
Bank of America Personal Loans
in Personal Loans from Bank of America
Would you recommend Bank of America Personal Loans to your friends?
Community Rating |
Rating not yet determined |
APR (Fixed APR) | N/A |
Loan Amount | N/A |
Loan Term (Months) | N/A |
Bank of America Personal Loans Review
Bank of America Personal Loans is offered by Bank of America, a bank founded in 1784 and based in Charlotte, NC. Bank of America Personal Loans is available in state across the USA.
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- Hard credit pull required. You can't check your rates or see if you prequalify for Bank of America Personal Loans without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
- Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Bank of America Personal Loans early.
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What rates and terms does Bank of America Personal Loans offer?
Bank of America Personal Loans has lower interest rates than the average for lenders reviewed on SuperMoney.
What APR rate does Bank of America Personal Loans offer?
Bank of America Personal Loans offers a fixed APR personal loan product but they do not disclose their rates.
Loan Amount | N/A |
Loan Term | N/A |
APR | N/A |
What fees does Bank of America Personal Loans charge?
Does Bank of America Personal Loans charge an origination fee?
Bank of America Personal Loans may charge a loan origination fee.
Does Bank of America Personal Loans charge a late fee?
Yes, Bank of America Personal Loans may charge borrowers a late payment fee.
Does Bank of America Personal Loans charge prepayment fees?
Yes, Bank of America Personal Loans may charge additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.
Origination Fee | N/A |
Prepayment Fee? | Yes |
Late Payment Fee | N/A |
What do you need to qualify for Bank of America Personal Loans?
Bank of America Personal Loans does not require or does not disclose a credit score minimum.Bank of America Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Bank of America Personal Loans. Their rates fall within the limits of The Military Lending Act.
Minimum Age | N/A |
Bank Account Required? | No |
Application Types Accepted |
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Credit Score | N/A |
Contact
- Headquarters
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100 North Tryon Street
#170
Charlotte, NC 28255 USA - Visit Site
Other Services by Bank of America
Feature Breakdown
Joint Loan Applications Accepted |
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Military Status |
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Bank of America Personal Loans Community Reviews
Would you recommend Bank of America Personal Loans to your friends?
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