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H&R Block Prepaid Emerald Mastercard

in Prepaid Cards from MetaBank

Unaffiliated

H&R Block Prepaid Emerald Mastercard

Unaffiliated

in Prepaid Cards from MetaBank

SuperMoney Net Recommendation Score -57

Strongly not recommended

3 users recommend

0 users are unsure

11 users don't recommend

Browse Reviews: 3 Recommendations | 11 Complaints

Highlights
Community Rating	Strongly not recommended
Signature Purchase Transaction Fee	$0
PIN Purchase Transaction Fee	$0
Monthly Fee	Up to $0
Card Reload Fee	$4.95
Number of Reviews	14

H&R Block Prepaid Emerald Mastercard Review

The H&R Block Prepaid Emerald Mastercard is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. Prepaid cards only allow you to spend money already in your account. So you can avoid interest payments, bounced checks, or overdraft fees.

H&R Block Prepaid Emerald Mastercard does not require a credit check, so approval is guaranteed. However, it will not help you build credit and some online merchants don't accept prepaid cards.

H&R Block Prepaid Emerald Mastercard Pros & Cons

The Good	The Bad
Free in-network ATM withdrawal A monthly fee of up to $0, which is lower than average for prepaid cards There is no fee for loading your card No monthly service fee. No activation fee.	An inactivity fee is applied when card is not used for 60 days. No fee free ATMs.

H&R Block Prepaid Emerald Mastercard FAQ

Who issues H&R Block Prepaid Emerald Mastercard?

H&R Block Prepaid Emerald Mastercard is issued by MetaBank, which is based in Storm Lake, IA and was founded in 1954.

What fees does H&R Block Prepaid Emerald Mastercard charge?

H&R Block Prepaid Emerald Mastercard does not charge a monthly service fee.

H&R Block Prepaid Emerald Mastercard Prepaid Card Fees
Description
ATM Balance Inquiry	$1.50
Activation Fee	$0
Card Replacement Fee	$0
Close Account Fee	$0
Free In-Network ATM Withdrawal?
No PIN Purchase Transaction Fee?
No Signature Purchase Transaction Fee?
Card Reload Fee	$4.95
Signature Purchase Transaction Fee	$0
PIN Purchase Transaction Fee	$0

How Much Does H&R Block Prepaid Emerald Mastercard Cost?

There is no activation fee.

A great thing about this card is it doesn't charge a monthly maintenance fee, which can save you a lot of money over time.

There is a reload fee of up to $4.95 fee every time you reload the card.

Does H&R Block Prepaid Emerald Mastercard charge an activation fee?

H&R Block Prepaid Emerald Mastercard does not charge an activation fee.

What is the daily ATM withdrawal for H&R Block Prepaid Emerald Mastercard?

H&R Block Prepaid Emerald Mastercard has a daily ATM withdrawal limit of $3,000.

What is daily direct deposit limit for H&R Block Prepaid Emerald Mastercard?

H&R Block Prepaid Emerald Mastercard sets a daily direct deposit limit of $1,000.

What is the Card Replacement Fee for H&R Block Prepaid Emerald Mastercard?

H&R Block Prepaid Emerald Mastercard does not charge a card replacement fee.

What is the Maximum Balance for H&R Block Prepaid Emerald Mastercard?

The maximum balance you can have on H&R Block Prepaid Emerald Mastercard is $9,500. If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account.

How to apply for H&R Block Prepaid Emerald Mastercard

Visit the MetaBank website.
Fill in the application form. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN.
Check the information is accurate and submit your application.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From MetaBank

Through our divisions, MetaBank provides financial services catered to the needs of our customers. We are a trusted advisor to our partners and clients providing innovative solutions in the markets we serve. Our mission is ingrained in everything we do. We are a leader in providing financial solutions to customers and businesses in underserved, niche markets. We believe in financial inclusion for all. We serve consumers that are often overlooked by traditional banks. We believe that everyone deserves to have access to the kind of financial products that most people take for granted. We are a leader in providing lower-income individuals access to financial products and services. From grocery day to payday to tax day, our products serve as a primary transaction account for many underbanked customers. Our products also provide access to the financial system and offer the same kind of features, functionality, and safety as traditional banking products.

Having a prepaid card for your tax refund can pay off far beyond tax season. You can make purchases, pay your bills, and get cash at the ATM throughout the year, and even add funds to your Emerald Card when your refund runs out. Plus, get cash back with purchases made at many stores—generally without a fee — including grocery, drug and discount stores. The kicker? No setup fee, no annual fee and no fee for purchases.