H&R Block Prepaid Emerald Mastercard Reviews (May 2020) | Prepaid Cards

Highlights
Community Rating	Mostly not recommended
Max Monthly Service Fee	$0
Card Reload Fee	Up to $4.95
Signature Purchase Transaction Fee	$0
PIN Purchase Transaction Fee	$0
Max Balance	$9,500
Number of Reviews	7

H&R Block Prepaid Emerald Mastercard Review

The H&R Block Prepaid Emerald Mastercard is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. Prepaid cards only allow you to spend money already in your account. So you can avoid interest payments, bounced checks, or overdraft fees.

H&R Block Prepaid Emerald Mastercard does not require a credit check, so approval is guaranteed. However, it will not help you build credit and some online merchants don't accept prepaid cards.

The Good	The Bad
Free in-network ATM withdrawal A monthly fee of $0, which is lower than average for prepaid cards There is no fee for loading your card No monthly service fee. No activation fee.	An inactivity fee is applied when card is not used for 60 days. No fee free ATMs.

Who issues H&R Block Prepaid Emerald Mastercard?

H&R Block Prepaid Emerald Mastercard is issued by Axos Bank, which is based in San Diego, CA and was founded in 2000.

What fees does H&R Block Prepaid Emerald Mastercard charge?

H&R Block Prepaid Emerald Mastercard does not charge a monthly service fee.

H&R Block Prepaid Emerald Mastercard Prepaid Card Fees
Description
Max Monthly Service Fee	$0
Close Account Fee	$0
Card Replacement Fee	$0
ATM Balance Inquiry	$1.50
Free In-Network ATM Withdrawal?	Yes
No Signature Purchase Transaction Fee?	Yes
No PIN Purchase Transaction Fee?	Yes
Signature Purchase Transaction Fee	$0
PIN Purchase Transaction Fee	$0
Activation Fee	$0
Card Reload Fee	Up to $4.95

How Much Does H&R Block Prepaid Emerald Mastercard Cost?

There is no activation fee.

A great thing about this card is it doesn't charge a monthly maintenance fee, which can save you a lot of money over time.

Does H&R Block Prepaid Emerald Mastercard charge an activation fee?

H&R Block Prepaid Emerald Mastercard does not charge an activation fee.

What is the daily ATM withdrawal for H&R Block Prepaid Emerald Mastercard?

H&R Block Prepaid Emerald Mastercard has a daily ATM withdrawal limit of $3,000.

What is daily direct deposit limit for H&R Block Prepaid Emerald Mastercard?

H&R Block Prepaid Emerald Mastercard sets a daily direct deposit limit of $1,000.

What is the Card Replacement Fee for H&R Block Prepaid Emerald Mastercard?

H&R Block Prepaid Emerald Mastercard does not charge a card replacement fee.

What is the Maximum Balance for H&R Block Prepaid Emerald Mastercard?

The maximum balance you can have on H&R Block Prepaid Emerald Mastercard is $9,500. If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account.

How to apply for H&R Block Prepaid Emerald Mastercard

Visit the Axos Bank website.
Fill in the application form. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN.
Check the information is accurate and submit your application.

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