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Netspend Small Business Prepaid Mastercard

in Prepaid Cards from NetSpend

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Netspend Small Business Prepaid Mastercard

Claimed

in Prepaid Cards from NetSpend

SuperMoney Net Recommendation Score 0% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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Highlights
Highlights
Community Rating Mostly recommended
Max Monthly Service Fee $9.95
Card Reload Fee $0 - $4.95
Signature Purchase Transaction Fee $0
PIN Purchase Transaction Fee $0
Max Balance $25,000

Netspend Small Business Prepaid Mastercard Review

The Netspend Small Business Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. Prepaid cards only allow you to spend money already in your account. So you can avoid interest payments, bounced checks, or overdraft fees.

Netspend Small Business Prepaid Mastercard does not require a credit check, so approval is guaranteed. However, it will not help you build credit and some online merchants don't accept prepaid cards.

Pros & Cons of Netspend Small Business Prepaid Mastercard
Pros Cons
  • There is no fee for loading your card
  • Doesn't charge a fee for closing your account
  • No activation fee
  • Signature and PIN purchase transactions are included in monthly plan fee.
  • Charges a monthly maintenance fee of $9.95.
  • Monthly fees can can get high as sub- accounts are added.
  • Who issues Netspend Small Business Prepaid Mastercard?

    Netspend Small Business Prepaid Mastercard is issued by NetSpend, which is based in Austin, TX and was founded in 1999.

    What fees does Netspend Small Business Prepaid Mastercard charge?

    Netspend Small Business Prepaid Mastercard charges a monthly fee of up to $9.95.

    Netspend Small Business Prepaid Mastercard Prepaid Card Fees
    Description
    Max Monthly Service Fee $9.95
    Close Account Fee N/A
    Card Replacement Fee $3.95
    Additional Card Fee Amount $3.95
    ATM Balance Inquiry $0.50
    No Signature Purchase Transaction Fee? Yes
    No PIN Purchase Transaction Fee? Yes
    Signature Purchase Transaction Fee $0
    PIN Purchase Transaction Fee $0
    Activation Fee $0
    Card Reload Fee $0 - $4.95

    How Much Does Netspend Small Business Prepaid Mastercard Cost?

    There is no activation fee.

    Notice this card charges a monthly maintenance fee of up to $9.95.

    There is a reload fee of up to $4.95 fee every time you reload the card.

    Does Netspend Small Business Prepaid Mastercard charge an activation fee?

    Netspend Small Business Prepaid Mastercard does not charge an activation fee.

    What is the daily ATM withdrawal for Netspend Small Business Prepaid Mastercard?

    Netspend Small Business Prepaid Mastercard has a daily ATM withdrawal limit of $940.

    What is daily direct deposit limit for Netspend Small Business Prepaid Mastercard?

    Netspend Small Business Prepaid Mastercard sets a daily direct deposit limit of $15,000.

    What is the Card Replacement Fee for Netspend Small Business Prepaid Mastercard?

    You will need to pay $3.95, if you need a card replacement.

    What is the Maximum Balance for Netspend Small Business Prepaid Mastercard?

    The maximum balance you can have on Netspend Small Business Prepaid Mastercard is $25,000. If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account.

    How to apply for Netspend Small Business Prepaid Mastercard

    • Visit the NetSpend website.
    • Fill in the application form. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN.
    • Check the information is accurate and submit your application.
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    About Netspend Small Business Prepaid Mastercard

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    Feature Breakdown

    Daily ATM Withdrawal Limit $940
    ATM Fee: In-Network $2.50
    ATM Fee: Out-of-Network $2.50
    Credit Score Range 300 - 850
    Activation Fee $0
    Card Reload Fee $0 - $4.95
    Max Monthly Service Fee $9.95
    No Signature Purchase Transaction Fee  
    No PIN Purchase Transaction Fee  
    Signature Purchase Transaction Fee $0
    PIN Purchase Transaction Fee $0

    Netspend Small Business Prepaid Mastercard Community Reviews

     
     

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