Is Netspend Small Business Prepaid Mastercard the right fit for you?
Last Updated: 04/18/2025
SuperMoney User Recommendation Score +18
Mostly recommended11 total votes
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Highlights
Community Rating
Mostly recommended
Monthly Maintenance Fee
$9.95(Verified 06/21/2024)
Disclaimer popup with additional information
Card Reload Fee
$0 - $4.95
Number of Reviews
Netspend Small Business Prepaid Mastercard Review
The Netspend Small Business Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. Netspend Small Business Prepaid Mastercard only allows you to spend money already in your account. So you can avoid interest payments, bounced checks, or overdraft fees.
Netspend Small Business Prepaid Mastercard Pros & Cons
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Netspend Small Business Prepaid Mastercard FAQ
Who issues Netspend Small Business Prepaid Mastercard?
Netspend Small Business Prepaid Mastercard is issued by NetSpend, which is based in Austin, TX and was founded in 1999.
What fees does Netspend Small Business Prepaid Mastercard charge?
Netspend Small Business Prepaid Mastercard charges a monthly fee of up to $9.95.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Signature Purchase Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No PIN Purchase Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Activation Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Card Reload Fee | $0 - $4.95 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
How Much Does Netspend Small Business Prepaid Mastercard Cost?
There is no activation fee.
Notice this card charges a monthly maintenance fee of up to $9.95.
There is a reload fee of up to $4.95 fee every time you reload the card.
Does Netspend Small Business Prepaid Mastercard charge an activation fee?
Netspend Small Business Prepaid Mastercard does not charge an activation fee .What is the daily ATM withdrawal for Netspend Small Business Prepaid Mastercard?
Netspend Small Business Prepaid Mastercard has a daily ATM withdrawal limit of $940.
What is daily direct deposit limit for Netspend Small Business Prepaid Mastercard?
It looks like Netspend Small Business Prepaid Mastercard does not have a set daily direct deposit limit.
What is the Card Replacement Fee for Netspend Small Business Prepaid Mastercard?
It looks like Netspend Small Business Prepaid Mastercard does not charge a card replacement fee.
What is the Maximum Balance for Netspend Small Business Prepaid Mastercard?
The maximum balance you can have on Netspend Small Business Prepaid Mastercard is $25,000. If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account.
How to apply for Netspend Small Business Prepaid Mastercard
- Visit the NetSpend website.
- Fill in the application form. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN.
- Check the information is accurate and submit your application.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Netspend Small Business Prepaid Mastercard
Other Services by NetSpend
Other Prepaid Debit Cards from NetSpend
Monthly Service Fee
$4.95
Disclaimer popup with additional information
Signature Purchase Transaction Fee
$0
PIN Purchase Transaction Fee
$0
Card Reload Fee
$0 - $3.95
Monthly Service Fee
Up to $5
Signature Purchase Transaction Fee
N/A
PIN Purchase Transaction Fee
N/A
Card Reload Fee
$3.95
Rating not yet determined
Monthly Service Fee
Up to $9.95
Signature Purchase Transaction Fee
$1.50
PIN Purchase Transaction Fee
$1.50
Card Reload Fee
Up to $3.95
Rating not yet determined
Monthly Service Fee
$9.95
Disclaimer popup with additional information
Signature Purchase Transaction Fee
$1
PIN Purchase Transaction Fee
$2
Card Reload Fee
$3.95
Monthly Service Fee
Up to $9.95
Signature Purchase Transaction Fee
$1
PIN Purchase Transaction Fee
$2
Card Reload Fee
$0 - $3.95
Rating not yet determined
Monthly Service Fee
Up to $9.95
Signature Purchase Transaction Fee
$0
PIN Purchase Transaction Fee
$0
Card Reload Fee
$0 - $3.95
Monthly Service Fee
$0 - $9.95
Disclaimer popup with additional information
Signature Purchase Transaction Fee
$1
PIN Purchase Transaction Fee
$2
Card Reload Fee
$0 - $3.95
Monthly Service Fee
Up to $9.95
Signature Purchase Transaction Fee
$1.50
PIN Purchase Transaction Fee
$1.50
Card Reload Fee
Up to $3.95
Monthly Service Fee
$9.95
Disclaimer popup with additional information
Signature Purchase Transaction Fee
$1.50
PIN Purchase Transaction Fee
$1.50
Card Reload Fee
$0 - $3.95
Rating not yet determined
Monthly Service Fee
Up to $9.95
Signature Purchase Transaction Fee
$1
PIN Purchase Transaction Fee
$2
Card Reload Fee
Up to $3.95
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
SuperMoney Net Recommendation Score
SuperMoney users mostly recommend this product, giving it a user recommendation score of +18, or 3.4 on a 5-point rating scale.
+18
-1000+100
No one recommends
Everyone recommends
Reviewer Sentiment Over Time
Netspend Small Business Prepaid Mastercard Community Reviews
Would you recommend Netspend Small Business Prepaid Mastercard to your friends?
GL
Greg L.
May 21, 2023
Would Recommend
Best card ever, no charges, beautiful design,nice and affordable for all customers users.
JH
Jade H.
Jan 3, 2022
May or may not recommend
I worked with a small business once and they issued us these NetSpend cards to use. I thought it was easy to use. It was easy to track all the spending and income.
WS
Warda S.
Sep 29, 2021
May or may not recommend
If you’re not in the hurry to get the amount immediately then they are good but their deposits always late. So if you’re in hurry to get your money available choose a better option. thanks
Tiniquea J.
Aug 26, 2021
Would Recommend
I'm satisfied with the service good start for a new account
MA
Moses A.
Jul 23, 2021
Would Recommend
This is the best service I have received from any prepaid company. I use Netspend card to manage my money better. I use their card to pay my bills and make purchases online. Very easy and convenient. Direct deposits are quick.
TE
Thomas E.
Sep 13, 2020
Would Recommend
I've had Netspend for a couple years. You can use it like a major credit card and a bank. Durning Covid my Stimulus checks and direct deposits always went through without a hitch. I use my Netspend card for everything.
JC
Jordyn C.
Aug 20, 2020
Would not Recommend
As a Business owner, this card does not hold enough money
U
Anonymous
Jan 4, 2020
Would not Recommend
None professional people's working for NetSpend. My deposit is always late
MD
Michael D.
May 3, 2019
Would Recommend
Good for Business. High limit and they can help you with your spending limit.
Richard P.
Apr 8, 2019
Would not Recommend
because, I put $20 on my card, and went to use it a month later and it had no money on it, it was declined and I never used it
U
Anonymous
Oct 24, 2018
May or may not recommend
It's able to hold a good amount that you need and has good secure option
Showing 11 of 11 reviews
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