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Last Updated: 04/18/2025

Bank of America CashPay Prepaid Visa

in Prepaid Debit Cards from Bank of America

Last Updated: 04/18/2025

Bank of America CashPay Prepaid Visa logo
Mostly recommended25 total votes
12 users recommend
3 users are unsure
10 users don't recommend
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Highlights

Community Rating

Mostly recommended

Monthly Service Fee

Up to $4.95(Verified 06/21/2024)

Card Reload Fee

N/A

Number of Reviews

25

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Bank of America CashPay Prepaid Visa Review

The Bank of America CashPay Prepaid Visa is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. Bank of America CashPay Prepaid Visa only allows you to spend money already in your account. So you can avoid interest payments, bounced checks, or overdraft fees.

Bank of America CashPay Prepaid Visa Pros & Cons

Bank of America CashPay Prepaid Visa FAQ

Who issues Bank of America CashPay Prepaid Visa?

Bank of America CashPay Prepaid Visa is issued by Bank of America, which is based in Charlotte, NC and was founded in 1784.

What fees does Bank of America CashPay Prepaid Visa charge?

Bank of America CashPay Prepaid Visa charges a monthly fee of up to $4.95.

How Much Does Bank of America CashPay Prepaid Visa Cost?

Notice this card charges a monthly maintenance fee of up to $4.95.
However, you can avoid the monthly maintenance fee if you set up a direct deposit to your prepaid card.

Does Bank of America CashPay Prepaid Visa charge an activation fee?

Bank of America CashPay Prepaid Visa does not charge an activation fee.

What is the daily ATM withdrawal for Bank of America CashPay Prepaid Visa?

Bank of America CashPay Prepaid Visa has a daily ATM withdrawal limit of $1,000.

What is daily direct deposit limit for Bank of America CashPay Prepaid Visa?

It looks like Bank of America CashPay Prepaid Visa does not have a set daily direct deposit limit.

What is the Card Replacement Fee for Bank of America CashPay Prepaid Visa?

It looks like Bank of America CashPay Prepaid Visa does not charge a card replacement fee.

What is the Maximum Balance for Bank of America CashPay Prepaid Visa?

The maximum balance you can have on Bank of America CashPay Prepaid Visa is $5,000. If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account.

How to apply for Bank of America CashPay Prepaid Visa

  • Visit the Bank of America website.
  • Fill in the application form. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN.
  • Check the information is accurate and submit your application.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Bank of America CashPay Prepaid Visa logo

Message from Bank of America CashPay Prepaid Visa

At Bank of America, we ask this question every day of all those we serve. It is at the core of how we live our values, deliver our purpose and achieve responsible growth. By asking this question, we continue to learn what matters most to our clients, our employees and our shareholders. It helps us start a conversation centered on our commitment to use our capabilities to help those we serve be successful. Because we recognize that we can only be successful when the individuals, companies, communities and employees we serve are able to reach their vision of success.

A convenient, low cost alternative to receiving payroll checks. Your money is automatically deposited into your own individually-owned account on payday. Access your funds 24 hours a day, 7 days a week. Control your money – take only what you need, when you need it.

Contact

Headquarters

100 North Tryon Street
Charlotte, NC 28255
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