Progressive Specialty Homeowners Insurance

Does Progressive insure log homes?

No, Progressive does not have a log home rider as part of its specialty homeowners insurance policies.

Many insurance carriers will not cover log homes because of their location and the inherent dangers of an all-wooden structure.

Does Progressive insure older homes?

No, Progressive does not offer a specific rider for older homes. However, it may consider older homes on a case-by-case. So, it might be worth visiting their site and checking with an agent.

Not all home insurance companies will support older homes. That is because they often pose a higher risk than regular homes. For instance, they may have outdated plumbing and wiring, a storm-sensitive roof, or be made of rare materials.

Does Progressive cover seasonal or vacation homes?

Progressive does not offer a specific rider for seasonal or vacation homes.

Like any home, seasonal or vacation home needs insurance. But because the risks are different, the coverage might cost more than your primary homeowners insurance policy, and not all carriers offer it.

Does Progressive insure off the grid homes?

Progressive does not offer a specific rider for seasonal or vacation homes.

Living off the grid is becoming increasingly popular for homeowners, but not for insurance carriers. Properties that don't have heat or water and use wood fireplaces or coal stoves for cooking can be a challenge to insure.