Last Updated: 04/18/2025
Water and Power Community CU Share Secured Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
3.05%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
12 - 20
Water and Power Community CU Share Secured Loan Review
Water and Power Community CU Share Secured Loan is offered by Water and Power Community Credit Union, a credit union founded in 1936 and based in Los Angeles, CA. Water and Power Community CU Share Secured Loan are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 3.05%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Water and Power Community CU Share Secured Loan are on the lower end of the spectrum.
Water and Power Community CU Share Secured Loan Pros & Cons
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Water and Power Community CU Share Secured Loan FAQ
What interest rates and personal loan terms does Water and Power Community CU Share Secured Loan offer?
Water and Power Community CU Share Secured Loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Water and Power Community CU Share Secured Loan offer?
Water and Power Community CU Share Secured Loan offers a fixed APR personal loan product of 3.05%.
What is the maximum loan term you can get with Water and Power Community CU Share Secured Loan?
Water and Power Community CU Share Secured Loan offers loans with terms of up to 20 months.
| Personal Loan Amount | N/A |
| Loan Term | 12 - 20 months |
| APR | 3.05% |
What fees does Water and Power Community CU Share Secured Loan charge?
Does Water and Power Community CU Share Secured Loan charge an origination fee?
Water and Power Community CU Share Secured Loan may charge a personal loan origination fee .
Does Water and Power Community CU Share Secured Loan charge a late fee?
Water and Power Community CU Share Secured Loan does not disclose whether it charges late payment fees.
Does Water and Power Community CU Share Secured Loan charge prepayment fees?
No, Water and Power Community CU Share Secured Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Water and Power Community CU Share Secured Loan?
Water and Power Community CU Share Secured Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Water and Power Community CU Share Secured Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Water and Power Community CU Share Secured Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Water and Power Community CU Share Secured Loan report your account activity to credit bureaus?
Yes, Water and Power Community CU Share Secured Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Water and Power Community Credit Union perform a hard credit pull?
Yes, Water and Power Community CU Share Secured Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Water and Power Community CU Share Secured Loan legit?
Water and Power Community Credit Union was founded in 1936, it is a well-established company that has been in business for 90 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 5:00PM
Saturday
Closed