Advertiser Disclosure

Bank of America CashPay Prepaid Visa

in Prepaid Cards from Bank of America

Unaffiliated

Bank of America CashPay Prepaid Visa

Unaffiliated

in Prepaid Cards from Bank of America

SuperMoney Net Recommendation Score 0

Mostly recommended

8 users recommend

3 users are unsure

8 users don't recommend

Browse Reviews: 8 Recommendations | 8 Complaints

Highlights
Community Rating	Mostly recommended
Signature Purchase Transaction Fee	$0
PIN Purchase Transaction Fee	$0
Monthly Fee	Up to $4.95
Card Reload Fee	N/A
Number of Reviews	19

Bank of America CashPay Prepaid Visa Review

The Bank of America CashPay Prepaid Visa is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. Prepaid cards only allow you to spend money already in your account. So you can avoid interest payments, bounced checks, or overdraft fees.

Bank of America CashPay Prepaid Visa does not require a credit check, so approval is guaranteed. However, it will not help you build credit and some online merchants don't accept prepaid cards.

Bank of America CashPay Prepaid Visa Pros & Cons

The Good	The Bad
Free in-network ATM withdrawal There is no fee for loading your card	Charges a monthly maintenance fee of up to $4.95.

Bank of America CashPay Prepaid Visa FAQ

Who issues Bank of America CashPay Prepaid Visa?

Bank of America CashPay Prepaid Visa is issued by Bank of America, which is based in Charlotte, NC and was founded in 1784.

What fees does Bank of America CashPay Prepaid Visa charge?

Bank of America CashPay Prepaid Visa charges a monthly fee of up to $4.95.

Bank of America CashPay Prepaid Visa Prepaid Card Fees
Description
Card Replacement Fee	$3
Close Account Fee	$0
Free In-Network ATM Withdrawal?
No Monthly Service Fee with Direct Deposit?
No PIN Purchase Transaction Fee?
No Signature Purchase Transaction Fee?
Signature Purchase Transaction Fee	$0
PIN Purchase Transaction Fee	$0

How Much Does Bank of America CashPay Prepaid Visa Cost?

Notice this card charges a monthly maintenance fee of up to $4.95.

However, you can avoid the monthly maintenance fee if you set up a direct deposit to your prepaid card.

Does Bank of America CashPay Prepaid Visa charge an activation fee?

Bank of America CashPay Prepaid Visa does not charge an activation fee.

What is the daily ATM withdrawal for Bank of America CashPay Prepaid Visa?

Bank of America CashPay Prepaid Visa has a daily ATM withdrawal limit of $1,000.

What is daily direct deposit limit for Bank of America CashPay Prepaid Visa?

Bank of America CashPay Prepaid Visa sets a daily direct deposit limit of $1,500.

What is the Card Replacement Fee for Bank of America CashPay Prepaid Visa?

You will need to pay $3, if you need a card replacement.

What is the Maximum Balance for Bank of America CashPay Prepaid Visa?

The maximum balance you can have on Bank of America CashPay Prepaid Visa is $5,000. If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account.

How to apply for Bank of America CashPay Prepaid Visa

Visit the Bank of America website.
Fill in the application form. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN.
Check the information is accurate and submit your application.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Bank of America

At Bank of America, we ask this question every day of all those we serve. It is at the core of how we live our values, deliver our purpose and achieve responsible growth. By asking this question, we continue to learn what matters most to our clients, our employees and our shareholders. It helps us start a conversation centered on our commitment to use our capabilities to help those we serve be successful. Because we recognize that we can only be successful when the individuals, companies, communities and employees we serve are able to reach their vision of success.

A convenient, low cost alternative to receiving payroll checks. Your money is automatically deposited into your own individually-owned account on payday. Access your funds 24 hours a day, 7 days a week. Control your money – take only what you need, when you need it.