Last Updated: 04/18/2025
Workers Credit Union Home Improvement Loan
Unaffiliated
in Personal Loans from Workers Credit Union
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 13.24%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
Up to 60
Workers Credit Union Home Improvement Loan Review
Workers Credit Union Home Improvement Loan is offered by Workers Credit Union, a credit union founded in 1914 and based in Littleton, MA. Workers Credit Union Home Improvement Loan are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 13.24%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Workers Credit Union Home Improvement Loan are on the higher end of the spectrum.
Workers Credit Union Home Improvement Loan Pros & Cons
| Pros | Cons |
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Workers Credit Union Home Improvement Loan FAQ
What interest rates and personal loan terms does Workers Credit Union Home Improvement Loan offer?
Workers Credit Union Home Improvement Loan has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Workers Credit Union Home Improvement Loan offer?
Workers Credit Union Home Improvement Loan offers a fixed APR personal loan product that starts at 13.24% APR.
What is the maximum loan term you can get with Workers Credit Union Home Improvement Loan?
Workers Credit Union Home Improvement Loan offers loans with terms of up to 60 months.
| Personal Loan Amount | N/A |
| Loan Term | up to 60 months |
| APR | Starting at 13.24% |
What fees does Workers Credit Union Home Improvement Loan charge?
Does Workers Credit Union Home Improvement Loan charge an origination fee?
Workers Credit Union Home Improvement Loan may charge a personal loan origination fee .
Does Workers Credit Union Home Improvement Loan charge a late fee?
Workers Credit Union Home Improvement Loan does not disclose whether it charges late payment fees.
Does Workers Credit Union Home Improvement Loan charge prepayment fees?
No, Workers Credit Union Home Improvement Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Workers Credit Union Home Improvement Loan?
Workers Credit Union Home Improvement Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Workers Credit Union Home Improvement Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Workers Credit Union Home Improvement Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Workers Credit Union Home Improvement Loan report your account activity to credit bureaus?
Yes, Workers Credit Union Home Improvement Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Workers Credit Union perform a hard credit pull?
Yes, Workers Credit Union Home Improvement Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Workers Credit Union Home Improvement Loan legit?
Workers Credit Union was founded in 1914, it is a well-established company that has been in business for 112 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 12:00PM