Last Updated: 04/18/2025
SuperMoney User Recommendation Score -74
Strongly not recommended27 total votes
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Highlights
Community Rating
Strongly not recommended
Monthly Maintenance Fee
$9.95(Verified 06/21/2024)
Disclaimer popup with additional information
Card Reload Fee
$0 - $3.95
Number of Reviews
Western Union Netspend Prepaid Mastercard Review
The Western Union Netspend Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. Western Union Netspend Prepaid Mastercard only allows you to spend money already in your account. So you can avoid interest payments, bounced checks, or overdraft fees.
Western Union Netspend Prepaid Mastercard Pros & Cons
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Western Union Netspend Prepaid Mastercard FAQ
Who issues Western Union Netspend Prepaid Mastercard?
Western Union Netspend Prepaid Mastercard is issued by NetSpend, which is based in Austin, TX and was founded in 1999.
What fees does Western Union Netspend Prepaid Mastercard charge?
Western Union Netspend Prepaid Mastercard charges a monthly fee of up to $9.95.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Activation Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Card Reload Fee | $0 - $3.95 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
How Much Does Western Union Netspend Prepaid Mastercard Cost?
There is no activation fee.
Notice this card charges a monthly maintenance fee of up to $9.95.
There is a reload fee of up to $3.95 fee every time you reload the card.
Does Western Union Netspend Prepaid Mastercard charge an activation fee?
Western Union Netspend Prepaid Mastercard does not charge an activation fee .What is the daily ATM withdrawal for Western Union Netspend Prepaid Mastercard?
Western Union Netspend Prepaid Mastercard has a daily ATM withdrawal limit of $940.
What is daily direct deposit limit for Western Union Netspend Prepaid Mastercard?
It looks like Western Union Netspend Prepaid Mastercard does not have a set daily direct deposit limit.
What is the Card Replacement Fee for Western Union Netspend Prepaid Mastercard?
It looks like Western Union Netspend Prepaid Mastercard does not charge a card replacement fee.
What is the Maximum Balance for Western Union Netspend Prepaid Mastercard?
The maximum balance you can have on Western Union Netspend Prepaid Mastercard is $15,000. If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account.
How to apply for Western Union Netspend Prepaid Mastercard
- Visit the NetSpend website.
- Fill in the application form. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN.
- Check the information is accurate and submit your application.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Western Union Netspend Prepaid Mastercard
Other Services by NetSpend
Other Prepaid Debit Cards from NetSpend
Monthly Service Fee
$4.95
Disclaimer popup with additional information
Signature Purchase Transaction Fee
$0
PIN Purchase Transaction Fee
$0
Card Reload Fee
$0 - $3.95
Monthly Service Fee
Up to $5
Signature Purchase Transaction Fee
N/A
PIN Purchase Transaction Fee
N/A
Card Reload Fee
$3.95
Rating not yet determined
Monthly Service Fee
Up to $9.95
Signature Purchase Transaction Fee
$1.50
PIN Purchase Transaction Fee
$1.50
Card Reload Fee
Up to $3.95
Rating not yet determined
Monthly Service Fee
$9.95
Disclaimer popup with additional information
Signature Purchase Transaction Fee
$1
PIN Purchase Transaction Fee
$2
Card Reload Fee
$3.95
Monthly Service Fee
$9.95
Disclaimer popup with additional information
Signature Purchase Transaction Fee
$0
PIN Purchase Transaction Fee
$0
Card Reload Fee
$0 - $4.95
Monthly Service Fee
Up to $9.95
Signature Purchase Transaction Fee
$1
PIN Purchase Transaction Fee
$2
Card Reload Fee
$0 - $3.95
Rating not yet determined
Monthly Service Fee
Up to $9.95
Signature Purchase Transaction Fee
$0
PIN Purchase Transaction Fee
$0
Card Reload Fee
$0 - $3.95
Monthly Service Fee
$0 - $9.95
Disclaimer popup with additional information
Signature Purchase Transaction Fee
$1
PIN Purchase Transaction Fee
$2
Card Reload Fee
$0 - $3.95
Monthly Service Fee
Up to $9.95
Signature Purchase Transaction Fee
$1.50
PIN Purchase Transaction Fee
$1.50
Card Reload Fee
Up to $3.95
Rating not yet determined
Monthly Service Fee
Up to $9.95
Signature Purchase Transaction Fee
$1
PIN Purchase Transaction Fee
$2
Card Reload Fee
Up to $3.95
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
SuperMoney Net Recommendation Score
SuperMoney users don't recommend this product, giving it a user recommendation score of -74, or 1.5 on a 5-point rating scale.
-74
-1000+100
No one recommends
Everyone recommends
Reviewer Sentiment Over Time
Western Union Netspend Prepaid Mastercard Community Reviews
Would you recommend Western Union Netspend Prepaid Mastercard to your friends?
Shanee S.
Oct 16, 2021
Would not Recommend
The customer service is the worst ! They have no idea what they are doing . I called and asked to speak to a supervisor twice . The supervisor didn’t know what they were doing . It was the most annoying two calls ever!! And I’ve been a customer for a very long time ! I might just want to cancel my services now because of this
CD
Christopher D.
May 10, 2021
May or may not recommend
I like them I'm still trying to understand the All access Netspend acct.
TJ
Taylor J.
Aug 12, 2020
May or may not recommend
I got this card to utilize the savings option so I could put in $1000 and get 5% back, just because I want to designate it as part of my emergency savings. Signing up was easy, but I don't like that I can't connect my bank account directly to this account. I called customer service and they told me to just read what the website tells you to do - ...Show More
Kay H.
Mar 5, 2020
Would not Recommend
You get charged a fee every time you use the card! This blows my mind. Why would you get a card if you’re not going to use it? You wouldn’t, right? But if you use this charge they charge a fee for every transaction. That’s the most ridiculous thing I’ve ever heard! DONT GET THIS CARD. it’s a waste of money. There are plenty other prepaid card options out there ...Show More
ES
Elida S.
Oct 6, 2019
Would not Recommend
I have struggled in the past 4 days because to use priceline you need a prepaid card so i did just that and purchased one and loaded my family money 400$ to be able to get cheaper room rates, well after loading da card they wanted me to verify my identity and so i sent right papers and they still have not releaded my funds so me and my family ...Show More
UC
Ulysses C.
Sep 23, 2019
May or may not recommend
I need this prepaid card to save money for my rent
TC
Teresa C.
Sep 12, 2019
Would not Recommend
Total ripoffs, gotta be dumber than a box of rocks to use this card!
Josh B.
Aug 6, 2019
Would not Recommend
Trouble to access your own money even with proper identification. Lost a good customer and probably going to lose more services are rediculous i dont recommend no one to this. Do not deal with these people . They are money sharks!!!
MP
Mia P.
Aug 6, 2019
Would Recommend
Extremely convenient for receiving Western Union money transfers. No need to go to a pick up location EVER.
CJ
Calvin J.
Aug 1, 2019
Would not Recommend
What a amazing card. Its good st store's and restaurants as well
Juanita Y.
Jun 8, 2019
Would not Recommend
Horrible customer service. Can't speak to anyone that can fix the problem.
James R.
May 30, 2019
Would not Recommend
Very poor customer service. I had an unauthorized transaction last Saturday. I called immediately to dispute it. It was pending. The agent said to wait to see if it clears. I did. He set me up with a new card. Said I would have it by the 28th if I paid $25 rush processing, so I did. Card showed up on the 29th. I called today on the 30th ...Show More
ND
Nicole D.
Apr 22, 2019
Would not Recommend
Continuous lock outs. Found out after using my card for six months you can’t deposit a check of more then $2500.00, and always problems with the app or website or both.
WC
Worst C.
Apr 18, 2019
Would not Recommend
The worst company you cannot understand there speaking. Don’t loose your card they won’t replace your money you wait the 18 days for nothing .Needs to be suit down they are not for you. All my coworkers cut there cards up .
LW
Lavonia W.
Mar 2, 2019
Would not Recommend
After calling and being hung up on 6 times, i found out about the 5 transfer limit a month. Here it is march 1 and i still cant transfer. DO NOT USE THIS CARD.
DM
Dan M.
Jan 29, 2019
Would not Recommend
Absolutely dreadful experience with these cards. You must activate using your entire life story and then they require you to send them documents with identification, social security numbers and information that would permit anyone to easily steal your identity and set up fake credit cards. Do not buy this product if you don't want your identity to be stolen.
Kansas B.
Jan 10, 2019
Would not Recommend
They are not consistent in paying people on time I almost lost my job.
Kara W.
Oct 20, 2018
Would not Recommend
I got the card because I recieve a large amount of Wu transactions, but if I would have known that they only allow 5 transactions per month I would have never done it. What is the purpose of having a card and I cannot put money on it? I'm not rich and this is a sham to get more money out of you.
SH
Shavonna H.
Sep 6, 2018
Would not Recommend
Direct deposit is not consistent! I am preparing to cancel my card as soon as my deposit hits!
James R.
Aug 15, 2018
Would not Recommend
Absolutely terrible, it wont work with eBay without jumping through 2 miles of hoops, this was a waste of my time and patience, I literally gave up and lost out on 40 dollars because of how TERRIBLE and pure garbage this waste of time is.
Showing 20 of 27 reviews
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