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  Bank of America CashPay Prepaid Visa

Bank of America CashPay Prepaid Visa

in Prepaid Cards from Bank of America

Unaffiliated

Bank of America CashPay Prepaid Visa

Unaffiliated

in Prepaid Cards from Bank of America

SuperMoney Net Recommendation Score +20% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly recommended

3 users recommend
0 users are unsure
2 users don't recommend
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Highlights
Highlights
Community Rating Mostly recommended
Max Monthly Service Fee $4.95
Card Reload Fee N/A
Signature Purchase Transaction Fee $0
PIN Purchase Transaction Fee $0
Max Balance $5,000
Number of Reviews 5

Bank of America CashPay Prepaid Visa Review

The Bank of America CashPay Prepaid Visa is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. Prepaid cards only allow you to spend money already in your account. So you can avoid interest payments, bounced checks, or overdraft fees.

Bank of America CashPay Prepaid Visa does not require a credit check, so approval is guaranteed. However, it will not help you build credit and some online merchants don't accept prepaid cards.

Pros & Cons of Bank of America CashPay Prepaid Visa
Pros Cons
  • Free in-network ATM withdrawal
  • There is no fee for loading your card
  • Charges a monthly maintenance fee of $4.95.
  • Who issues Bank of America CashPay Prepaid Visa?

    Bank of America CashPay Prepaid Visa is issued by Bank of America, which is based in Charlotte, NC and was founded in 1784.

    What fees does Bank of America CashPay Prepaid Visa charge?

    Bank of America CashPay Prepaid Visa charges a monthly fee of up to $4.95.

    Bank of America CashPay Prepaid Visa Prepaid Card Fees
    Description
    Max Monthly Service Fee --> $4.95
    Close Account Fee --> $0
    Card Replacement Fee --> $3
    Additional Card Fee Amount --> $0
    ATM Balance Inquiry --> N/A
    Free In-Network ATM Withdrawal? Yes
    No Signature Purchase Transaction Fee? Yes
    No PIN Purchase Transaction Fee? Yes
    Signature Purchase Transaction Fee --> $0
    PIN Purchase Transaction Fee --> $0
    No Monthly Service Fee with Direct Deposit? Yes
    Activation Fee --> N/A
    Card Reload Fee --> N/A

    How Much Does Bank of America CashPay Prepaid Visa Cost?

    Notice this card charges a monthly maintenance fee of up to $4.95.

    However, you can avoid the monthly maintenance fee if you set up a direct deposit to your prepaid card.

    Does Bank of America CashPay Prepaid Visa charge an activation fee?

    Bank of America CashPay Prepaid Visa does not charge an activation fee.

    What is the daily ATM withdrawal for Bank of America CashPay Prepaid Visa?

    Bank of America CashPay Prepaid Visa has a daily ATM withdrawal limit of $1,000.

    What is daily direct deposit limit for Bank of America CashPay Prepaid Visa?

    Bank of America CashPay Prepaid Visa sets a daily direct deposit limit of $1,500.

    What is the Card Replacement Fee for Bank of America CashPay Prepaid Visa?

    You will need to pay $3, if you need a card replacement.

    What is the Maximum Balance for Bank of America CashPay Prepaid Visa?

    The maximum balance you can have on Bank of America CashPay Prepaid Visa is $5,000. If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account.

    How to apply for Bank of America CashPay Prepaid Visa

    • Visit the Bank of America website.
    • Fill in the application form. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN.
    • Check the information is accurate and submit your application.
    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Feature Breakdown

    Free Customer Service  
    Daily ATM Withdrawal Limit $1,000
    Credit Score Range 300 - 850
    Max Monthly Service Fee $4.95
    Free In-Network ATM Withdrawal  
    No Signature Purchase Transaction Fee  
    No PIN Purchase Transaction Fee  
    Signature Purchase Transaction Fee $0
    PIN Purchase Transaction Fee $0
    No Monthly Service Fee with Direct Deposit  

    Bank of America CashPay Prepaid Visa Community Reviews

     
     

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