Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
N/A
Amount Range
$200 - $1,000
Loan Term (Months)
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Workers Credit Union Quick Loans Review
Workers Credit Union Quick Loans is offered by Workers Credit Union, a credit union founded in 1914 and based in Littleton, MA. Workers Credit Union Quick Loans are available in 50 states and Washington, DC.
Key Takeaways
- .
- Fast access to funds. If approved, Workers Credit Union will send the money in as little as 24 hours.
- Small-dollar loans. Workers Credit Union Quick Loans has a maximum loan amount of just $1,000.00 .
- Hard credit pull required. You can't check your rates or see if you prequalify for Workers Credit Union Quick Loans without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
- Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Workers Credit Union Quick Loans.
Workers Credit Union Quick Loans Pros & Cons
| Pros | Cons |
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Workers Credit Union Quick Loans FAQ
What interest rates and personal loan terms does Workers Credit Union Quick Loans offer?
Workers Credit Union Quick Loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Workers Credit Union Quick Loans offer?
Workers Credit Union Quick Loans offers a fixed APR personal loan product but they do not disclose their interest rates.
How much can you borrow via Workers Credit Union Quick Loans?
Personal loan amounts start at $200.00 and go up to $1,000.00
| Personal Loan Amount | $200.00 - $1000.00 |
| Loan Term | N/A |
| APR | N/A |
What fees does Workers Credit Union Quick Loans charge?
Does Workers Credit Union Quick Loans charge an origination fee?
Workers Credit Union Quick Loans may charge a personal loan origination fee .
Does Workers Credit Union Quick Loans charge a late fee?
Workers Credit Union Quick Loans does not disclose whether it charges late payment fees.
Does Workers Credit Union Quick Loans charge prepayment fees?
No, Workers Credit Union Quick Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Workers Credit Union Quick Loans?
Workers Credit Union Quick Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Workers Credit Union Quick Loans does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Workers Credit Union Quick Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | N/A |
What is the estimated funding time for a personal loan via Workers Credit Union Quick Loans?
Workers Credit Union Quick Loans will typically fund loans within 1 business day of approval and clearing necessary verifications.
Does Workers Credit Union Quick Loans report your account activity to credit bureaus?
Yes, Workers Credit Union Quick Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Workers Credit Union perform a hard credit pull?
Yes, Workers Credit Union Quick Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Workers Credit Union Quick Loans legit?
Workers Credit Union was founded in 1914, it is a well-established company that has been in business for 112 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 12:00PM
Other Services by Workers Credit Union
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Other Personal Loans from Workers Credit Union
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APR
0.00%
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Amount Range
$2,000 - $25,000
Loan Term (Months)
Up to 84
Rating not yet determined
APR
Starting at 13.24%
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Amount Range
N/A
Loan Term (Months)
Up to 60
Rating not yet determined
APR
Starting at 13.24%
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Amount Range
$500 - $50,000
Loan Term (Months)
Up to 60
Rating not yet determined
APR
Starting at 3.05%
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Amount Range
N/A
Loan Term (Months)
Up to 60
Rating not yet determined
APR
Starting at 7.000%
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Amount Range
N/A
Loan Term (Months)
Up to 144
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Learn MoreSuperMoney Net Recommendation Score
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