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Last Updated: 04/18/2025

American Express Serve Cash Back

in Prepaid Debit Cards from American Express® National Bank

Last Updated: 04/18/2025

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Monthly Service Fee

Up to $7.95(Verified 06/21/2024)

Card Reload Fee

$0 - $3.95

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American Express Serve Cash Back Review

The American Express Serve Cash Back is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. American Express Serve Cash Back only allows you to spend money already in your account. So you can avoid interest payments, bounced checks, or overdraft fees.

American Express Serve Cash Back Pros & Cons

American Express Serve Cash Back FAQ

Who issues American Express Serve Cash Back?

American Express Serve Cash Back is issued by American Express® National Bank, which is based in New York, NY and was founded in 1850.

What fees does American Express Serve Cash Back charge?

American Express Serve Cash Back charges a monthly fee of up to $7.95.

How Much Does American Express Serve Cash Back Cost?

There is no activation fee.
Notice this card charges a monthly maintenance fee of up to $7.95.
There is a reload fee of up to $3.95 fee every time you reload the card.

Does American Express Serve Cash Back charge an activation fee?

American Express Serve Cash Back does not charge an activation fee .

What is the daily ATM withdrawal for American Express Serve Cash Back?

American Express Serve Cash Back has a daily ATM withdrawal limit of $750.

What is daily direct deposit limit for American Express Serve Cash Back?

It looks like American Express Serve Cash Back does not have a set daily direct deposit limit.

What is the Card Replacement Fee for American Express Serve Cash Back?

It looks like American Express Serve Cash Back does not charge a card replacement fee.

What is the Maximum Balance for American Express Serve Cash Back?

The maximum balance you can have on American Express Serve Cash Back is $100,000. If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account.

How to apply for American Express Serve Cash Back

  • Visit the American Express® National Bank website.
  • Fill in the application form. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN.
  • Check the information is accurate and submit your application.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

World Financial Center
200 Vesey Street
New York, NY 10285
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Hours of Operation

Sunday
7:00AM - 12:00AM
Monday
7:00AM - 12:00AM
Tuesday
7:00AM - 12:00AM
Wednesday
7:00AM - 12:00AM
Thursday
7:00AM - 12:00AM
Friday
7:00AM - 12:00AM
Saturday
7:00AM - 12:00AM

Other Services by American Express® National Bank