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Netspend Small Business Prepaid Mastercard

in Prepaid Cards from NetSpend

Claimed

Netspend Small Business Prepaid Mastercard

Claimed

in Prepaid Cards from NetSpend

SuperMoney Net Recommendation Score +13

Mostly recommended

4 users recommend

1 user is unsure

3 users don't recommend

Browse Reviews: 4 Recommendations | 3 Complaints

Highlights
Community Rating	Mostly recommended
Signature Purchase Transaction Fee	$0
PIN Purchase Transaction Fee	$0
Monthly Fee	$9.95
Card Reload Fee	$0 - $4.95
Number of Reviews	8

Netspend Small Business Prepaid Mastercard Review

The Netspend Small Business Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. Prepaid cards only allow you to spend money already in your account. So you can avoid interest payments, bounced checks, or overdraft fees.

Netspend Small Business Prepaid Mastercard does not require a credit check, so approval is guaranteed. However, it will not help you build credit and some online merchants don't accept prepaid cards.

Netspend Small Business Prepaid Mastercard Pros & Cons

The Good	The Bad
There is no fee for loading your card Doesn't charge a fee for closing your account No activation fee Signature and PIN purchase transactions are included in monthly plan fee.	Charges a monthly maintenance fee of up to $9.95. Monthly fees can can get high as sub- accounts are added.

Netspend Small Business Prepaid Mastercard FAQ

Who issues Netspend Small Business Prepaid Mastercard?

Netspend Small Business Prepaid Mastercard is issued by NetSpend, which is based in Austin, TX and was founded in 1999.

What fees does Netspend Small Business Prepaid Mastercard charge?

Netspend Small Business Prepaid Mastercard charges a monthly fee of up to $9.95.

Netspend Small Business Prepaid Mastercard Prepaid Card Fees
Description
ATM Balance Inquiry	$0.50
Activation Fee	$0
Card Replacement Fee	$3.95
No PIN Purchase Transaction Fee?
No Signature Purchase Transaction Fee?
Card Reload Fee	$0 - $4.95
Signature Purchase Transaction Fee	$0
PIN Purchase Transaction Fee	$0

How Much Does Netspend Small Business Prepaid Mastercard Cost?

There is no activation fee.

Notice this card charges a monthly maintenance fee of up to $9.95.

There is a reload fee of up to $4.95 fee every time you reload the card.

Does Netspend Small Business Prepaid Mastercard charge an activation fee?

Netspend Small Business Prepaid Mastercard does not charge an activation fee.

What is the daily ATM withdrawal for Netspend Small Business Prepaid Mastercard?

Netspend Small Business Prepaid Mastercard has a daily ATM withdrawal limit of $940.

What is daily direct deposit limit for Netspend Small Business Prepaid Mastercard?

Netspend Small Business Prepaid Mastercard sets a daily direct deposit limit of $15,000.

What is the Card Replacement Fee for Netspend Small Business Prepaid Mastercard?

You will need to pay $3.95, if you need a card replacement.

What is the Maximum Balance for Netspend Small Business Prepaid Mastercard?

The maximum balance you can have on Netspend Small Business Prepaid Mastercard is $25,000. If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account.

How to apply for Netspend Small Business Prepaid Mastercard

Visit the NetSpend website.
Fill in the application form. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN.
Check the information is accurate and submit your application.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From NetSpend

Netspend is a Global Payments company Global Payments is a leading worldwide provider of payment technology and software solutions delivering innovative services to customers globally. We serve the estimated 68 million underbanked consumers by giving them convenience, security, and freedom. Our products are designed to be used as tools for people who don’t have a traditional bank account or who prefer to use alternative financial services.

Netspend gives you choices when it comes to managing your finances by giving you prepaid products that let you handle your money, your way. Earn cash back for many of your every day purchases and get personalized offers, just for using your Card.