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  Midnight Prepaid Visa RushCard

Midnight Prepaid Visa RushCard

in Prepaid Cards from MetaBank

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Midnight Prepaid Visa RushCard

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in Prepaid Cards from MetaBank

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Highlights
Highlights
Max Monthly Service Fee $7.95
Max Balance $10,000
Credit Score Range 300 - 850

Midnight Prepaid Visa RushCard Review

The Midnight Prepaid Visa RushCard is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. Prepaid cards only allow you to spend money already in your account. So you can avoid interest payments, bounced checks, or overdraft fees.

Midnight Prepaid Visa RushCard does not require a credit check, so approval is guaranteed. However, it will not help you build credit and some online merchants don't accept prepaid cards.

Pros & Cons of Midnight Prepaid Visa RushCard
Pros Cons
  • Free in-network ATM withdrawal
  • There is no fee for loading your card
  • Doesn't charge a fee for closing your account
  • Fee free ATMs available.
  • If you refer a friend and they apply, set up a PIN and deposit funds to their RushCard, you will receive $30 to your account.
  • Multiple options for checking your balance for free.
  • Charges a monthly maintenance fee of $7.95.
  • Charges a $1 PIN purchase transaction fee
  • Charges a $2 signature purchase transaction fee
  • No way to avoid a monthly fee.
  • High out of Network ATM fee
  • Who issues Midnight Prepaid Visa RushCard?

    Midnight Prepaid Visa RushCard is issued by MetaBank, which is based in Storm Lake, IA and was founded in 1954.

    What fees does Midnight Prepaid Visa RushCard charge?

    Midnight Prepaid Visa RushCard charges a monthly fee of up to $7.95. There is a signature transaction fee of $2 every time a merchant requires signature-based authentification. Purchases that require entering a pin to validate also come with a $1 fee.

    Midnight Prepaid Visa RushCard Prepaid Card Fees
    Description
    Max Monthly Service Fee $7.95
    Close Account Fee N/A
    Card Replacement Fee $5
    Additional Card Fee Amount $5
    ATM Balance Inquiry $0.50
    Free In-Network ATM Withdrawal? Yes
    Signature Purchase Transaction Fee $2
    PIN Purchase Transaction Fee $1
    No Monthly Service Fee with Direct Deposit? Yes
    Activation Fee $3.95 - $9.95
    Card Reload Fee Up to $5.95

    How Much Does Midnight Prepaid Visa RushCard Cost?

    MetaBank charges a $3.95 fee when you first activate the card. Notice this card charges a monthly maintenance fee of up to $7.95. However, you can avoid the monthly maintenance fee if you set up a direct deposit to your prepaid card.

    Does Midnight Prepaid Visa RushCard charge an activation fee?

    Midnight Prepaid Visa RushCard charges an activation fee of $3.95.

    What is the daily ATM withdrawal for Midnight Prepaid Visa RushCard?

    Midnight Prepaid Visa RushCard has a daily ATM withdrawal limit of $5,000.

    What is daily direct deposit limit for Midnight Prepaid Visa RushCard?

    Midnight Prepaid Visa RushCard sets a daily direct deposit limit of $2,999.

    What is the Card Replacement Fee for Midnight Prepaid Visa RushCard?

    You will need to pay $5, if you need a card replacement.

    What is the Maximum Balance for Midnight Prepaid Visa RushCard?

    The maximum balance you can have on Midnight Prepaid Visa RushCard is $10,000. If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account.

    How to apply for Midnight Prepaid Visa RushCard

    • Visit the MetaBank website.
    • Fill in the application form. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN.
    • Check the information is accurate and submit your application.
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    Contact

    • Headquarters
    •   121 East Fifth St
      Storm Lake, IA 50588
    •   Visit Site

    Hours of Operation

    • Sunday Closed
    • Monday 8:30am - 5:00pm
    • Tuesday 8:30am - 5:00pm
    • Wednesday 8:30am - 5:00pm
    • Thursday 8:30am - 5:00pm
    • Friday 8:30am - 5:00pm
    • Saturday Closed

    About Midnight Prepaid Visa RushCard

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    Feature Breakdown

    Free Customer Service  
    Daily ATM Withdrawal Limit $5,000
    ATM Fee: In-Network $0
    ATM Fee: Out-of-Network $3
    Credit Score Range 300 - 850
    Activation Fee $3.95 - $9.95
    Card Reload Fee Up to $5.95
    Max Monthly Service Fee $7.95
    Free In-Network ATM Withdrawal  
    Signature Purchase Transaction Fee $2
    PIN Purchase Transaction Fee $1
    No Monthly Service Fee with Direct Deposit  

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