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Last Updated: 04/18/2025

Netspend Small Business Prepaid Mastercard

from NetSpend

Last Updated: 04/18/2025

Mostly recommended11 total votes

5 users recommend

3 users are unsure

3 users don't recommend

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Highlights

Community Rating

Mostly recommended

Monthly Service Fee

$9.95(Verified 06/21/2024)

Disclaimer popup with additional information

Card Reload Fee

$0 - $4.95

Number of Reviews

Netspend Small Business Prepaid Mastercard Review

The Netspend Small Business Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. Netspend Small Business Prepaid Mastercard only allows you to spend money already in your account. So you can avoid interest payments, bounced checks, or overdraft fees.

Netspend Small Business Prepaid Mastercard Pros & Cons

The Good

The Bad

No activation fee
Signature and PIN purchase transactions are included in monthly plan fee.
Available in 50 states and Washington, DC.
Netspend Small Business Prepaid Mastercard does not require a credit check.
Doesn't charge a fee for closing your account
No PIN purchase transaction fee
No signature purchase transaction fee

Monthly fees can can get high as sub- accounts are added.
Charges a monthly maintenance fee of up to $9.95.
You may have to pay a fee of up to $4.95 every time you load the card

Netspend Small Business Prepaid Mastercard FAQ

Who issues Netspend Small Business Prepaid Mastercard?

Netspend Small Business Prepaid Mastercard is issued by NetSpend, which is based in Austin, TX and was founded in 1999.

What fees does Netspend Small Business Prepaid Mastercard charge?

Netspend Small Business Prepaid Mastercard charges a monthly fee of up to $9.95.

Netspend Small Business Prepaid Mastercard Prepaid Card Fees

Description

No Signature Purchase Transaction Fee?

No PIN Purchase Transaction Fee?

Activation Fee

Card Reload Fee

$0 - $4.95

How Much Does Netspend Small Business Prepaid Mastercard Cost?

There is no activation fee.

Notice this card charges a monthly maintenance fee of up to $9.95.

There is a reload fee of up to $4.95 fee every time you reload the card.

Does Netspend Small Business Prepaid Mastercard charge an activation fee?

Netspend Small Business Prepaid Mastercard does not charge an activation fee .

What is the daily ATM withdrawal for Netspend Small Business Prepaid Mastercard?

Netspend Small Business Prepaid Mastercard has a daily ATM withdrawal limit of $940.

What is daily direct deposit limit for Netspend Small Business Prepaid Mastercard?

It looks like Netspend Small Business Prepaid Mastercard does not have a set daily direct deposit limit.

What is the Card Replacement Fee for Netspend Small Business Prepaid Mastercard?

It looks like Netspend Small Business Prepaid Mastercard does not charge a card replacement fee.

What is the Maximum Balance for Netspend Small Business Prepaid Mastercard?

The maximum balance you can have on Netspend Small Business Prepaid Mastercard is $25,000. If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account.

How to apply for Netspend Small Business Prepaid Mastercard

Visit the NetSpend website.
Fill in the application form. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN.
Check the information is accurate and submit your application.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from Netspend Small Business Prepaid Mastercard

Netspend is a Global Payments company Global Payments is a leading worldwide provider of payment technology and software solutions delivering innovative services to customers globally. We serve the estimated 68 million underbanked consumers by giving them convenience, security, and freedom. Our products are designed to be used as tools for people who don’t have a traditional bank account or who prefer to use alternative financial services.

Netspend gives you choices when it comes to managing your finances by giving you prepaid products that let you handle your money, your way. Earn cash back for many of your every day purchases and get personalized offers, just for using your Card.

Contact

Headquarters

PO Box 2136

Austin, TX 78768

Visit Site

Email Support

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SuperMoney Net Recommendation Score

SuperMoney users mostly recommend this product, giving it a user recommendation score of +18, or 3.4 on a 5-point rating scale.

+18

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Netspend Small Business Prepaid Mastercard Community Reviews

Would you recommend Netspend Small Business Prepaid Mastercard to your friends?

Greg L.

May 21, 2023

May or may not recommend

Best card ever, no charges, beautiful design,nice and affordable for all customers users.

Jade H.

Jan 3, 2022

May or may not recommend

I worked with a small business once and they issued us these NetSpend cards to use. I thought it was easy to use. It was easy to track all the spending and income.

Warda S.

Sep 29, 2021

May or may not recommend

If you’re not in the hurry to get the amount immediately then they are good but their deposits always late. So if you’re in hurry to get your money available choose a better option. thanks

Tiniquea J.

Aug 26, 2021

May or may not recommend

I'm satisfied with the service good start for a new account

Moses A.

Jul 23, 2021

May or may not recommend

This is the best service I have received from any prepaid company. I use Netspend card to manage my money better. I use their card to pay my bills and make purchases online. Very easy and convenient. Direct deposits are quick.

Thomas E.

Sep 13, 2020

May or may not recommend

I've had Netspend for a couple years. You can use it like a major credit card and a bank. Durning Covid my Stimulus checks and direct deposits always went through without a hitch. I use my Netspend card for everything.

Jordyn C.

Aug 20, 2020

May or may not recommend

As a Business owner, this card does not hold enough money

Anonymous

Jan 4, 2020

May or may not recommend

None professional people's working for NetSpend. My deposit is always late

Michael D.

May 3, 2019

May or may not recommend

Good for Business. High limit and they can help you with your spending limit.