Blue Netspend® Visa® Prepaid Card Review

The Blue Netspend® Visa® Prepaid Card is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. Prepaid cards only allow you to spend money already in your account. So you can avoid interest payments, bounced checks, or overdraft fees.

Blue Netspend® Visa® Prepaid Card does not require a credit check, so approval is guaranteed. However, it will not help you build credit and some online merchants don't accept prepaid cards.

Who issues Blue Netspend® Visa® Prepaid Card?

Blue Netspend® Visa® Prepaid Card is issued by NetSpend, which is based in Austin, TX and was founded in 1999.

What fees does Blue Netspend® Visa® Prepaid Card charge?

Blue Netspend® Visa® Prepaid Card charges a monthly fee of up to $9.95. There is a signature transaction fee of $1 every time a merchant requires signature-based authentification. Purchases that require entering a pin to validate also come with a $2 fee.

What is the Maximum Balance for Blue Netspend® Visa® Prepaid Card?

The maximum balance you can have on Blue Netspend® Visa® Prepaid Card is $15,000. If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account.

How to apply for Blue Netspend® Visa® Prepaid Card

• Visit the NetSpend website.
• Fill in the application form. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN.
• Check the information is accurate and submit your application.