Last Updated: 04/18/2025
Water and Power Community CU Power Advance Loan
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Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
87.60%(Verified 06/21/2024)
Amount Range
$300 - $700
Loan Term (Months)
2
Water and Power Community CU Power Advance Loan Review
Water and Power Community CU Power Advance Loan is offered by Water and Power Community Credit Union, a credit union founded in 1936 and based in Los Angeles, CA. Water and Power Community CU Power Advance Loan are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 87.60%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Water and Power Community CU Power Advance Loan are on the higher end of the spectrum.
- Small-dollar loans. Water and Power Community CU Power Advance Loan has a maximum loan amount of just $700.00 .
- Short loan terms. Water and Power Community CU Power Advance Loan have loan terms as short as 2 months.
Water and Power Community CU Power Advance Loan Pros & Cons
| Pros | Cons |
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Water and Power Community CU Power Advance Loan FAQ
What interest rates and personal loan terms does Water and Power Community CU Power Advance Loan offer?
Water and Power Community CU Power Advance Loan has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Water and Power Community CU Power Advance Loan offer?
Water and Power Community CU Power Advance Loan offers a fixed APR personal loan product of 87.60%.
How much can you borrow via Water and Power Community CU Power Advance Loan?
Personal loan amounts start at $300.00 and go up to $700.00
What is the maximum loan term you can get with Water and Power Community CU Power Advance Loan?
Water and Power Community CU Power Advance Loan offers loans with terms of 2 months.
| Personal Loan Amount | $300.00 - $700.00 |
| Loan Term | 2 months |
| APR | 87.60% |
What fees does Water and Power Community CU Power Advance Loan charge?
Does Water and Power Community CU Power Advance Loan charge an origination fee?
Water and Power Community CU Power Advance Loan may charge a personal loan origination fee .
Does Water and Power Community CU Power Advance Loan charge a late fee?
Water and Power Community CU Power Advance Loan does not disclose whether it charges late payment fees.
Does Water and Power Community CU Power Advance Loan charge prepayment fees?
No, Water and Power Community CU Power Advance Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Water and Power Community CU Power Advance Loan?
Water and Power Community CU Power Advance Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Water and Power Community CU Power Advance Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Water and Power Community CU Power Advance Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Water and Power Community CU Power Advance Loan report your account activity to credit bureaus?
Yes, Water and Power Community CU Power Advance Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Water and Power Community Credit Union perform a hard credit pull?
Yes, Water and Power Community CU Power Advance Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Water and Power Community CU Power Advance Loan legit?
Water and Power Community Credit Union was founded in 1936, it is a well-established company that has been in business for 90 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 5:00PM
Saturday
Closed