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Progressive Personal Watercraft Insurance

in Personal Watercraft Insurance from Progressive

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Progressive Personal Watercraft Insurance

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in Personal Watercraft Insurance from Progressive

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Financial Strength Rating A+

Progressive Personal Watercraft Insurance Review

This review focuses on insurance for your personal watercraft. If you are looking for reviews on boat insurance, click here.

What is a personal watercraft?

Most people either call them water scooters or by one of three brands: Jet-Ski, WaveRunner, or Sea-Doo. The United States Coast Guard defines a personal watercraft (or PWC) as a boat less than 16 feet in length that is designed to carry one to three persons and is operated by someone on the the watercraft.

Do I need Jet-Ski and WaveRunner insurance?

Legal requirements vary by state. Most states require some level of liability insurance. If you financed it with a loan, your lender may require you to get comprehensive insurance.

Progressive Personal Watercraft Insurance FAQ

Where does Progressive do business?

Progressive is an insurance carrier based in Mayfield Village, OH. The company was founded in 1937 and offers watercraft insurance in 50 states (and Washington, DC).

Highest possible financial rating. Progressive scores the highest available financial rating, which is just what you want from the company responsible for paying for your insurance claims.

If you are looking for a personal watercraft insurance policy and you're wondering whether Progressive Personal Watercraft Insurance is a good choice, read on.

How does Progressive Personal Watercraft Insurance compare to other personal watercraft insurance companies?

Pros & Cons of Progressive Personal Watercraft Insurance
Pros Cons
  • Locally available agents
  • No collision coverage
  • Does not offer comprehensive coverage
  • Does not include medical payments
  • No liability coverage
  • Does not offer an uninsured boater rider
  • No fuel spill liability coverage
  • Not many policy discounts available
  • up to 350000.

    What is the minimum and maximum deductible you can choose for a policy?

    Adding a deductible to your insurance policy can reduce your premium. Progressive Personal Watercraft Insurance offers deductibles of $250 to $5,000

    What types of WaveRunner and Jet-Ski insurance coverage does Progressive Personal Watercraft Insurance offer?

    Most people don't think about it when they buy a small boat or jet ski, but there are several types of personal watercraft insurance coverage. In the event of an accident, you need the right coverage to protect yourself from property damage costs and liability. These are types of policy Progressive offers.

    Does Progressive offer on-water towing and labor?

    Yes, Progressive will pay for on-water towing, jump starts, soft un-grounding and fuel delivery.

    Does Progressive provide wreckage removal?

    Yes, Progressive offers wreckage removal to personal watercraft insurance policyholders.

    What is the financial strength rating of Progressive Personal Watercraft Insurance?

    The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.

    Progressive Personal Watercraft Insurance scores an A+ financial strength rating, SuperMoney's highest available rating.

    How can I get a Progressive Personal Watercraft Insurance quote?

    • Visit the Progressive website.
    • Fill in the insurance quote application form. You will typically need to provide personal information, such as your name, personal watercraft information and documentation, your driver's license, and address.
    • Check the information is accurate and submit your application.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Availability

      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Policy Discounts
    • Mature / Experienced Operator
    • Multiple Policy
    • Defensive Driver / Safety Course
    Boaters Insurance
    • Fuel Spill Clean-Up
    • Water Sports Coverage
    • Wreckage Removal
    Max/Min Deductibles $250 - $5,000
    Min/Max Liability Coverage Up to $350,000
    Vehicle Coverages
    • Comprehensive
    • Collision
    Boaters Policy Endorsements
    • Fishing Equipment & Carry-On Items
    • Total Loss Replacement
    Vehicle Policy Endorsements
    • Emergency Roadside Service
    • Mechanical Breakdown Coverage
    • Non-Owner Liability Coverage
    • Transport Trailer Coverage
    • Travel Expenses / Trip Interruption Coverage
    Financial Strength Rating A+
    Carrier Features
    • Paperless Billing
    • Locally Available Agents
    On-Water Towing and Labor  
    Wreckage Removal  

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    SUPERMONEY NET RECOMMENDATION SCORE

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    Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.