SuperMoney
  Western Union Netspend Prepaid Mastercard

Western Union Netspend Prepaid Mastercard

in Prepaid Cards from NetSpend

Claimed

Western Union Netspend Prepaid Mastercard

Claimed

in Prepaid Cards from NetSpend

SuperMoney Net Recommendation Score -80%

SUPERMONEY NET RECOMMENDATION SCORE

-80%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Strongly not recommended

2 users recommend
1 user is unsure
22 users don't recommend
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Highlights
Highlights
Community Rating Strongly not recommended
Signature Purchase Transaction Fee $1.50
PIN Purchase Transaction Fee $1.50
Max Monthly Service Fee $9.95
Card Reload Fee $3.95 - $5
Max Balance $15,000
Number of Reviews 25

Western Union Netspend Prepaid Mastercard Review

The Western Union Netspend Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. Prepaid cards only allow you to spend money already in your account. So you can avoid interest payments, bounced checks, or overdraft fees.

Western Union Netspend Prepaid Mastercard does not require a credit check, so approval is guaranteed. However, it will not help you build credit and some online merchants don't accept prepaid cards.

The Good The Bad
  • There is no fee for loading your card
  • With the Refer-a-Friend program, when a friend funds their Card Account with at least $40, you each get a $20 credit.
  • Optional savings account available.
  • Charges a monthly maintenance fee of $9.95.
  • Charges a $1.50 PIN purchase transaction fee
  • Charges a $1.50 signature purchase transaction fee
  • No options for avoiding a monthly fee.
  • No fee free ATMs

Who issues Western Union Netspend Prepaid Mastercard?

Western Union Netspend Prepaid Mastercard is issued by NetSpend, which is based in Austin, TX and was founded in 1999.

What fees does Western Union Netspend Prepaid Mastercard charge?

Western Union Netspend Prepaid Mastercard charges a monthly fee of up to $9.95. There is a signature transaction fee of $1.50 every time a merchant requires signature-based authentification. Purchases that require entering a pin to validate also come with a $1.50 fee.

Western Union Netspend Prepaid Mastercard Prepaid Card Fees
Description
Max Monthly Service Fee $9.95
Close Account Fee $0
Card Replacement Fee $3.95
ATM Balance Inquiry $0.50
Signature Purchase Transaction Fee $1.50
PIN Purchase Transaction Fee $1.50
Activation Fee $0
Card Reload Fee $3.95 - $5

How Much Does Western Union Netspend Prepaid Mastercard Cost?

There is no activation fee.

Notice this card charges a monthly maintenance fee of up to $9.95.

There is a reload fee of up to $5 fee every time you reload the card.

Does Western Union Netspend Prepaid Mastercard charge an activation fee?

Western Union Netspend Prepaid Mastercard does not charge an activation fee.

What is the daily ATM withdrawal for Western Union Netspend Prepaid Mastercard?

Western Union Netspend Prepaid Mastercard has a daily ATM withdrawal limit of $940.

What is daily direct deposit limit for Western Union Netspend Prepaid Mastercard?

Western Union Netspend Prepaid Mastercard sets a daily direct deposit limit of $7,500.

What is the Card Replacement Fee for Western Union Netspend Prepaid Mastercard?

You will need to pay $3.95, if you need a card replacement.

What is the Maximum Balance for Western Union Netspend Prepaid Mastercard?

The maximum balance you can have on Western Union Netspend Prepaid Mastercard is $15,000. If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account.

How to apply for Western Union Netspend Prepaid Mastercard

  • Visit the NetSpend website.
  • Fill in the application form. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN.
  • Check the information is accurate and submit your application.
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About Western Union Netspend Prepaid Mastercard

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Feature Breakdown

Free Customer Service  
Daily ATM Withdrawal Limit $940
ATM Fee: In-Network $2.50
ATM Fee: Out-of-Network $2.50
Additional Card Fee Amount $3.95
Foreign Currency Transaction Fee 4%
Credit Score Range 300 - 850
Activation Fee $0
Max Monthly Service Fee $9.95
Card Reload Fee $3.95 - $5
Signature Purchase Transaction Fee $1.50
PIN Purchase Transaction Fee $1.50

Western Union Netspend Prepaid Mastercard Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

-80%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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