Midnight Prepaid Visa RushCard Reviews (Jan. 2021) | Prepaid Cards

Highlights
Signature Purchase Transaction Fee	$2
PIN Purchase Transaction Fee	$1
Monthly Fee	Up to $7.95
Card Reload Fee	Up to $5.95

Midnight Prepaid Visa RushCard Review

The Midnight Prepaid Visa RushCard is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. Prepaid cards only allow you to spend money already in your account. So you can avoid interest payments, bounced checks, or overdraft fees.

Midnight Prepaid Visa RushCard does not require a credit check, so approval is guaranteed. However, it will not help you build credit and some online merchants don't accept prepaid cards.

Midnight Prepaid Visa RushCard Pros & Cons

The Good	The Bad
Free in-network ATM withdrawal There is no fee for loading your card Doesn't charge a fee for closing your account Fee free ATMs available. If you refer a friend and they apply, set up a PIN and deposit funds to their RushCard, you will receive $30 to your account. Multiple options for checking your balance for free.	Charges a monthly maintenance fee of up to $7.95. Charges a $1 PIN purchase transaction fee Charges a $2 signature purchase transaction fee No way to avoid a monthly fee. High out of Network ATM fee

Midnight Prepaid Visa RushCard FAQ

Who issues Midnight Prepaid Visa RushCard?

Midnight Prepaid Visa RushCard is issued by MetaBank, which is based in Storm Lake, IA and was founded in 1954.

What fees does Midnight Prepaid Visa RushCard charge?

Midnight Prepaid Visa RushCard charges a monthly fee of up to $7.95. There is a signature transaction fee of $2 every time a merchant requires signature-based authentification. Purchases that require entering a pin to validate also come with a $1 fee.

Midnight Prepaid Visa RushCard Prepaid Card Fees
Description
Close Account Fee	N/A
Card Replacement Fee	$5
ATM Balance Inquiry	$0.50
Free In-Network ATM Withdrawal?	Yes
Signature Purchase Transaction Fee	$2
PIN Purchase Transaction Fee	$1
No Monthly Service Fee with Direct Deposit?	Yes
Activation Fee	$3.95 - $9.95
Card Reload Fee	Up to $5.95

How Much Does Midnight Prepaid Visa RushCard Cost?

MetaBank charges a $3.95 fee when you first activate the card.

Notice this card charges a monthly maintenance fee of up to $7.95.

However, you can avoid the monthly maintenance fee if you set up a direct deposit to your prepaid card.

Does Midnight Prepaid Visa RushCard charge an activation fee?

Midnight Prepaid Visa RushCard charges an activation fee of $3.95.

What is the daily ATM withdrawal for Midnight Prepaid Visa RushCard?

Midnight Prepaid Visa RushCard has a daily ATM withdrawal limit of $5,000.

What is daily direct deposit limit for Midnight Prepaid Visa RushCard?

Midnight Prepaid Visa RushCard sets a daily direct deposit limit of $2,999.

What is the Card Replacement Fee for Midnight Prepaid Visa RushCard?

You will need to pay $5, if you need a card replacement.

What is the Maximum Balance for Midnight Prepaid Visa RushCard?

The maximum balance you can have on Midnight Prepaid Visa RushCard is $10,000. If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account.

How to apply for Midnight Prepaid Visa RushCard

Visit the MetaBank website.
Fill in the application form. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN.
Check the information is accurate and submit your application.

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