ACE Elite Blue Visa Prepaid Card Review

The ACE Elite Blue Visa Prepaid Card is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. Prepaid cards only allow you to spend money already in your account. So you can avoid interest payments, bounced checks, or overdraft fees.

ACE Elite Blue Visa Prepaid Card does not require a credit check, so approval is guaranteed. However, it will not help you build credit and some online merchants don't accept prepaid cards.

Who issues ACE Elite Blue Visa Prepaid Card?

ACE Elite Blue Visa Prepaid Card is issued by NetSpend, which is based in Austin, TX and was founded in 1999.

What fees does ACE Elite Blue Visa Prepaid Card charge?

ACE Elite Blue Visa Prepaid Card charges a monthly fee of up to $9.95. There is a signature transaction fee of $1 every time a merchant requires signature-based authentification. Purchases that require entering a pin to validate also come with a $2 fee.

What is the Maximum Balance for ACE Elite Blue Visa Prepaid Card?

The maximum balance you can have on ACE Elite Blue Visa Prepaid Card is $15,000. If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account.

How to apply for ACE Elite Blue Visa Prepaid Card

• Visit the NetSpend website.
• Fill in the application form. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN.
• Check the information is accurate and submit your application.