Last Updated: 04/18/2025
WestStar Credit Union Unsecured Loans
Unaffiliated
in Personal Loans from WestStar Credit Union
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 12.49%(Verified 07/26/2024)
Amount Range
N/A
Loan Term (Months)
N/A
WestStar Credit Union Unsecured Loans Review
WestStar Credit Union Unsecured Loans is offered by WestStar Credit Union, a credit union founded in 1975 and based in Las Vegas, NV. WestStar Credit Union Unsecured Loans are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 12.49%. Personal loan interest rates typically range between 9% and 36%. The starting rates for WestStar Credit Union Unsecured Loans are on the higher end of the spectrum.
WestStar Credit Union Unsecured Loans Pros & Cons
| Pros | Cons |
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WestStar Credit Union Unsecured Loans FAQ
What interest rates and personal loan terms does WestStar Credit Union Unsecured Loans offer?
WestStar Credit Union Unsecured Loans has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does WestStar Credit Union Unsecured Loans offer?
WestStar Credit Union Unsecured Loans offers a fixed APR personal loan product that starts at 12.49% APR.
| Personal Loan Amount | N/A |
| Loan Term | N/A |
| APR | Starting at 12.49% |
What fees does WestStar Credit Union Unsecured Loans charge?
Does WestStar Credit Union Unsecured Loans charge an origination fee?
WestStar Credit Union Unsecured Loans may charge a personal loan origination fee .
Does WestStar Credit Union Unsecured Loans charge a late fee?
WestStar Credit Union Unsecured Loans does not disclose whether it charges late payment fees.
Does WestStar Credit Union Unsecured Loans charge prepayment fees?
No, WestStar Credit Union Unsecured Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for WestStar Credit Union Unsecured Loans?
WestStar Credit Union Unsecured Loans does not require or does not disclose a credit score minimum. WestStar Credit Union Unsecured Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by WestStar Credit Union Unsecured Loans.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | N/A |
| Bank Account Required? | No |
| Credit Score | N/A |
Does WestStar Credit Union Unsecured Loans report your account activity to credit bureaus?
Yes, WestStar Credit Union Unsecured Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does WestStar Credit Union perform a hard credit pull?
Yes, WestStar Credit Union Unsecured Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are WestStar Credit Union Unsecured Loans legit?
WestStar Credit Union was founded in 1975, it is a well-established company that has been in business for 51 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 6:00PM
Tuesday
9:00AM - 6:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 6:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 1:00PM