul Federal Credit Union Personal Loans charge prepayment fees?
No, U-Haul Federal Credit Union Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for U-Haul Federal Credit Union Personal Loans?
Applicants with a credit score that ranges above 575 may be eligible for U-Haul Federal Credit Union Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher. U-Haul Federal Credit Union Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by U-Haul Federal Credit Union Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | Starting at 575 |
Does U-Haul Federal Credit Union Personal Loans report your account activity to credit bureaus?
Yes, U-Haul Federal Credit Union Personal Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does U-Haul Federal Credit Union perform a hard credit pull?
Yes, U-Haul Federal Credit Union Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are U-Haul Federal Credit Union Personal Loans legit?
U-Haul Federal Credit Union was founded in 1963, it is a well-established company that has been in business for 63 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - 4:00PM
Friday
9:00AM - 4:00PM
Saturday
Closed