Last Updated: 04/18/2025
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Progressive Auto Insurance Review
Progressive is a car insurance carrier based in Mayfield Village, OH. The insurance company was founded in 1937 and offers car insurance in 50 states (and Washington, DC).
If you're considering whether Progressive auto insurance is a good option for you, read on.
Progressive auto insurance Pros & Cons
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Progressive auto insurance FAQ
What types of car insurance coverage options does Progressive auto insurance offer?
Although we often talk about car insurance in the singular, it really includes several types of coverage options.
Does Progressive auto insurance have roadside assistance?
No, Progressive does not have roadside assistace.Does Progressive auto insurance offer ridesharing insurance?
No, Progressive auto insurance does not offer ridesharing coverage as a rider or endorsement.What benefits does Progressive auto insurance offer?
Progressive auto insurance offers the following benefits to its customers:
- 24/7 Phone Availability: Customer service is staffed around the clock.
- Digital Claims Reporting: Never fax or mail a document again.
- Mechanical / Auto Body Repair Network: Enjoy the competitive prices and peace of mind of having access to a network of service and repair shops.
What insurance discounts does Progressive auto insurance offer?
When you ask for an insurance quote with Progressive auto insurance, make sure you ask for all the insurance discounts you qualify for. These are the insurance discounts currently available that are specific to car insurance.- Internal Safety Features: Progressive auto insurance offers additional savings if you have seatbelts, airbags, and similar safety features. Ask what other safety features on your car will trigger an inurance discount.
- Low Annual Mileage: If you don't put many miles on your car (typically under 15,000 miles a year) you may qualify for an insurance discount.
- Telematics Device (Usage-Based Insurance): You can qualify for an insurance discount if you agree to install a sensor that records your driving habits.
Want more insurance discounts? Check the insurance discounts tab for a full list of general policy insurance discounts you can qualify for with Progressive auto insurance.
How does Progressive calculate insurance rates?
Car insurance companies guard their risk-assessment algorithms as a trade secret, and Progressive is no exception. However, you can be confident that Progressive auto insurance will take into consideration your driving record, age, gender, marital status, and address.
Other factors it will take into consideration are your vehicle (make and model), insurance history, and how you use your car.
Does Progressive auto insurance use your credit score?
It is safe to assume that, when legal, a car insurance company will use your credit score as a rating factor. There are two exceptions.
- If you live in California, Hawaii, or Massachusetts, a car insurance company is not allowed to use your credit report as a rating factor.
- There are also a handful of car insurance companies that base their insurance rates exclusively on telematic data. These companies collect information on your driving behavior and use it to determine the risk you pose as a driver.
How can I get a Progressive auto insurance insurance quote
- Visit the Progressive website.
- Fill out the insurance online quote application form. You will typically need to provide personal information, such as your name, vehicle, driver's license, and address.
- Check the information is accurate and submit your application.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Progressive auto insurance
Hours of Operation
Sunday
Closed
Monday
8:00AM - 6:00PM
Tuesday
8:00AM - 6:00PM
Wednesday
8:00AM - 6:00PM
Thursday
8:00AM - 6:00PM
Friday
8:00AM - 6:00PM
Saturday
Closed