Last Updated: 04/18/2025
United Credit Personal Loans
Unaffiliated
in Personal Loans from United Credit
Last Updated: 04/18/2025
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Highlights
APR (Variable APR)
Amount Range
Loan Term (Months)
United Credit Personal Loans Review
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. Personal loan interest rates typically range between 9% and 36%. The starting rates for United Credit Personal Loans are on the lower end of the spectrum.
United Credit Loans Pros & Cons
| Pros | Cons |
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United Credit Loans FAQ
What interest rates and personal loan terms does United Credit Loans offer?
What interest rates does United Credit Loans offer?
How much can you borrow via United Credit Loans?
What is the maximum loan term you can get with United Credit Loans?
| Personal Loan Amount | $500 - $40000 |
| Loan Term | 12 - 60 months |
| APR | 2.99% - 35.99% |
What fees does United Credit Loans charge?
Does United Credit Loans charge an origination fee?
Does United Credit Loans charge a late fee?
Does United Credit Loans charge prepayment fees?
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for United Credit Personal Loans?
United Credit Personal Loans does not require or does not disclose a credit score minimum.- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | N/A |
| Bank Account Required? | No |
| Credit Score | N/A |
Does United Credit perform a hard credit pull?
Are United Credit Personal Loans legit?
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Hours of Operation
Sunday
Closed
Monday
6:00AM - 6:00PM
Tuesday
6:00AM - 6:00PM
Wednesday
6:00AM - 6:00PM
Thursday
6:00AM - 6:00PM
Friday
6:00AM - 6:00PM
Saturday
Closed