Last Updated: 04/18/2025
UFirst Credit Union e-cash Instant Loan
Unaffiliated
in Personal Loans from UFirst Credit Union
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
28.00%(Verified 06/21/2024)
Amount Range
$200 - $2,000
Loan Term (Months)
Up to 12
UFirst Credit Union e-cash Instant Loan Review
UFirst Credit Union e-cash Instant Loan is offered by UFirst Credit Union, a credit union founded in 1956 and based in Holladay, UT. UFirst Credit Union e-cash Instant Loan are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 28.00%. Personal loan interest rates typically range between 9% and 36%. The starting rates for UFirst Credit Union e-cash Instant Loan are on the higher end of the spectrum.
- Small-dollar loans. UFirst Credit Union e-cash Instant Loan has a maximum loan amount of just $2,000.00 .
UFirst Credit Union e-cash Instant Loan Pros & Cons
| Pros | Cons |
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UFirst Credit Union e-cash Instant Loan FAQ
What interest rates and personal loan terms does UFirst Credit Union e-cash Instant Loan offer?
UFirst Credit Union e-cash Instant Loan has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does UFirst Credit Union e-cash Instant Loan offer?
UFirst Credit Union e-cash Instant Loan offers a fixed APR personal loan product of 28.00%.
How much can you borrow via UFirst Credit Union e-cash Instant Loan?
Personal loan amounts start at $200.00 and go up to $2,000.00
What is the maximum loan term you can get with UFirst Credit Union e-cash Instant Loan?
UFirst Credit Union e-cash Instant Loan offers loans with terms of up to 12 months.
| Personal Loan Amount | $200.00 - $2000.00 |
| Loan Term | up to 12 months |
| APR | 28.00% |
What fees does UFirst Credit Union e-cash Instant Loan charge?
Does UFirst Credit Union e-cash Instant Loan charge an origination fee?
UFirst Credit Union e-cash Instant Loan may charge a personal loan origination fee .
Does UFirst Credit Union e-cash Instant Loan charge a late fee?
UFirst Credit Union e-cash Instant Loan does not disclose whether it charges late payment fees.
Does UFirst Credit Union e-cash Instant Loan charge prepayment fees?
No, UFirst Credit Union e-cash Instant Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for UFirst Credit Union e-cash Instant Loan?
UFirst Credit Union e-cash Instant Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. UFirst Credit Union e-cash Instant Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by UFirst Credit Union e-cash Instant Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does UFirst Credit Union e-cash Instant Loan report your account activity to credit bureaus?
Yes, UFirst Credit Union e-cash Instant Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does UFirst Credit Union perform a hard credit pull?
Yes, UFirst Credit Union e-cash Instant Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are UFirst Credit Union e-cash Instant Loan legit?
UFirst Credit Union was founded in 1956, it is a well-established company that has been in business for 70 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed