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  Bank of America Personal Loans

Bank of America Personal Loans

in Personal Loans from Bank of America

Unaffiliated

Bank of America Personal Loans

Unaffiliated

in Personal Loans from Bank of America

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Community Rating

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Loan Amount N/A
APR  (Fixed APR) N/A
Loan Term N/A months

Bank of America Personal Loans Review

Bank of America Personal Loans is offered by Bank of America, a bank founded in 1784 and based in Charlotte, NC. Bank of America Personal Loans is available in state across the USA.

What rates and terms does Bank of America Personal Loans offer?

Bank of America Personal Loans has lower interest rates than the average for lenders reviewed on SuperMoney.

What personal loan APRs does Bank of America Personal Loans offer?

Bank of America Personal Loans offers a fixed APR personal loan product but they do not disclose their rates.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Bank of America Personal Loans Rates & Terms
Loan Amount N/A
Loan Term N/A
APR N/A

What fees does Bank of America Personal Loans charge?

Does Bank of America Personal Loans charge an origination fee?

Bank of America Personal Loans charges a loan origination fee.

Does Bank of America Personal Loans charge a late fee?

Yes, Bank of America Personal Loans may charge borrowers a late payment fee

Does Bank of America Personal Loans charge prepayment fees?

Yes, Bank of America Personal Loans charges additional fees to borrowers who pay off their loans soon than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.

Bank of America Personal Loans Fees
Origination Fee N/A
Prepayment Fee? Yes
Late Payment Fee N/A

What do you need to qualify for Bank of America Personal Loans?

Bank of America Personal Loans does not require or does not disclose a credit score minimum.

Bank of America Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Bank of America Personal Loans. Their rates fall within the limits of The Military Lending Act.

Bank of America Personal Loans Eligibility Criteria
Minimum Age N/A
Bank Account Required? No
Application Types Accepted
  • Individual Applications
  • Credit Score N/A
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    Feature Breakdown

    Joint Loan Applications Accepted
    • Individual Applications
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans

    Bank of America Personal Loans Community Reviews

     

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