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Last Updated: 04/18/2025

Bank of America CashPay Prepaid Visa

from Bank of America

Last Updated: 04/18/2025

Bank of America CashPay Prepaid Visa logo
Mostly recommended25 total votes
12 users recommend
3 users are unsure
10 users don't recommend

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Highlights

Community Rating

Mostly recommended

Monthly Service Fee

Up to $4.95(Verified 06/21/2024)

Card Reload Fee

N/A

Number of Reviews

25

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Bank of America CashPay Prepaid Visa Review

The Bank of America CashPay Prepaid Visa is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. Bank of America CashPay Prepaid Visa only allows you to spend money already in your account. So you can avoid interest payments, bounced checks, or overdraft fees.

Bank of America CashPay Prepaid Visa Pros & Cons

Bank of America CashPay Prepaid Visa FAQ

Who issues Bank of America CashPay Prepaid Visa?

Bank of America CashPay Prepaid Visa is issued by Bank of America, which is based in Charlotte, NC and was founded in 1784.

What fees does Bank of America CashPay Prepaid Visa charge?

Bank of America CashPay Prepaid Visa charges a monthly fee of up to $4.95.

How Much Does Bank of America CashPay Prepaid Visa Cost?

Notice this card charges a monthly maintenance fee of up to $4.95.
However, you can avoid the monthly maintenance fee if you set up a direct deposit to your prepaid card.

Does Bank of America CashPay Prepaid Visa charge an activation fee?

Bank of America CashPay Prepaid Visa does not charge an activation fee.

What is the daily ATM withdrawal for Bank of America CashPay Prepaid Visa?

Bank of America CashPay Prepaid Visa has a daily ATM withdrawal limit of $1,000.

What is daily direct deposit limit for Bank of America CashPay Prepaid Visa?

It looks like Bank of America CashPay Prepaid Visa does not have a set daily direct deposit limit.

What is the Card Replacement Fee for Bank of America CashPay Prepaid Visa?

It looks like Bank of America CashPay Prepaid Visa does not charge a card replacement fee.

What is the Maximum Balance for Bank of America CashPay Prepaid Visa?

The maximum balance you can have on Bank of America CashPay Prepaid Visa is $5,000. If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account.

How to apply for Bank of America CashPay Prepaid Visa

  • Visit the Bank of America website.
  • Fill in the application form. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN.
  • Check the information is accurate and submit your application.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Bank of America CashPay Prepaid Visa logo

Message from Bank of America CashPay Prepaid Visa

At Bank of America, we ask this question every day of all those we serve. It is at the core of how we live our values, deliver our purpose and achieve responsible growth. By asking this question, we continue to learn what matters most to our clients, our employees and our shareholders. It helps us start a conversation centered on our commitment to use our capabilities to help those we serve be successful. Because we recognize that we can only be successful when the individuals, companies, communities and employees we serve are able to reach their vision of success.

A convenient, low cost alternative to receiving payroll checks. Your money is automatically deposited into your own individually-owned account on payday. Access your funds 24 hours a day, 7 days a week. Control your money – take only what you need, when you need it.

Contact

Headquarters

100 North Tryon Street
Charlotte, NC 28255
Visit Site
Email Support

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SuperMoney Net Recommendation Score

SuperMoney users mostly recommend this product, giving it a user recommendation score of +8, or 3.2 on a 5-point rating scale.

+8

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Bank of America CashPay Prepaid Visa Community Reviews

Would you recommend Bank of America CashPay Prepaid Visa to your friends?

TP

Terresa P.

Oct 2, 2023

May or may not recommend

Great bank I would recommend everyone that need a good bank

JB

Juan B.

Jul 10, 2023

May or may not recommend

Filter & compare all your options in one place. View All Prepaid Debit Cards x No thanks, not right now Overview Features Reviews Skip to content Prepaid Debit Cards Advertiser Disclosure    Bank of America CashPay Prepaid Visa in Prepaid Debit Cards from Bank of America This business has not yet been claimed by the owner or a representative. Claim this business Bank of America CashPay Prepaid Visa is not affiliated with SuperMoney. All products, logos, and company names are trademarks™ or registered® trademarks of ...Show More

U

Anonymous

Jul 8, 2023

May or may not recommend

Good relationship with customer no fee great experience

LJ

Lelia J.

Jan 11, 2022

May or may not recommend

I don't have no friends?? Not right now no vote

Throw A. avatar image

Throw A.

Sep 24, 2021

May or may not recommend

Complete garbage, rejected by atms, restaurants, grocery store and amazon. BOA once again is garbage choice and refuse to cash it at branches also and their pnline support is a robotic loop where nobody answers.

IC

Ivette C.

Jul 19, 2021

May or may not recommend

Good service and always your money on time. Also good bonus

IF

Isbeth F.

Jan 15, 2021

May or may not recommend

Never had a problem with this bank. Although I never ran into any major issues that warranted a phone call to their customer service department...

JR

John R.

Oct 27, 2020

May or may not recommend

Worst company ever they will send you to 10 reps to confirm

SL

Susan L.

Oct 5, 2020

May or may not recommend

My account was drained from unauthorized transactions a month after getting the card. I tried to create an online account to view my transactions and dispute the charges but my security answers (date of birth) were wrong BOA stated my dob is wrong and DEW has to update it. DEW claims they provided the correct info and sent me back to BOA. Im basically sol. My first card was ...Show More

DG

Dani G.

Sep 18, 2020

May or may not recommend

there customer service is worthless if you reach a real person. They just transfer to other areas and your placed on hold for 40 minutes or longer. All in all they are awful and i would not recommend doing business with bank of america.

Christopher G. avatar image

Christopher G.

Aug 2, 2020

May or may not recommend

I have a Bank Of America pre-paid through my company. Not only is it useless for anything but ATM and pin transactions, but they take ownership of your money. The first occasion was in an attempt to fraud out my account for attempting to transfer money to one of MY bank accounts. Now they have shut it off with over 2700 dollars of my money held hostage, after sending a ...Show More

AF

Anita F.

May 4, 2020

May or may not recommend

Nic seem to be a great choice on what u need ti do.

Renee N. avatar image

Renee N.

May 4, 2020

May or may not recommend

I have several charges on my card in which I did not make. 1st call today regarding this matter I was on hold for over an hour and was then transferred to account specialist then hung up on. Same thing for 2nd 3rd and 4th phone call. Very disappointed.

Jamie3124jamie avatar image

Jamie3124jamie

May 4, 2020

May or may not recommend

Customer service is a joke. If there’s a problem with your card you won’t get your money for a week. They cancelled my card for no reason without my permission and mailed me another card and charged me for the card. When they cancelled my card it locked me out of the website and the app so I had completely no access to my money. They refused to wire me ...Show More

LC

Lourdes C.

Apr 20, 2020

May or may not recommend

For several days I am trying to contact Bank of America /cashpay to report that my credit card is lost. I do not how to contact them. THIS IS IMPOSIBLE, I was reading a lot of comments about Bank of America, and all of them are very negative, this is a shame. This is the very first time that I have this problem. I ...Show More

WM

Wilfredo M.

Mar 16, 2020

May or may not recommend

I have my card and receive my check and no problem and I pay my bills, and costumers service is very good and overall is a great card, I recommend it to everyone.

Oscarysara M. avatar image

Oscarysara M.

Nov 5, 2019

May or may not recommend

Good deal easy way to track your money and no harsh fees

EK

Edmund K.

Oct 9, 2019

May or may not recommend

Never had a problem with bank America I think you are an awesome back thank you

WR

Weentchel R.

Sep 8, 2019

May or may not recommend

I feel like having a prepaid card and get paid early from my job

AD

Anthony D.

Aug 28, 2019

May or may not recommend

i want to apply for a bank of america cashpay prepaid visa card in the mail within 7-10 bussiness days

Showing 20 of 25 reviews

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