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  Bank of America CashPay Prepaid Card

Bank of America CashPay Prepaid Card

in Prepaid Cards from Bank of America

Unaffiliated

Bank of America CashPay Prepaid Card

Unaffiliated

in Prepaid Cards from Bank of America

SuperMoney Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

0 users recommend
0 users are unsure
1 user doesn't recommend
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Highlights
Highlights
Community Rating Strongly not recommended
Max Monthly Service Fee $0
Max Balance $5,000
Credit Score Range N/A

Bank of America CashPay Prepaid Card Review

The Bank of America CashPay Prepaid Card is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. Prepaid cards only allow you to spend money already in your account. So you can avoid interest payments, bounced checks, or overdraft fees.

Bank of America CashPay Prepaid Card does not require a credit check, so approval is guaranteed. However, it will not help you build credit and some online merchants don't accept prepaid cards.

Pros & Cons of Bank of America CashPay Prepaid Card
Pros Cons
  • Free in-network ATM withdrawal
  • A monthly fee of $0, which is lower than average for prepaid cards
  • There is no fee for loading your card
  • Who issues Bank of America CashPay Prepaid Card?

    Bank of America CashPay Prepaid Card is issued by Bank of America, which is based in Charlotte, NC and was founded in 1784.

    What fees does Bank of America CashPay Prepaid Card charge?

    Bank of America CashPay Prepaid Card does not charge a monthly service fee. Purchases that require entering a pin to validate also come with a $0 fee.

    Bank of America CashPay Prepaid Card Prepaid Card Fees
    Description
    Max Monthly Service Fee $0
    Close Account Fee $0
    Card Replacement Fee $3
    Additional Card Fee Amount $0
    Free In-Network ATM Withdrawal? Yes
    No Signature Purchase Transaction Fee? Yes
    No PIN Purchase Transaction Fee? Yes
    Signature Purchase Transaction Fee $0
    PIN Purchase Transaction Fee $0
    No Monthly Service Fee with Direct Deposit? Yes
    Activation Fee N/A
    Card Reload Fee N/A

    How Much Does Bank of America CashPay Prepaid Card Cost?

    A great thing about this card is it doesn't charge a monthly maintenance fee, which can save you a lot of money over time.

    Does Bank of America CashPay Prepaid Card charge an activation fee?

    Bank of America CashPay Prepaid Card does not charge an activation fee.

    What is the daily ATM withdrawal for Bank of America CashPay Prepaid Card?

    Bank of America CashPay Prepaid Card has a daily ATM withdrawal limit of $500.

    What is daily direct deposit limit for Bank of America CashPay Prepaid Card?

    Bank of America CashPay Prepaid Card sets a daily direct deposit limit of $1,500.

    What is the Card Replacement Fee for Bank of America CashPay Prepaid Card?

    You will need to pay $3, if you need a card replacement.

    What is the Maximum Balance for Bank of America CashPay Prepaid Card?

    The maximum balance you can have on Bank of America CashPay Prepaid Card is $5,000. If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account.

    How to apply for Bank of America CashPay Prepaid Card

    • Visit the Bank of America website.
    • Fill in the application form. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN.
    • Check the information is accurate and submit your application.
    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Feature Breakdown

    Free Customer Service  
    Daily ATM Withdrawal Limit $500
    Max Monthly Service Fee $0
    Free In-Network ATM Withdrawal  
    No Signature Purchase Transaction Fee  
    No PIN Purchase Transaction Fee  
    Signature Purchase Transaction Fee $0
    PIN Purchase Transaction Fee $0
    No Monthly Service Fee with Direct Deposit  

    Bank of America CashPay Prepaid Card Community Reviews

     
     

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