American Express Serve Cash Back

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in Prepaid Cards from American Express National Bank

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Highlights
Signature Purchase Transaction Fee	N/A
PIN Purchase Transaction Fee	N/A
Monthly Fee	Up to $7.95
Card Reload Fee	$0 - $3.95

American Express Serve Cash Back Review

The American Express Serve Cash Back is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. Prepaid cards only allow you to spend money already in your account. So you can avoid interest payments, bounced checks, or overdraft fees.

American Express Serve Cash Back does not require a credit check, so approval is guaranteed. However, it will not help you build credit and some online merchants don't accept prepaid cards.

American Express Serve Cash Back Pros & Cons

The Good	The Bad
Free in-network ATM withdrawal There is no fee for loading your card No PIN purchase transaction fee No signature purchase transaction fee	Charges a monthly maintenance fee of up to $7.95.

American Express Serve Cash Back FAQ

Who issues American Express Serve Cash Back?

American Express Serve Cash Back is issued by American Express National Bank, which is based in New York, NY and was founded in 1850.

What fees does American Express Serve Cash Back charge?

American Express Serve Cash Back charges a monthly fee of up to $7.95.

American Express Serve Cash Back Prepaid Card Fees
Description
Activation Fee	$0 - $3.95
Card Replacement Fee	$5
Close Account Fee	$0
Free In-Network ATM Withdrawal?
No PIN Purchase Transaction Fee?
No Signature Purchase Transaction Fee?
Card Reload Fee	$0 - $3.95

How Much Does American Express Serve Cash Back Cost?

There is no activation fee.

Notice this card charges a monthly maintenance fee of up to $7.95.

There is a reload fee of up to $3.95 fee every time you reload the card.

Does American Express Serve Cash Back charge an activation fee?

American Express Serve Cash Back does not charge an activation fee.

What is the daily ATM withdrawal for American Express Serve Cash Back?

American Express Serve Cash Back has a daily ATM withdrawal limit of $750.

What is daily direct deposit limit for American Express Serve Cash Back?

American Express Serve Cash Back sets a daily direct deposit limit of $2,500.

What is the Card Replacement Fee for American Express Serve Cash Back?

You will need to pay $5, if you need a card replacement.

What is the Maximum Balance for American Express Serve Cash Back?

The maximum balance you can have on American Express Serve Cash Back is $100,000. If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account.

How to apply for American Express Serve Cash Back

Visit the American Express National Bank website.
Fill in the application form. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN.
Check the information is accurate and submit your application.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.