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Last Updated: 04/18/2025

Western Union Netspend Prepaid Mastercard

in Prepaid Debit Cards from NetSpend

Last Updated: 04/18/2025

Western Union Netspend Prepaid Mastercard logo
Strongly not recommended27 total votes
2 users recommend
3 users are unsure
22 users don't recommend
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Community Rating

Strongly not recommended

Monthly Service Fee

$9.95(Verified 06/21/2024)
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Card Reload Fee

$0 - $3.95

Number of Reviews

27

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Western Union Netspend Prepaid Mastercard Review

The Western Union Netspend Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. Western Union Netspend Prepaid Mastercard only allows you to spend money already in your account. So you can avoid interest payments, bounced checks, or overdraft fees.

Western Union Netspend Prepaid Mastercard Pros & Cons

Western Union Netspend Prepaid Mastercard FAQ

Who issues Western Union Netspend Prepaid Mastercard?

Western Union Netspend Prepaid Mastercard is issued by NetSpend, which is based in Austin, TX and was founded in 1999.

What fees does Western Union Netspend Prepaid Mastercard charge?

Western Union Netspend Prepaid Mastercard charges a monthly fee of up to $9.95.

How Much Does Western Union Netspend Prepaid Mastercard Cost?

There is no activation fee.
Notice this card charges a monthly maintenance fee of up to $9.95.
There is a reload fee of up to $3.95 fee every time you reload the card.

Does Western Union Netspend Prepaid Mastercard charge an activation fee?

Western Union Netspend Prepaid Mastercard does not charge an activation fee .

What is the daily ATM withdrawal for Western Union Netspend Prepaid Mastercard?

Western Union Netspend Prepaid Mastercard has a daily ATM withdrawal limit of $940.

What is daily direct deposit limit for Western Union Netspend Prepaid Mastercard?

It looks like Western Union Netspend Prepaid Mastercard does not have a set daily direct deposit limit.

What is the Card Replacement Fee for Western Union Netspend Prepaid Mastercard?

It looks like Western Union Netspend Prepaid Mastercard does not charge a card replacement fee.

What is the Maximum Balance for Western Union Netspend Prepaid Mastercard?

The maximum balance you can have on Western Union Netspend Prepaid Mastercard is $15,000. If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account.

How to apply for Western Union Netspend Prepaid Mastercard

  • Visit the NetSpend website.
  • Fill in the application form. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN.
  • Check the information is accurate and submit your application.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Western Union Netspend Prepaid Mastercard logo

Message from Western Union Netspend Prepaid Mastercard

We empower consumers and businesses to be self-banked. We serve the estimated 68 million underbanked consumers by giving them convenience, security, and freedom. Our products are designed to be used as tools for people who don’t have a traditional bank account or who prefer to use alternative financial services. Netspend is a Global Payments company Global Payments is a leading worldwide provider of payment technology and software solutions delivering innovative services to customers globally.

Take control of your money. Your Western Union Netspend® Prepaid Mastercard is available wherever you go. Reward yourself with cash. Get special offers from select merchants and get cash back rewards on those purchases.

Contact

Headquarters

PO Box 2136
Austin, TX 78768
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