Last Updated: 04/18/2025
Water and Power Community CU Personal Loans
Unaffiliated
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rateExplore a similar product
Try this top product in Personal Loans
Avant Loans
Strongly recommended703 reviews
Community Recommended Products
View AllSponsored
Strongly recommended703 Reviews
Learn MoreSponsored
Strongly recommended326 Reviews
Learn MoreSponsored
Strongly recommended314 Reviews
Learn MoreGet Competing Personal Loan Offers
Compare personal loan offers from multiple vetted lenders.
Discover your lowest eligible rate in minutes.
See how much you qualify for and what your monthly payment will be.
Get Personalized Rates
It's quick, easy, and won't hurt your credit score.
Highlights
APR (Variable APR)
2.5% - 11.99%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
12 - 120
Water and Power Community CU Personal Loans Review
Water and Power Community CU Personal Loans is offered by Water and Power Community Credit Union, a credit union founded in 1936 and based in Los Angeles, CA. Water and Power Community CU Personal Loans are available in 50 states and Washington, DC.
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. Personal loan interest rates typically range between 9% and 36%. The starting rates for Water and Power Community CU Personal Loans are on the lower end of the spectrum.
- Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Water and Power Community CU Personal Loans.
- Super long loan terms. Water and Power Community CU Personal Loans offers loan terms of up to 120 months. Most personal loans have a maximum term of 60 months.
Water and Power Community CU Personal Loans Pros & Cons
| Pros | Cons |
|
|
Water and Power Community CU Personal Loans FAQ
What interest rates and personal loan terms does Water and Power Community CU Personal Loans offer?
Water and Power Community CU Personal Loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Water and Power Community CU Personal Loans offer?
Water and Power Community CU Personal Loans offers a variable APR personal loan product that ranges from 2.5% APR up to 11.99% APR.
What is the maximum loan term you can get with Water and Power Community CU Personal Loans?
Water and Power Community CU Personal Loans offers loans with terms of up to 120 months.
| Personal Loan Amount | N/A |
| Loan Term | 12 - 120 months |
| APR | 2.5% - 11.99% |
What fees does Water and Power Community CU Personal Loans charge?
Does Water and Power Community CU Personal Loans charge an origination fee?
Water and Power Community CU Personal Loans may charge a personal loan origination fee .
Does Water and Power Community CU Personal Loans charge a late fee?
Water and Power Community CU Personal Loans does not disclose whether it charges late payment fees.
Does Water and Power Community CU Personal Loans charge prepayment fees?
No, Water and Power Community CU Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Water and Power Community CU Personal Loans?
Water and Power Community CU Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Water and Power Community CU Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Water and Power Community CU Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
|
| Credit Score | N/A |
Does Water and Power Community CU Personal Loans report your account activity to credit bureaus?
Yes, Water and Power Community CU Personal Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Water and Power Community Credit Union perform a hard credit pull?
Yes, Water and Power Community CU Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Water and Power Community CU Personal Loans legit?
Water and Power Community Credit Union was founded in 1936, it is a well-established company that has been in business for 90 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 5:00PM
Saturday
Closed
Other Services by Water and Power Community Credit Union
Other Personal Loans from Water and Power Community Credit Union
Rating not yet determined
APR
4.15% - 5.83%
Disclaimer popup with additional information
Amount Range
N/A
Loan Term (Months)
N/A
Rating not yet determined
APR
87.60%
Disclaimer popup with additional information
Amount Range
$300 - $700
Loan Term (Months)
2
Rating not yet determined
APR
3.05%
Disclaimer popup with additional information
Amount Range
N/A
Loan Term (Months)
12 - 20
Rating not yet determined
APR
Starting at 11.99%
Disclaimer popup with additional information
Amount Range
Up to $40,000
Loan Term (Months)
12 - 60
Community Recommended Products
View AllSponsored
Strongly recommended703 Reviews
Learn MoreSponsored
Strongly recommended326 Reviews
Learn MoreSponsored
Strongly recommended314 Reviews
Learn MoreSuperMoney Net Recommendation Score
This product has no reviews yet. Help others by sharing your thoughts.
0
-1000+100
No one recommends
Everyone recommends
Water and Power Community CU Personal Loans Community Reviews
Would you recommend Water and Power Community CU Personal Loans to your friends?
There are currently no reviews.
You might also like
Best Personal Loans
SuperMoney
How to Get a Boat Loan (Updated 2026)
Halle Goddard
How Can I Pay For Legal Fees I Can't Afford? 4 Helpful TipsÂ
Heather Skyler
9 Ways To Get a Loan With No Credit
Lee Huffman